The Firm offers both discretionary and non-discretionary investment management and investment advisory services. Prior to the Firm rendering any of the foregoing advisory services, clients are required to enter into one or more written agreements with the Firm setting forth the relevant terms and conditions of the advisory relationship (the “Advisory Agreement”). Allium Financial Advisors, LLC has been registered as an investment adviser since 2017 and is owned by Sheree Demers Arntson, Pradeep Tempalli, and Scott Thompson. As of December 31, 2023, Allium Financial Advisors, LLC managed approximately $545760408 in assets for approximately 752 accounts on a discretionary basis and approximately $12,396,750 in assets for approximately 11 accounts on a non-discretionary basis. In total, Allium Financial Advisors, LLC managed approximately $558,157,158 in assets for approximately 763 accounts. As of December 31, 2023, Allium Financial Advisors, LLC managed approximately 168 client relationships. While this Brochure generally describes the business of the Firm, certain sections also discuss the activities of its Supervised Persons, which refer to the Firm’s officers, partners, directors (or other persons occupying a similar status or performing similar functions), employees or any other person who provides investment advice on the Firm’s behalf and is subject to the Firm’s supervision or control. Financial Planning Services Allium offers clients a broad range of financial planning and consulting services, which may include the following functions: cash flow forecasting, trust and estate planning, financial reporting, investment consulting, insurance planning, retirement planning, risk management, charitable giving, distribution planning, tax planning, and business planning. In performing these services, the Firm is not required to verify any information received from the client or from the client’s other professionals (e.g., attorneys, accounts, etc.) and is expressly authorized to rely on such information. The Firm may recommend clients engage the Firm for additional related services relying on its Supervised Persons in their individual capacities as insurance agents and /or other professionals to implement its recommendations. Clients are advised that a conflict of interest exists if client engages Firm or its affiliates to provide additional services for compensation. Clients retain absolute discretion over all decisions regarding implementation and are under no obligation to act upon any of the recommendations made by the Firm under a financial planning or consulting engagement. Clients are advised that it remains their responsibility to promptly notify the Firm of any change in their financial situation or investment objectives for the purpose of reviewing, evaluating, or revising the Firm’s recommendations and/or services. 3/22/2024 5 Allium Financial Advisors, LLC Disclosure Brochure Investment Management Services Allium provides clients with financial management services which may include a broad range of comprehensive financial planning and consulting services as well as discretionary investment management of investment portfolios. Allium primarily allocates client assets among various mutual funds, exchange-traded funds (“ETFs”), and independent investment managers (“Independent Managers”) in accordance with their stated investment objectives. In addition, Allium may also recommend that certain eligible clients invest in privately placed securities, which may include debt, equity and/or interests in pooled investment vehicles (e.g., hedge funds). When appropriate and fully disclosed, Allium may recommend investment products which require longer-term commitments from its clients. Allium shall provide continuous monitoring of such investments to include annual due diligence, performance tracking, amendment processing, and capital call assistance. Allium may utilize vetted third-party providers to assist with the due diligence described above. Where appropriate, Allium may also provide advice about any type of legacy position or other investment held in client portfolios. Clients may engage Allium to manage and/or advise on certain investment products that are not maintained at their primary custodian, such as variable life insurance, annuity contracts, assets held in employer sponsored retirement plans and qualified tuition plans (i.e., 529 plans). In these situations, Allium directs or recommends

the allocation of client assets among the various investment options available with the product. These assets are generally maintained at the underwriting insurance company, or the custodian designated by the product’s provider. The Firm tailors its advisory services to meet the needs of its individual clients and seeks to ensure, on a continuous basis, that client portfolios are managed in a manner consistent with those needs and objectives. The Firm consults with clients on an initial and ongoing basis to assess their specific risk tolerance, time horizon, liquidity constraints and other related factors relevant to the management of their portfolios. Clients are advised to promptly notify the Firm if there are changes in their financial situation or if they wish to place any limitations on the management of their portfolios. Clients may impose reasonable restrictions or mandates on the management of their accounts if the Firm determines, in its sole discretion, that the conditions would not materially impact the performance of a management strategy or prove overly burdensome to the Firm’s management efforts. The DOL Fiduciary Regulation The Firm is required to provide clients that are ERISA plan participants and/or IRA owners (“Retirement Investors”) the following disclosure: When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement 3/22/2024 6 Allium Financial Advisors, LLC Disclosure Brochure accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. Under this special rule’s provisions, we must:
• Meet a professional standard of care when making investment recommendations (give prudent advice);
• Never put our financial interests ahead of yours when making recommendations (give loyal advice);
• Avoid misleading statements about conflicts of interest, fees, and investments;
• Follow policies and procedures designed to ensure that we give advice that is in your best interest;
• Charge no more than is reasonable for our services; and
• Give you basic information about conflicts of interest. We have a financial incentive to advise a client or potential client to rollover a 401(k) or other ERISA account into a Rollover IRA managed by the Firm. This conflict is mitigated using a “Rollover Disclosure and Analysis” Form used to determine and document that the Rollover is in the best interest of the client or potential client. Use of Independent Managers The Firm may select certain Independent Managers (separately managed accounts) to actively manage clients’ assets. The specific terms and conditions under which a client engages an Independent Manager may be set forth in a separate written agreement with the designated Independent Managers engaged to manage their assets. In addition to receipt of this Brochure, clients may also receive the written disclosure documents of the respective Independent Managers engaged to manage their assets. The Firm evaluates a variety of information about Independent Managers, which may include the Independent Managers’ public disclosure documents, materials supplied by the independent managers themselves and other third-party analyses it believes are reputable. To the extent possible, the Firm seeks to assess the Independent Managers’ investment strategies, past performance, and risk results in relation to its clients’ individual portfolio allocations and risk exposure. The Firm also takes into consideration each Independent Manager’s management style, returns, reputation, financial strength, reporting, pricing, and research capabilities, among other factors. The Firm continues to provide services relative to the discretionary selection of the Independent Managers. On an ongoing basis, the Firm monitors the performance of those accounts being managed by Independent Managers. The Firm seeks to ensure the Independent Managers’ strategies and target allocations remain aligned with its clients’ investment objectives and overall best interests. 3/22/2024 7 Allium Financial Advisors, LLC Disclosure Brochure