Firm Description SKY Investment Group LLC was founded in 2005. SKY Investment Group manages investment portfolios for individuals, families, businesses and charitable organizations. We focus on long term capital preservation, emphasizing investments in large, financially strong companies with leading positions in global business. Our first commitment is to our clients. Understanding your financial goals, individual circumstances, and unique needs is central to successful investment management. We are committed to helping you manage your overall investment picture. We help you formulate an investment strategy based on your personal situation, and we're dedicated to following your instructions and meeting your expectations. We understand that within the context of any family or organization, there can be portfolios of varying size and objectives. Since we have no constraints from a corporate parent, we can work with any size portfolio, whether large or small. We are organized and technologically equipped so that every portfolio gets the attention it deserves. We know that the investment world can get pretty confusing. We want you to understand your portfolio and be comfortable with the strategy you pursue. Principal Owners Robert Bingham owns the majority of the outstanding membership interests in the company. William Newman and John Wright both own a minority interest in the company. Types of Advisory Services SKY Investment Group LLC provides investment supervisory services, also known as asset management services. As of December 31, 2023, SKY Investment Group LLC managed approximately $765.3 million in assets. All

accounts are managed on a discretionary basis. Tailored Relationships The goals and objectives for each client are documented in our portfolio management system. A "Portfolio Objectives and Considerations" statement is created for each client that reflects their stated goals and objective. Clients may impose restrictions on investing in certain securities or types of securities. Agreements may not be assigned without client consent. Types of Agreements SKY Investment Group LLC ("SKY") manages portfolios for individuals, families, pension and profit sharing plans, trusts, estates and business entities using equity and fixed income strategies. Asset Management Stocks, mutual funds, and bonds may be purchased or sold through a brokerage account when appropriate. The brokerage firm charges a fee for stock, mutual fund and bond trades. SKY Investment Group LLC does not receive any compensation, in any form, from fund companies or brokers. Investments may include: exchange listed securities, securities traded over the counter, equity in foreign issuers, warrants, corporate debt securities, commercial paper, certificates of deposit, municipal securities, investment company securities (mutual funds shares) and U. S. government securities. Termination of Agreements A client may terminate any of the aforementioned agreements at any time by notifying SKY Investment Group LLC in writing and paying a pro-rated fee for the time spent on the investment advisory engagement prior to notification of termination. SKY Investment Group LLC may terminate the aforementioned agreements at any time by notifying the client in writing.