Overview
Who we are
RBP Investment Advisors, Inc. (referred to as “we,” “our,” “us,” or “RBPIA”), has been registered as an
investment advisor since November 2005. Our principal officers and owners are Richard B. Pear,
President and Chief Compliance Officer and Peter F. Landini, Senior Vice President and Treasurer.
Wealth Management and Financial Planning Services
We offer wealth management services to individuals, trusts, estates, and business entities. In order to
offer our services effectively, we meet with clients and work with them to determine and evaluate their
financial circumstances and investment objectives. We will then recommend an investment management
program tailored to the client’s needs. The program is implemented on a discretionary basis only,
managed by RBPIA. The management program may include investments in equities, bonds, mutual
funds, exchange-traded funds, cash-equivalents, and other instruments. Further, investments are limited
to securities that can be held in custody at Charles Schwab. As part of the service, we monitor
performance and the investment markets, and reallocate clients’ assets among investments, as we deem
appropriate.
Advice is provided by one of our two principals, Mr. Richard B. Pear in our Arizona office, or Mr. Peter
F. Landini in our California office. Mr. Pear and Mr. Landini (“Advisors”) may employ different
investment styles.
Financial planning services are offered in order to help clients
identify their short and long-term financial
goals and objectives. When requested, a review of current cash flow and/or a long-term income and
expense analysis will be completed.
We advise clients to prepare an Investment Policy Statement (IPS) and when requested, RBPIA will aid
in the preparation. This document discusses the client's current financial situation and quantifies their
future financial goals and objectives. Rate of return objectives are mostly tempered by a client's risk
tolerance, but other factors also apply. These factors are usually constraints such as: time horizons,
income/liquidity needs, tax considerations, legal and regulatory requirements, and unique preferences or
circumstances. These considerations play a primary role in the determination of the asset allocations
suggested to the client and in the individual investments used in the portfolio implementation.
Clients may place constraints on the asset allocation (the dollar allocation between cash, bonds, stocks
and alternative investments) and the type of securities (individual securities, mutual funds, ETFs, etc.)
used in the portfolio implementation. The client may request that specific investment sectors/industries
be either included or excluded from use in their portfolio.
Assets under management
As of December 31, 2023, we manage assets of $156.1 million on a discretionary basis. We do not
manage client assets on a non-discretionary basis.