Our firm is dedicated to providing individuals and other types of clients with a wide array of investment
advisory services. Our firm is a limited liability company formed under the laws of the State of Ohio in
2008 and has been in business as an investment adviser since that time. Our firm is majority owned by
Mark Tepper.
Our firm provides asset management and investment consulting services for many different types of
clients to help meet their financial goals while remaining sensitive to risk tolerance and time horizons.
As a fiduciary it is our duty to always act in the client’s best interest. This is accomplished in part by
knowing the client. Our firm has established a service-oriented advisory practice with open lines of
communication. Working with clients to understand their investment objectives while educating them
about our process, facilitates the kind of working relationship we value.
Types of Advisory Services Offered
Comprehensive Portfolio Management:
As part of our Comprehensive Portfolio Management service clients will be provided asset management
and financial planning or consulting services. This service is designed to assist clients in meeting their
financial goals through the use of a financial plan or consultation. Our firm conducts client meetings to
understand their current financial situation, existing resources, financial goals, and tolerance for risk.
Based on what is learned, an investment approach is presented to the client, consisting of individual
stocks, bonds, ETFs, options, mutual funds and other public and private securities or investments. Once
the appropriate portfolio has been determined, portfolios are continuously and regularly monitored, and
if necessary, rebalanced based upon the client’s individual needs, stated goals and objectives. Upon client
request, our firm provides a summary of observations and recommendations for the planning or
consulting aspects of this service.
Financial Planning & Consulting:
Our firm provides a variety of standalone financial planning and consulting services to clients for the
management of financial resources based upon an analysis of current situation, goals, and objectives.
Financial planning services will typically involve preparing a financial plan or rendering a financial
consultation for clients based on the client’s financial goals and objectives. This planning or consulting
may encompass Investment Planning, Life Insurance, Tax Concerns, Retirement Planning, College
Planning, and Debt/Credit Planning, Estate Planning.
Written financial plans or financial consultations rendered to clients usually include general
recommendations for a course of activity or specific actions to be taken by the clients. Implementation
of the recommendations will be at the discretion of the client. Our firm provides clients with a summary
of their financial situation, and observations for financial planning engagements. Financial consultations
are not typically accompanied by a written summary of observations and recommendations, as the
process is less formal than the planning service. Assuming that all the information and documents
requested from the client are provided promptly, plans or consultations are typically completed within
6 months of the client signing an agreement with our firm.
Retirement Plan Consulting:
Our firm provides retirement plan consulting services to employer plan sponsors on an ongoing basis.
Generally, such consulting services consist of assisting employer plan sponsors in establishing,
monitoring and reviewing their company's participant-directed retirement plan. As the needs of the
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plan sponsor dictate, areas of advising could include: investment options, plan structure and participant
education.
Retirement Plan Consulting services typically include:
• Establishing an Investment Policy Statement – Our firm will assist in the development of a
statement that summarizes the investment goals and objectives
along with the broad strategies
to be employed to meet the objectives.
• Investment Options – Our firm will work with the Plan Sponsor to evaluate existing investment
options and make recommendations for appropriate changes.
• Asset Allocation and Portfolio Construction – Our firm will develop strategic asset allocation
models to aid Participants in developing strategies to meet their investment objectives, time
horizon, financial situation and tolerance for risk.
• Investment Monitoring – Our firm will monitor the performance of the investments and notify
the client in the event of over/underperformance and in times of market volatility.
In providing services for retirement plan consulting, our firm does not provide any advisory services
with respect to the following types of assets: employer securities, real estate (excluding real estate
funds and publicly traded REITS), participant loans, non-publicly traded securities or assets, other
illiquid investments, or brokerage window programs (collectively, “Excluded Assets”).
All retirement plan consulting services shall be in compliance with the applicable state laws regulating
retirement consulting services. This applies to client accounts that are retirement or other employee
benefit plans (“Plan”) governed by the Employee Retirement Income Security Act of 1974, as amended
(“ERISA”). If the client accounts are part of a Plan, and our firm accepts appointment to provide services
to such accounts, our firm acknowledges its fiduciary standard within the meaning of Section 3(21) or
3(38) of ERISA as designated by the Retirement Plan Consulting Agreement with respect to the
provision of services described therein.
Outsourced Chief Investment Officer Services (OCIO):
SWP offers Outsourced Chief Investment Officer (OCIO) services to third-party investment advisory firms,
banks and other financial institutions (“Intermediaries” or “Intermediary”) SWP acts in a non-fiduciary
capacity when providing OCIO services to Intermediaries. OCIO services typically include access to the
SWP’s investment portfolio models, investment implementation strategies and thesis on the selection of the
underlying investments in addition to other research information. When requested, SWP may, as a
representative of these services, participate in the communication of said services to the Intermediaries, their
prospects, and clients.
Newsletters:
Our firm provides free newsletters, to clients and potential clients who sign up to receive them through
our firm’s website.
Tailoring of Advisory Services
Our firm offers individualized investment advice to our Comprehensive Portfolio Management clients.
General investment advice will be offered to our Financial Planning & Consulting, Retirement Plan
Consulting, clients.
Each Comprehensive Portfolio Management client has the opportunity to place reasonable restrictions
on the types of investments to be held in the portfolio. Restrictions on investments in certain securities
or types of securities may not be possible due to the level of difficulty this would entail in managing the
account.
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Participation in Wrap Fee Programs
Our firm does not offer or sponsor a wrap fee program. There are a group of clients that were in wrap
programs through a previous advisor. These accounts transferred as wrap program accounts of 3
rd
party wrap sponsor and exist as legacy accounts. The firm is not adding new clients to this legacy
program.
Regulatory Assets Under Management
Our firm has the following assets under management:
Discretionary Amount Non-discretionary Amount Date Calculated
1,082,895,234 $711,631 December 31, 2023
In addition to the above regulatory assets under management, we also provide non-management
advisory services on an additional $184,900,000 not included in regulatory assets under management
above (calculated as of December 31, 2023).