RSWA is an independent fee-only financial planning and investment management firm, serving individuals and families across the nation. Our Firm also services charitable organizations, corporations, and pension and profit-sharing companies. The Firm, and its predecessor entities, have been registered as an investment adviser since January 1995. David M. Smith and Tracey M. Daigle are RSWA’s principal owners. The Firm offers investment management services, financial planning, consulting services, and advisor selection services. RSWA partners with clients to create, monitor and adjust a financial plan and investment strategy designed to achieve retirement and other financial life goals. Prior to engaging RSWA to provide any of the foregoing investment advisory services, the client is required to enter into one or more written agreements with RSWA setting forth the terms and conditions under which RSWA renders its services (collectively the “Agreement”). As of December 31, 2022, RSWA had approximately $288,544,299 in assets under management, of which, approximately $267 million is managed on a discretionary basis and $21 million on a non-discretionary basis. Investment Management Services Clients can engage the Firm to manage all or a portion of their assets on a discretionary or non- discretionary basis. The Firm may include financial planning and consulting services (as described below) as part of the Firm’s overall suite of investment management services. In the event that the client requires extraordinary planning and/or consultation services (to be determined in the sole discretion of the Firm), the Firm may charge for such additional services as agreed upon with the client. RSWA primarily allocates clients’ investment management assets among money market funds, mutual funds, exchange-traded funds (“ETFs”), target date exchange-traded funds, closed-end funds, interval funds, individual fixed income securities, stocks, options and structured notes. RSWA also works with a number of clients interested in investing based on environmental, social, and governance criteria (“ESG”). The Firm may also recommend that clients authorize the active management of a portion of their assets by and/or among certain independent investment managers (“Independent Managers”) in accordance with the client’s investment objective. In addition, the Firm may recommend exchange funds to certain clients with concentrated stock positions or with target dates in mind to achieve a financial goal. Beginning in 2022, RSWA may also recommend that certain clients invest in a real estate private equity fund. RSWA also provides advice about any type of investment held in clients' portfolios. When implementing investment advice, the Firm employs various investment strategies, including long term purchases (securities held at least one year) and short-term purchases (securities sold within one year). RSWA reviews and manages employer sponsored retirement accounts for some of our clients. Our management of those assets is limited to options allowed under the employer sponsored plans, which may limit the profitability of those accounts. The Firm consults with clients initially and on an ongoing basis to determine risk tolerance, time horizon and other factors that impact the clients’ investment needs. RSWA ensures that clients’ investments are suitable for their investment needs,

goals, objectives and risk tolerance. Clients are advised to promptly notify RSWA if there are changes in their financial situation or investment objectives or if they wish to impose any reasonable restrictions upon RSWA’s management services. Clients may impose reasonable restrictions or mandates on the management of their account (e.g., require that a portion of their assets be invested based on environmental, social, and governance criteria (“ESG”) if, in RSWA’s sole discretion, the conditions will not materially impact the performance of a portfolio strategy or prove overly burdensome to its management efforts. Robinson Smith Wealth Advisors P a g e | 5 Financial Planning and Consulting Services RSWA provides clients with a broad range of financial planning and consulting services. Through ongoing meetings and discussions, the Firm seeks to create a comprehensive and holistic financial plan tailored to meet the client’s needs, including, but not limited to, investments, budgeting, education funding, cash flow analysis, insurance, retirement and estate planning. These services may be included as part of the Firm’s investment management services or on a standalone separate fee basis. Use of Independent Managers As mentioned above, RSWA may recommend that certain clients authorize the active management of a portion of their assets by and/or among Independent Managers, based upon the stated investment objectives of the client. The terms and conditions under which the client engages the Independent Managers are set forth in a separate written agreement between RSWA or the client and the designated Independent Managers. When utilized, RSWA may render services to the client relative to the discretionary selection of Independent Managers. In certain circumstances, the Firm may recommend an Independent Manager on a non-discretionary basis. RSWA monitors and reviews the account performance and the client’s investment objectives, including assets being managed by an independent manager recommended by RSWA. When selecting or recommending an Independent Manager for a client, RSWA reviews information about the Independent Manager such as its disclosure brochure and/or material supplied by the Independent Manager or independent third parties for a description of the Independent Manager’s investment strategies, past performance and risk results to the extent available. Factors that RSWA considers in selecting or recommending an Independent Manager include the client’s stated investment objectives, management style, performance, reputation, financial strength, reporting, pricing, and research. The investment management fees charged by the designated Independent Managers, together with the fees charged by the corresponding designated broker-dealer/custodian of the client’s assets, are exclusive of, and in addition to, RSWA’s investment advisory fee set forth below. In addition to RSWA’s written disclosure brochure, the client also receives the written disclosure brochure of the designated Independent Managers. Certain Independent Managers impose more restrictive account requirements and varying billing practices than RSWA. In such instances, RSWA may alter our corresponding account requirements and/or billing practices to accommodate those of the Independent Managers.