LCRWM provides investment advisory and supervisory services on a discretionary basis for a broad base of clients, including individuals, families, trusts, institutions, and retirement plans. Services may include defining investment objectives, asset allocation among types of securities, and portfolio management of equity and income-oriented accounts. In providing its services, the sole standard of care imposed upon LCRWM shall be to act with the care, skill, prudence, and diligence under the circumstances then prevailing that a prudent investment advisor acting in a like capacity and familiar with such matters would use in the conduct of a like character with like aims. In addition, LCRWM assumes no responsibility for the accuracy of information furnished to LCRWM by a client or a client’s agent. With respect to investing in certain investment products, such as mutual funds, ETFs, closed-end funds, and private funds, the client in effect will be paying two management fees, one to LCRWM and one to the mutual fund advisor. LCRWM was granted registration on March 12, 2021 as an investment advisor pursuant to Section 36b- 6 of the Connecticut General Statutes and transitioned its registration to the SEC on June 30, 2021. LCR Capital Partners LLC (“LCRCP”) is the majority owner of LCRWM. Thomas Garvey is the principal member and the president of LCRWM and has been engaged in the business of providing investment services to investment clientele since 2003. A client’s account is handled by Mr. Garvey. To provide its hallmark of high quality and hands-on service to its clients, LCRWM restricts portfolio management to a limited number of sizable accounts. LCRWM may direct clients to third-party investment advisers. Before selecting other advisers for clients, LCRWM will verify that all recommended advisers are properly licensed, notice filed, or exempt in the states where LCRWM is recommending the adviser to clients. As of October 16, 2023, LCRWM has $114,315,556 in discretionary assets under management. Iron Pillar Fund II US Access, LP LCRWM acts as the investment manager of a venture capital fund, Iron Pillar Fund II US Access, LP (the “Fund”). LCRWM engages in a broad spectrum of activities including financial advisory services, investment management activities, sponsoring and managing the Fund, among other activities. In the ordinary course of its business, LCRWM therefore engages in activities where LCRWM’s interests may conflict with the interests of its clients, including the Fund. Please refer to the Fund’s operating documents and to Item 10 of this Brochure for a more complete discussion of the Fund, its conditions, risks, and related factors prior to investing in the Fund. LCRWM can give no assurance that conflicts of interest will be resolved in favor of its clients or the Fund, however, LCRWM strives to ensure that investments are made solely in the clients’ best interests and that all clients are treated fairly and equitably. Model Portfolios LCRWM operates a model portfolio program currently consisting of 100% equity model portfolios (the “Model Portfolios”) for a range of investment objectives, risk tolerances, and investment themes that LCR Wealth Management LLC Form ADV Part 2A Page 5 can be accessed through the normal advisory practice and procedures. LCRWM’s model portfolios are not tailored to the individual needs of clients. Suitability for the model portfolio program is determined by one of LCRWM’s investment advisor representatives (“Advisor Representatives”). LCRWM Advisor Representatives obtain the necessary financial data from the

client, assists the client in determining the suitability of the program and assists the client in setting an appropriate investment objective. The Advisor Representative provides ongoing advice on the selection or replacement of a Model Portfolio based on the client’s individual needs. The Advisor Representatives obtain this information by having the client complete a questionnaire (a “Client Questionnaire”) which is a part of the client’s investment management agreement. LCRWM asks clients to communicate if there have been any changes in the client’s financial situation or investment objective or if they wish to impose any reasonable restrictions on the management of the account or reasonably modify existing restrictions. LCRWM may apply discretion to deviate from the Model Portfolios in smaller accounts, in which it is not possible or impractical to be invested in all of a Model Portfolio’s holdings. LCRWM is responsible for rebalancing accounts in accordance with the allocations in the Model Portfolio(s). LCRWM will review an account to determine if rebalancing is appropriate based on the frequency selected by the client at account opening or as altered by the client or the Advisor Representative from time to time. The choices for frequency of rebalancing review are semiannually (two times per year) or annually (once per year). At each rebalancing review date, LCRWM will rebalance the account only if at least one security position is outside a predetermined range, subject to a minimum transaction amount established by LCRWM in its discretion. In addition, LCRWM will review an account for rebalancing in the event that the investment professional changes the allocation targets. LCRWM requires a minimum asset value for a program account to be managed. The minimums vary depending on the Model Portfolio(s) selected and the account’s allocation amongst Model Portfolios. The lowest minimum for a Model Portfolio is $100,000. In certain instances, LCRWM will permit a lower minimum for a Model Portfolio. Note that an account will not be invested according to a Model Portfolio or Portfolios until the applicable minimum for the Portfolio(s) and allocation has been reached. Clients should understand that the investment objective selected for the program in the Client Questionnaire is an overall objective for the entire account and may be inconsistent with a Model Portfolio in the account, a particular holding and the account’s performance at any time. Clients also should be aware that achievement of the stated investment objective is a long-term goal for the account. LCR Capital Partners LLC LCRCP is the majority owner of LCRWM. LCRCP is an investment firm whose primary focus is connecting global investors with EB-5 Visa eligible investments. LCRCP has in the past and may in the future refer investors seeking advisory management services to LCRWM. LCRCP is not compensated for its introduction of investors to LCRWM. However, LCRCP has an incentive to recommend LCRWM’s advisory services to investors due to the financial and other benefits it may receive as LCRWM’s majority owner, even if another person or firm is more qualified to provide advisory service and/or can provide them at a lesser cost. Unlike LCRWM, LCRCP is not an investment adviser and does not have a fiduciary relationship with the EB-5 investors. LCRWM does not refer clients to LCRCP nor does it recommend LCRCP investments to its clients. LCRWM always acts in the best interests of its clients consistent with its fiduciary duties. LCR Wealth Management LLC Form ADV Part 2A Page 6