Overview
A. Firm Information
The Institute of Financial Wellness, LLC (“IFW” or the “Advisor”) has been registered as an investment adviser with
the U.S. Securities and Exchange Commission (“SEC”) since January 2022. The Adviser is organized as a Limited
Liability Company (LLC) under the laws of the State of Florida. IFW was founded in July 2018 and is owned and
operated by Erik C. Sussman (Managing Member, Chief Executive Officer, and Chief Compliance Officer) and
Darren Sussman (Managing Member and President). This Disclosure Brochure provides information regarding the
qualifications, business practices, and the advisory services provided by IFW.
B. Advisory Services Offered
IFW assists individuals (“Investors”) to determine their financial needs and objectives by offering educational
materials on financial topics, providing a personalized Retirement Roadmap suggesting future income requirements
and referring them to other financial professionals, including registered investment advisory firms that provide
investment management services (“RIAs”). IFW does not manage investment assets, select investment strategies,
monitor the performance of referred investment
advisers or make changes to Investor accounts. Accordingly, IFW
acts only as a solicitor in its investment advisory services. IFW conducts due diligence on each RIA and respective
Investment Advisor Representative (“IAR”) that seeks to enter into a solicitor agreement with IFW by reviewing their
licensing status, their professional experience, qualifications, areas of expertise and location. Participants in IFW’s
referral network select from a variety of programs offering different levels of administrative services and financial
software licensing provided by IFW at different price points. Investors will be provided with a copy of the
recommended RIA/IARs Form ADV Part 2, and can independently obtain investment advisory services from the
referral RIA/IARs directly, or from others of the Investor’s choice.
C. Client Account Management
IFW does not manage Investor assets and therefore has no disclosures in regards to this item.
D. Wrap Fee Programs
IFW does not manage or place Investor assets into a wrap fee program.
E. Assets Under Management
IFW does not manage Investor assets and therefore has no disclosures regarding this item.