ADV Part 2A, Appendix 1 – Wrap Fee Brochure Page 5 Concentus Wealth Advisors Investment Management & Ongoing Guidance/Planning In addition to our investment management service outlined above, we provide ongoing guidance and planning services to include:
• Investment Strategy outline & Written Investment Plan
• Custom Monte Carlo scenario analysis
• Planning modules (Tax, Estate, Insurance, Debt, Retirement)
• Financial reporting and balance sheet creation
• Milestone meetings and check-up calls
• Customized menu of planning deliverables Fee Schedule: Investment Management Only We typically charge an annual percentage-based fee for our Investment Management service. The maximum annual fee charged for this service will not exceed 1.55%. This service is also subject to a minimum quarterly fee of $625. Investment Management & Ongoing Guidance/Planning We typically charge an annual percentage-based fee for investment Management service. The maximum annual fee charged for this service will not exceed 1.55%. This service is also subject to a minimum quarterly fee of $625. Additionally, we charge a flat $ fee for Ongoing Guidance/Planning as follows: Service Level Fee Range* Private Wealth Management $2,500 - $20,000 Family Office Custom * Additional fees may be incurred depending on the scope and complexity of the client engagement and disclosed in the executed advisory agreement. __________ Investment Management fees are billed on a pro-rata annualized basis quarterly in advance based on the value of the account(s) on the last day of the previous quarter or monthly in arrears calculated using the average daily balance of the account(s) during the previous month. Adjustments will be made for deposits and withdrawals during the billing period for clients billed quarterly in advance. Our firm bills on cash unless indicated otherwise in writing. Fees will be deducted from your managed account. As part of this process, you understand and acknowledge the following: a) Your independent custodian sends statements at least quarterly to you showing the market values for each security included in the Assets and all disbursements in your account including the amount of the advisory fees paid; b) We utilize third party service providers to calculate the advisory fees for all fee schedules and deduct them from your account; c) You provide authorization permitting CWA, Independent Managers and CWA’s third party service providers to be paid by these terms; and d) If we send an invoice to you, our invoice includes a disclosure urging you to compare the information provided in our statement with those from the independent custodian. ADV Part 2A, Appendix 1 – Wrap Fee Brochure Page 6 Concentus Wealth Advisors Ongoing Guidance fees are billed on a pro-rata annualized basis quarterly in advance. Fees are negotiable. Fees will be deducted directly from your managed account in quarterly installments. As part of this process,

you understand and acknowledge the following: a) Your independent custodian sends statements at least quarterly to you showing the market values for each security included in the Assets and all disbursements in your account including the amount of the advisory fees paid; b) We utilize third party service providers to calculate the advisory fees for all fee schedules and deduct them from your account; c) You provide authorization permitting CWA, Independent Managers and CWA’s third party service providers to be paid by these terms; and d) If we send an invoice to you, our invoice includes a disclosure urging you to compare the information provided in our statement with those from the independent custodian. At our discretion, we may agree to ‘household’ specific client accounts for purposes of fee calculation depending on the client relationship and overall services provided. The exact services and fees will be agreed upon and disclosed before services are provided. Fees and how they are charged are negotiable. At our discretion, we can charge a lesser investment advisory fee, charge a flat fee, or waive a fee entirely based upon specific facts and circumstances, including but not limited to the client’s financial situation and circumstances, the amount of assets under management and anticipated to be under management, account householding arrangements, the complexity of the services provided, related accounts, account composition, grandfathered fee schedules, employees and family members, courtesy accounts, and negotiations with client, etc. In some cases where the advisory relationship changes and the scope of services rendered materially narrows or expands, fees may be adjusted as mutually agreed to and as evidenced by a signed amended agreement. The specific billing arrangement will be detailed in the signed client agreement. Fees to be assessed will be outlined in the advisory agreement to be signed by the Client. Legacy clients will be subject to the advisory fees disclosed in their signed advisory agreement, which may be up to 1.55% of their assets under management. You may pay custodial fees, charges imposed directly by a mutual fund, index fund, or exchange traded fund which shall be disclosed in the fund’s prospectus (i.e., fund management fees and other fund expenses), mark-ups and mark-downs, spreads paid to market makers, wire transfer fees and other fees and taxes on brokerage accounts and securities transactions. These fees are not included within the wrap-fee you are charged by our firm. We impose the following requirement(s) to open or maintain an account:
• There are no minimum requirements for opening an account with us. However, clients will be charged a minimum fee of $2,500 for investment management services. Types of clients we typically manage wrap fee accounts on behalf of, include:
• Individuals and High Net-Worth Individuals;
• Trusts, Estates or Charitable Organizations;
• Pension and Profit Sharing Plans; and
• Corporations, Limited Liability Companies and/or Other Business Types.