Firm Description MTM Investment Management, LLC, a South Carolina limited liability company, was formed in May 2018, and provides financial and investment advisory services to families, individuals, trusts and corporate retirement plans. The principal owners of MTM are D.C. Taylor & Co., LLC and Moore Capital, LLC. Types of Advisory Services MTM provides investment advisory services and financial planning to its clients. In most cases, MTM performs financial planning as part of investment advisory services; however, MTM performs separate financial planning components, if requested by a client or prospective client. MTM also provides advisory services to retirement plans and plan participants. At the outset of each client relationship, MTM spends time with the client, asking questions, discussing the client’s investment experience and financial circumstances, and broadly identifying major goals of the client. Based on its reviews, MTM generally develops with each client:
• a financial outline for the client based on the client’s financial circumstances and goals, and the client’s risk tolerance level (the “Financial Profile”); and
• the client’s investment objectives and guidelines (the “Investment Plan”) The Financial Profile is a reflection of the client’s current financial picture and a look to the future goals of the client. The Investment Plan outlines the types of investments MTM will make or recommend on behalf of the client based on MTM’s own research and analysis in order to meet those goals. The elements of the Financial Profile and the Investment Plan are discussed periodically with each client, but are not necessarily written documents. Investment Advisory Services – Individuals and Trusts MTM provides advice to clients regarding investment of client funds based on the Investment Plan, which will be updated from time to time when requested by the client or when determined to be necessary or advisable by MTM based on updates to the client’s financial or other circumstances. To implement the client’s Investment Plan, MTM will manage the client’s investment portfolio on a discretionary or a non-discretionary basis pursuant to an investment advisory agreement with the client. As a discretionary investment adviser, MTM will have the authority to supervise and direct the portfolio without prior consultation with the client. Clients who choose a non-discretionary arrangement must be contacted prior to the execution of any trade in the account(s) under management. This may result in a delay in executing recommended trades, which could adversely affect the performance of the portfolio. This delay also normally means the affected account(s) will not be able 5 MTM Investment Management, LLC to participate in block trades, a practice designed to enhance the execution quality, timing and/or cost for all accounts included in the block. In a non-discretionary arrangement, the client retains the responsibility for the final decision on all actions taken with respect to the portfolio. Notwithstanding the foregoing, clients may impose certain written restrictions on MTM in the management of their investment portfolios, such as prohibiting the inclusion of certain types of investments in an investment portfolio or prohibiting the sale of certain investments held in the account at the commencement of the relationship. Each client should note, however, that restrictions imposed by a client may adversely affect the composition and performance of the client’s investment portfolio. Each client should also note that his or her investment portfolio is treated individually by giving consideration to each purchase or sale for the client’s account. For these and other reasons, performance of client investment portfolios within the same investment objectives, goals and/or risk tolerance may differ and clients should not expect that the composition or performance of their investment portfolios would necessarily be consistent with similar clients of MTM. MTM offers the following services: investment and management of a client’s assets in an Independent Clearing Account (ICA) and a Sub-Advisory Wrap Program, sponsored by Raymond James & Associates, Inc. (member, New York Stock Exchange/SIPC) (the “Sub-Advisory Wrap Program”). MTM offers financial planning components, which may include a review of a variety of aspects of a client’s current financial situation, including the following components: cash management, risk management, insurance, education funding,

goal setting, retirement planning, estate and charitable giving planning, tax planning, and capital needs planning. Clients understand that when MTM is engaged to address only certain components, the client’s overall financial and investment issues may not be taken into consideration. MTM spends time with financial planning clients, reviewing risk tolerance, financial goals and objectives, and time horizons. Additional discussions may cover a review of additional financial information, including: sources of income, assets owned, existing insurance, liabilities, wills, trusts, business agreements, tax returns, investments, and personal and family obligations. Independent Clearing Account (ICA) ICA accounts are typically managed by MTM on a discretionary or non-discretionary basis. MTM generally recommends the following types of investments in an ICA account: individual equity and/or fixed income securities, mutual funds, exchange traded funds (“ETFs”), alternative investments, real estate investment trusts (“REITs”), closed-end funds, and options. In addition to these types of individual securities, MTM constructs and manages a fixed-income portfolio for a client. Fixed-income portfolios may include any combination of individual bonds of municipal, other governmental and corporate entities, and mutual funds and ETFs that invest in fixed-income securities. MTM seldom 6 MTM Investment Management, LLC recommends alternative investments but does so if a client requests such an investment and/or MTM believes that an alternative investment recommendation is in the best interests of that client. Sub-Advisory Wrap Program MTM recommends a wrap fee program. A “wrap fee program” provides the client with advisory, brokerage execution, clearing, custodial and other administrative services for an all-inclusive fee. The client is not charged separate fees for the respective components of the total service. In a wrap account, clients may allocate their assets among a diversified range of securities or managed portfolios, including portfolios of equities, fixed-income securities, options, and more conservative short-term fixed- income securities. In the Sub-Advisory Wrap Program, a client also receives portfolio management by a third-party manager. These third-party managers, who are not related to MTM, manage the clients’ portfolios. MTM is not a sponsor or portfolio manager in the Sub-Advisory Wrap Program. Investment Advisory Services - Retirement Plans and Plan Participants MTM offers advisory services to retirement plan sponsors, retirement plans, and plan participants. In serving these retirement plans, MTM generally advises on the fund selection and monitoring of the investment choices available through each retirement plan and assists members of each retirement plan with basic retirement planning education. MTM will provide services to plan sponsors and participants as described below. Plan sponsors must make the ultimate decision to retain MTM for pension consulting and other advisory services including, but not limited to, services at the participant level. The plan sponsor is free to seek independent advice about the appropriateness of any recommended services for the plan. Education Services to Plan Committee. MTM provides training for the members of the Plan Committee (or those designated by the Responsible Plan Fiduciary) with regard to their service on the Committee. Participant Education Services. MTM conducts initial and/or periodic enrollment and informational meetings with associated persons and participants and provides investment education. MTM provides information about the plan, general financial and investment information and information and materials relating to asset allocation models available through the plan. MTM also provides interactive investment materials to assist participants in assessing their future retirement income needs and the impact of different asset allocations on retirement income. Third Party Product or Service. MTM will use the benchmarking products or services offered by third parties in providing services to the retirement plan sponsor and the plan, in addition to any Services selected herein. Plan Search Support. MTM manages the preparation, distribution, and evaluation of 7 MTM Investment Management, LLC Request for Proposals, finalist interviews, and conversion support. Assets Under Management As of February 9, 2023, MTM managed $472,656,129 on a discretionary basis and $52,478,756 on a non-discretionary basis.