The firm was established in December of 2014 as an LLC to offer securities and advisory
services through LPL Financial, a member Financial Regulatory Authority ("FINRA") and the
Securities Investors Protection Corporation (“SIPC”) as well as an SEC registered investment
adviser. The firm continues to offer securities through LPL Financial and was registered as an
independent state level investment adviser in March of 2015.
The President for Red Mountain Financial Partners is Michael Warren, CMT. He has over 20
years of experience in the financial services industry and holds the Chartered Market
Technician (CMT) professional designation. The Chartered Market Technician (CMT)
Program requires candidates to demonstrate proficiency in a broad range of topics in the
field
of Technical Analysis. Mr. Warren also received his Bachelor of Science in Finance from the
University of Montana.
Cara Flynt is Chief compliance Officer.
Red Mountain Financial Partners provides fee based investment advisory services for
compensation primarily to high-net worth individuals as well as individuals and
corporations. Portfolio management services include, but are not limited to, the following:
• Investment Strategy • Personal investment policy
• Asset Allocation • Asset Selection
• Risk Tolerance • Regular Portfolio Monitoring
Investment adviser representatives (IAR) are restricted to providing services and charging
fees in accordance with the descriptions detailed in this document and the account agreement.
However, the exact service and fees charged to a particular client are dependent upon the IAR
that is working with the client. Investment adviser representatives are instructed to consider the
individual needs of each client when recommending an advisory platform. Investment
strategies and recommendations are tailored to the individual needs of each client. Any and all
material conflicts of interest are disclosed herein.
The investment adviser representatives associated with Red Mountain Financial Partners are
appropriately licensed, and authorized to provide advisory services on behalf of Red Mountain
Financial Partners. Investment Adviser Representatives associated with Red Mountain Financial
Partners are also registered representatives of LPL Financial. Any securities transactions shall
be directed to LPL Financial for execution. Red Mountain Financial Partners and LPL Financial
are not affiliated legal entities.
The individuals that are licensed as registered representatives of LPL Financial are subject to
regulations that restrict them from conducting securities transactions away from LPL Financial
without written authorization from LPL Financial. Clients should, therefore, be aware that for
accounts where LPL Financial serves as the custodian, Red Mountain Financial Partners is
limited to offering services and investment vehicles that are approved by LPL Financial, and
may be prohibited from offering services and investment vehicles that may be available
through other broker/dealers and custodians.
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Any and all material conflicts of interest are disclosed herein.
Asset Management
Red Mountain Financial Partners, through its investment advisor representatives, provides
ongoing investment advice and management on assets in the client’s custodial accounts.
Advice may be discretionary or non-discretionary as indicated in the client account agreement.
More specific account information and acknowledgements are further detailed on the account
application.
The advice is tailored to the individual needs of the client based on the investment objective
chosen by the client in order to help assist clients in attempting to meet their financial goals.
Accounts are reviewed on a regular basis and rebalanced as necessary according to each
client’s investment profile.
Financial Planning Services
As part of our financial planning services, Red Mountain Financial Partners, through its
investment advisor representatives, may provide personal financial planning tailored to the
individual needs of the client. A particular client’s financial plan will include the relevant
types of planning specific to their needs and objectives such as:
• Retirement – planning an investment strategy with the objective of providing inflation-
adjusted income for life.
• College / Education – planning to pay the future college / education expenses of a child
or grandchild.
• Major Purchase – Evaluation of the pros and cons of home ownership verse renting
as well as buying or leasing a car, for example.
• Divorce – planning for the financial impact of divorce such as change in income,
retirement benefits and tax considerations.
• Insurance Needs – planning for the financial needs of survivors to satisfy such financial
obligations as housing,
dependent child care and spousal arrangements as well as
education.
• Final Expenses – planning to leave assets to cover final expenses such as funeral, debts
and potential business continuity.
• Estate Planning – planning that focuses on the most efficient and tax friendly option
to pass on an estate to a spouse, other family members or a charity.
• Cash Flow/ Budget Planning – planning to manage expenses against current and
projected income.
ADV 2A – Firm Brochure Page 6
• Wealth Accumulation – planning to build wealth within a portfolio that takes into
consideration risk tolerance and time horizon.
• Business Succession – planning for the continuation of a business in a smooth a transition
as possible with the use of buy-sell agreements, key-man insurance and engaging
independent legal counsel as needed.
• Investment Planning – planning an investment strategy consistent with a
particular objectives, time horizons and risk tolerances.
The services take into account information collected from the client such as financial status,
investment objectives and tax status, among other data. Fees for such services are
negotiable and detailed in the client agreement.
The financial plan may include generic recommendations as of general types of investment
products or specific securities which are appropriate for the Client to purchase given his/her
financial situation and objectives. The Client retains the right to execute securities
transactions through the broker/dealer of their choice. However, if the Client desires to
purchase securities or advisory services in order to implement his/her financial plan, Red
Mountain Financial Partners makes a variety of products and services available in their
respective capacity:
• Financial Planning services are provided as an investment adviser representative of Red
Mountain Financial Partners for an agreed upon dollar amount.
• Asset Management services are provided as an investment adviser representative of
Red Mountain Financial Partners for a fee based on a percentage of assets under
management.
• Securities transactions are provided as a registered representative of LPL Financial for
a commission.
A conflict exists between the interests of the investment adviser representatives and the
interests of the client. For example, IARs have a financial incentive to recommend that a
financial plan be implemented using a certain product or service over another product or
service based on the different compensation structures; however, investment adviser
representatives have a fiduciary duty to act in the best interests of a client. Depending on the
type of account that is used to implement a financial plan, such additional fees may apply:
• transaction charges; confirmation charges; small account fees;
• mutual fund 12b-1 fees payable to LPL Financial;
• retirement plan fees; fees in connection with an insured deposit account program;
The IAR may receive additional cash or non-cash compensation from advisory product
sponsors. Such compensation may not be tied to the sales of any products. Compensation may
include such items as gifts valued at less than $100 annually, an occasional dinner or ticket to
a sporting event, or reimbursement in connection with educational meetings or marketing or
advertising initiatives. This additional compensation is a conflict of interest if it is tied to the
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sales of particular products; however, investment adviser representatives have a fiduciary
duty to act in the best interests of their clients.
As of December 31, 2023, the total assets under management = $169,259,480 managed on a
discretionary basis, and $0 managed on a non-discretionary basis.
Hourly Consulting Services
Consulting services are similar to financial planning and available to all clients but tend to be
more specific to a particular area of interest, less comprehensive and on a straight hourly basis
verses a flat fee based on an anticipated number of hours.
Red Mountain Financial Partners, through its investment advisor representatives, offers
consulting services including, as selected by the client in the consulting agreement, advice
regarding investment planning, retirement planning, estate planning, cash flow/budget
planning, business planning, education planning, and personal financial planning. The services
take into account information collected from the client such as financial status, investment
objectives and tax status, among other data. The investment advisor representatives may or
may not deliver to the client a written analysis or report as part of the services. The investment
advisor representatives tailor the hourly consulting services to the individual needs of the client
based on the investment objective chosen by the client. The engagement terminates upon final
consultation with the client. Fees for such services are negotiable and detailed in the
client agreement.