Advisory Business FIRM INFORMATION Equilibria Wealth Management (“EWM,” “we,” “us,” “our”), an investment advisory firm formed in February 2010, is a registered investment advisory firm located in Katy, TX. We have been a registered investment advisory firm since December 2020. PRINCIPAL OWNERS In December 2021, Gary Warren is no longer an owner of EWM. EWM is owned and controlled by Mercedes Barker and John Moore. Mercedes Barker is EWM’S CCO and Chief Compliance Officer. INVESTMENT ADVISORY SERVICES Asset Management Services: We provide asset management services in which we manage your custodial accounts with the use of several model portfolios and provide you with continuous and ongoing supervision of your custodial accounts. Our services provide additional investment opportunities among stocks, bonds, mutual funds, exchange-traded funds (ETFs), Real Estate Investment Trusts (REITs), options, and additional securities. Growth and Income Portfolio (“GANDI”) Our Growth and Income Portfolio (GANDI) is based on an asset allocation model as such:
• 30% U.S. Equities
• 30% International Equities
• 10% High-Quality Fixed Income
• 10% High Yield Fixed Income
• 10% Inflation Protection Fixed Income
• 5% Real Estate Investment Trusts (REIT)
• 5% Gold securities We use research sources for our strategies that have gone through a rigorous screening process for inclusion in the portfolio. These strategies can consist of individual securities, Exchange Traded Funds (ETF), and Mutual Funds. We have further diversification of approximately 25 securities at a 1.2% weighting for our U.S. Equity allocation, and 15 securities at a 2% weighting for the International component. We also apply a trailing stop loss (starting at 25%) on many of these individual securities. The stop loss is based on a closing value. Cash is sometimes considered as a holding at our management discretion. An analysis on sector weightings is also used for further diversification. We anticipate an annual rebalancing back to the original allocation. This portfolio typically has a low turnover rate. 5 Retirement and Savings Portfolio (“RASP”) Our Retirement and Savings Portfolio (RASP) utilizes the same overall asset allocation of our GANDI portfolio using only Mutual Funds and Exchange Traded Funds (ETF). It does not utilize individual securities and weightings, but also uses annual rebalancing. Bond

Income Ladder (“BILD”) Our Bond Income Ladder (BILD) uses individual fixed income securities such as Municipal Bonds, Corporate Bonds, and Certificates of Deposits. The maturities are usually equally divided over a set period of time (typically 5, 10, or 15 years). Financial Planning and Consulting Services: We provide various financial planning and consulting services that find ways to help you understand your overall financial situation and help you set financial objectives. We accomplish this by helping you review your financial goals, tax planning strategies, asset allocation, risk management, retirement planning, and other areas and objectives. Generally, such financial planning and consulting services will involve preparing a financial plan or rendering a financial consultation based on your financial goals and objectives. We will summarize our services to you in a written plan, which will typically include general recommendations for a course of action or specific actions to be taken by you. Implementation of the recommendations will be at your discretion. We provide our financial planning and consulting services on a project basis or as an ongoing, comprehensive annual plan. TAILORED INVESTMENT ADVISORY SERVICES AND RESTRICTIONS EWM offers the same suite of services to all our clients; however, specific recommendations and their implementation are dependent upon the individual client’s Investment Policy Statement, which outlines a client’s current financial situation such as income, net worth, and risk tolerance levels. On a case by case basis, our clients can impose restrictions on investing in certain securities or types of securities in accordance with their values or beliefs. However, if the restrictions prevent us from properly servicing the client’s account, or if the restrictions would require us to deviate from our standard suite of services, we reserve the right to end the relationship. We can request additional information and documentation, such as current investments, tax returns, insurance policies, and estate plan. We will discuss your investment objectives, needs, and goals, but you must inform us of any changes. Unless directed by you, we do not independently verify any information provided to us by you or your attorney, accountant, or other professionals. WRAP FEE PROGRAMS EWM does not participate in, recommend, or offer wrap fee programs. ASSETS UNDER MANAGEMENT As of December 31, 2023, WM managed $126,360,732 in assets under management on a discretionary basis only.