Advisory Firm Description HFG Wealth Management, LLC (“HFG” or the “Firm”) was established in November 2008 and is an investment advisory firm with its main office located in The Woodlands, Texas. HFG also maintains an office of convenience by appointment only in the Port Arthur area. The Firm provides investment consulting and advanced financial planning services which includes asset allocation and portfolio management services and customized financial planning solutions to its clients. As of December 31, 2023, the Firm had approximately $ 406,119,064 in assets under management, all managed on a discretionary basis. The principal owner is Mr. Larry Arlen Harvey, ChFC® (see supplemental brochure for details about Mr. Harvey). Types of Advisory Services Comprehensive Wealth Management Services HFG’s approach is to help each client individually establish and then reach specific goals while staying within the risk tolerance level indicated by each client. HFG accomplishes this by spending focused time with each client, asking relevant questions, and discussing alternative ideas with the client. At the beginning of the relationship, HFG meets with the new client, gathers information, performs research and analysis as necessary, and then develops an investment plan that is consistent with the client’s desired rate of return, time horizon and risk tolerance. This plan is based upon information provided by the client. HFG considers such factors as:
• the size and source of the account,
• client’s identity and background,
• the client’s income and growth objectives,
• income tax bracket,
• potential estate taxes, and
• the client’s relative risk aversion. Investment objectives are established and recorded at this time. These objectives and other data are commonly revised or updated over time. HFG further assists its clients in implementing their investment plans by managing portfolios on a discretionary basis. Throughout the relationship, HFG encourages and promotes regular dialogue with clients and with their other advisors, such as attorneys, accountants and other professionals. General Consulting Services From time to time clients may engage HFG to provide certain services that are more limited in scope than the services provided in the Comprehensive Wealth Management Service described above. Examples include cash flow analysis, evaluation of insurance needs, retirement and/or education planning, business valuation, and other similar services. Tailored Advisory Services Clients have the right to impose certain restrictions on HFG, such as prohibiting the inclusion of certain types of stocks (e.g., “sin stocks”) in a portfolio or prohibiting the sale of certain stocks

held in the account at the commencement of the relationship. Such restrictions and guidelines imposed by clients may affect the composition and performance of portfolios. In addition, each client’s portfolio is treated individually, with very specific consideration given to each decision made on its behalf. For these and other reasons, performance of portfolios within the same investment objective may differ and clients should not expect that the performance of their portfolios would be identical with the average client of HFG. Clients are obligated to promptly notify HFG of any material changes in the client’s financial status, goals and objectives to ensure that HFG’s investment strategies continue to meet the client’s changing needs or to determine if there needs to be a change in the investment objectives and/or strategies. HFG will generally remind clients of this obligation on a regular basis. When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. Under this special rule’s provisions, we must:
• Meet a professional standard of care when making investment recommendations (give prudent advice);
• Never put our financial interests ahead of yours when making recommendations (give loyal advice);
• Avoid misleading statements about conflicts of interest, fees, and investments;
• Follow policies and procedures designed to ensure that we give advice that is in your best interest;
• Charge no more than is reasonable for our services; and
• Give you basic information about conflicts of interest. Bellatore Financial We have entered into a Subadviser relationship with Bellatore Financial, Inc. The Subadviser shall provide services that support the ongoing management of client accounts, transaction processing, order taking, reporting, portfolio rebalancing and billing in accordance with the agreement between the parties for a fee. The Subadvisor shall not effect any transactions in violation of its fiduciary obligations, duties or responsibilities under the Advisors Act, if applicable, this Agreement or any other applicable federal or state laws or regulations or the rules of any national securities exchange. We will conduct periodic due diligence of the Subadviser with regard to fees charged and registration requirements.