FIRM DESCRIPTION Benchmark Advisory Services, LLC (“BAS” or “Adviser”) was organized as a Limited Liability Company in the State of Delaware in 2019 and is a Registered Investment Advisor (“RIA”) with the Securities Exchange Commission (“SEC”). Such registration does not imply that the Adviser has attained a certain level of skill or training and does not mean BAS is endorsed by any regulatory authority. BAS provides investment management services to other Investment Advisors, individuals and wealthy individuals on a separate account management basis. BAS is a fee-only investment manager. The Advisor does not sell securities on a commission basis, however, from time-to-time clients may incur separate transactional costs from affiliated and non-affiliated firms creating the potential for a conflict of interest. Clients should carefully review all fees and commissions prior to making an investment decision. BAS does not act as a custodian of client assets and the client always maintains asset control. Other professionals (e.g., lawyers, accountants, insurance agents, etc.) are engaged directly by the client on an as-needed basis. Any conflicts of interest arising out of the Adviser’s or its associated persons are disclosed in this brochure. PRINCIPAL OWNERS Benchmark Advisory Services is 100% owned by Kingswood US, LLC (formerly known as Manhattan Harbor Capital, LLC). ASSETS UNDER MANAGEMENT Total assets under management (“AUM”) as of the date of this filing: Non-Discretionary $ 0 Discretionary $ 0 Total $0 TYPES OF SERVICES BAS offers investment advisory and financial planning services through individuals associated with BAS as Investment Advisory Representatives (“IARs”) by a written agreement. Services are focused on specific areas and based upon each client’s individual financial situation and personal or business objectives, liquidity needs, sophistication and time horizon. The degree of detail and complexity of the financial planning services provided varies according to the individual client’s situation. Each client is provided with a written summary of the work undertaken. TAILORED SERVICES The goals and objectives for each client are documented in our client relationship paperwork. Investment Policy Guidelines (“IPG”) are created that reflect the stated goals and objective. Clients may impose restrictions on investing in certain securities or types of securities. ASSIGNMENT OF INVESTMENT MANAGEMENT AGREEMENTS Agreements may not be assigned without client consent. In situations where the client’s IAR is no longer registered with the Advisor or available to provide services, the Advisor may assign an interim IAR pursuant to a written negative consent notification. TYPES OF AGREEMENTS Investment Management Agreement As part of the investment management service, all aspects of the client’s disclosed financial affairs are reviewed and realistic and measurable goals are set and objectives to reach those goals are defined. As goals and objectives change over time, suggestions are made and implemented on an ongoing basis. The Adviser periodically reviews a client’s financial situation and portfolio through regular contact with the client which often includes an annual meeting with the client. The scope of work and fee for an Advisory Service Agreement is provided to the client in writing prior to the start of the relationship. The agreement sets forth the services to be provided, the fees for the service and the agreement may be terminated by either party in writing at any time. Financial Planning Agreement The financial plan may include, but is not limited to: a net worth statement; a cash flow statement; a review of investment accounts, including reviewing asset allocation and providing repositioning recommendations; strategic tax planning; a review of retirement accounts and plans including recommendations; a review of insurance policies and recommendations for changes, if necessary; one or more retirement scenarios; estate planning review and recommendations; and education planning with funding recommendations. The financial planning may be the only service provided to the client and does not require that the client use or purchase the investment advisory services offered by the Advisor or any of the insurance products or other products and services offered by the associated persons of the Advisor, including offerings from affiliated entities. There is an inherent conflict of interest for the Advisor whenever a financial plan recommends use of professional investment management services or the purchase of insurance products or other financial products or services. The Advisor or its associated persons may receive compensation for financial planning and the provision of investment management services and/or the sale of insurance and other products and services. The Advisor does not make any representation that these products and services are offered at the lowest available cost and the client may be able to obtain the same products or services at a lower cost from other providers. However, the client is under no obligation to accept any of the recommendations of the Advisor or use the services of the Advisor in particular. Asset Management Investments may also include: equities (stocks), warrants, corporate debt securities, investment company securities (variable life insurance, variable annuities, and mutual funds shares), and U.S. government securities. Assets are invested primarily in no-load or low-load mutual funds and exchange-traded funds, usually through brokers or fund companies. Fund companies charge each fund shareholder an investment management fee that is disclosed in the fund prospectus. Brokerages, including affiliates, may charge a transaction fee for the purchase of some funds. Stocks and bonds may be purchased or sold through a brokerage account when appropriate. The brokerage firm charges a fee for stock and bond trades. The Adviser does not receive any compensation, in any form, from fund companies. Advisor affiliates do receive compensation creating a conflict of interest. Advisory Referral Program All clients are required to sign an advisory agreement with BAS and will also sign an advisory agreement directly with the third-party adviser of the program selected should a third-party manager be utilized. The client, BAS or the third-party adviser may terminate the advisory relationship in accordance with the provisions of those agreements. The client will typically receive a pro rata refund of any prepaid advisory fees upon termination of an advisory agreement. Additionally, a client may terminate its advisory relationship with BAS without being assessed any penalty within five (5) business days of its signing an advisory agreement. BAS encourages clients to carefully review the terms set forth in the agreement prior to signing the agreement. BAS will also prepare and present for client signature a separate written disclosure document that describes the fees clients pay for services, the percentage of the fee paid to each adviser, how the fee is calculated, whether the fee paid to BAS represents an additional fee the client would not have paid for direct services with the third-party adviser, and when the fees are payable. BAS and its representatives may not verify information provided by third-party advisers and are required to direct clients to confirm all third-party fees and expenses directly with the provider. Termination of Agreements A client may terminate any of the aforementioned agreements at any time by notifying the Adviser in writing. Clients shall be charged pro rata for services provided through to the date of termination. If the client made an advance payment, the Adviser will refund any unearned portion of the advance payment. The Adviser may terminate any of the aforementioned agreements at any time by notifying the client in writing. If the client made an advance payment, the Adviser will refund any unearned portion of the advance payment. The Adviser reserves the right to terminate any engagement where a client has willfully concealed or has refused to provide pertinent information about financial situations when necessary and appropriate, in the Adviser’s judgment, to providing proper financial advice. Any unused portion of fees collected in advance will be refunded. DESCRIPTION OF INVESTMENT STRATEGIES Benchmark Asset Management Benchmark Asset Management (“BAM”) offers clients access to mutual funds, ETFs, equities and other Eligible Assets on a discretionary and non-discretionary basis. RBC, TD, Schwab or another QC will maintain custody of BAM accounts. In opening a BAM account, Clients complete an Investment Policy Guideline (“IPG”), Qualified Custodian New Account Form and a BAM Investment Advisory Agreement. The BAS IAR completes a client investment suitability review and creates an asset allocation plan with the client. Once proper allocation is determined, IARs can present the client with a wide range of investment vehicles designed to achieve their risk and allocation parameters. All trades entered per the plan are non-discretionary, unless the client signs discretionary trading authorization, with the client acknowledging and accepting responsibility for trading privileges and investment selections used in the Program. Client and IAR may also determine that, in the case of an account transfer, existing products and allocations are appropriate at the time of account opening. IAR will offer at minimum annual account reviews and make recommendations to client regarding ongoing allocation and rebalancing.

Kingswood Family Office The Kingswood Family Office (“KWFO”) offers high net worth clients access to mutual funds, ETFs, equities and other Eligible Assets on a discretionary and non-discretionary basis. RBC, TD, Schwab or another QC will maintain custody of KWFO accounts. In opening a KWFO account, Clients complete an Investment Policy Guideline (“IPG”), Qualified Custodian New Account Form and a KWFO Investment Advisory Agreement. The KWFO IAR completes a client investment suitability review and creates an asset allocation plan with the client. Once proper allocation is determined, IARs can present the client with a wide range of investment vehicles designed to achieve their risk and allocation parameters. All trades entered per the plan are non-discretionary, unless the client signs discretionary trading authorization, with the client acknowledging and accepting responsibility for trading privileges and investment selections used in the Program. Client and IAR may also determine that, in the case of an account transfer, existing products and allocations are appropriate at the time of account opening. IAR will offer at minimum annual account reviews and make recommendations to client regarding ongoing allocation and rebalancing. Advisory Referral Program BAS associates may act as solicitors on behalf of third-party investment managers. These managers may be managers and/or general partners of partnerships investing in a variety of securities and non-securities. BAS reviews the investment strategies, performance record, and regulatory history, among other criteria, before recommending, selecting and entering into an agreement with a third-party manager. All third-party managers to whom BAS refers clients are registered as investment advisers by their resident state, with other states as required by regulation, and/or with the Securities and Exchange Commission (SEC) or properly exempted from registration. BAS associates assist clients in selecting a particular third-party manager or managers based on the client’s financial situation and investment objectives. The advisory associate will contact the client invested in third-party management programs at least quarterly, and will make written inquiry regarding changes in the client's financial situation and needs or investment objectives on a periodic basis. In addition, the advisory associate will offer to meet with the client at least annually to review any changes in the client's financial situation, needs or investment objectives, as well as the performance of the programs managed by the third-party investment adviser. Clients may contact a BAS associates for consultation during normal business hours. BAS receives compensation according to its agreements with these third-party managers for introducing clients and for certain ongoing services such as monitoring investment performance and client consultations. BAS’s compensation, which is disclosed to the client in a separate disclosure document, may be in the form of fixed or recurring fees for marketing and other services, a percentage of assets managed by the third party, or both. Sub-Advisory Arrangements The Adviser in certain circumstances will enter into sub-advisory agreements with various advisers (“primary advisers”) in order to offer investment management services to prospected clients. Primary advisers will be licensed as investment advisers by their resident state and other applicable jurisdictions or with the Securities and Exchange Commission or properly exempted from registration. In these situations, BAS will gather information about the client's financial situation and investment objectives, among other things, the primary adviser will then provide the client with asset allocation guidelines. BAS will have the power and authority to supervise and direct on a discretionary or non-discretionary basis any investment for those accounts designated by the primary adviser, including the purchase and sale of any securities and any other transaction unless specifically directed otherwise in writing by the primary adviser. The Adviser will receive compensation pursuant to its agreements with the primary advisers. The compensation is generally a portion of the percentage of the assets under management but may vary depending on the range of services the Adviser provides such as specialized report and more frequent reporting. Fees are payable in accordance with the provisions of the primary advisers’ Form ADV Part 2A or equivalent disclosure document. Financial Planning General financial planning involves data gathering and goal setting; reviewing current and anticipated assets and liabilities such as insurance, savings, investments, and anticipated retirement or other employee benefits; creating a cash flow analysis; and finally developing a plan based on a computer model that incorporates BAS’s recommendations for a course of activity or specific actions that the client should take. For example, an advisory associate may recommend that the client obtain insurance or revise existing insurance coverage, establish an individual retirement account, increase or decrease estate plans, and/or refer the client to an accountant or attorney. Financial plan recommendations are not limited to any specific product or service offered by a broker-dealer or insurance company. BAS may recommend the services of itself and/or other professionals to implement its recommendations. Clients should be aware that a conflict of interest exists if BAS recommends its own services. The Adviser or its advisory associates may receive compensation for financial planning, providing investment management services, and/or the sale of insurance and other products and services. BAS does not represent that these products and services are offered at the lowest available cost and the client may be able to obtain the same products or services at a lower cost from other providers. However, clients are under no obligation to act upon any of the recommendations made by BAS under a financial planning engagement and/or engage the services of BAS or any other recommended professional. Product Direct Program (“DP”) The DP Program provides advisory services to clients with accounts held directly with a third- party provider or through an approved QC. DP accounts are available on a limited basis to specific clients. BAS does not maintain custody of DP accounts. The QC, Investment Advisor, Broker-Dealer, Mutual Fund Company, Variable Annuity Company and/or Transfer Agent act as the Qualified Custodian for all DP accounts. DP accounts are managed on a non-discretionary basis. The transactions in Mutual Funds and Variable Annuities are not part of the DP Program. Your IAR may be involved in your transactions in underlying products in DP accounts. In this instance, your IAR is acting in their capacity as a registered-representative (“RR”) of a broker dealer or IAR of another Investment Advisor (“Outside IAR”). In their capacity as an RR or Outside IAR, BAS IARs may from time to time receive commissions or other revenue from transactions. This creates a conflict of interest because the Commissions received as an RR are in addition to Fees earned as an IAR. This may also be confusing to clients when receiving statements and disclosures from various parties. All DP clients and IARs acknowledge the conflict of interest and are responsible for reviewing the list of Eligible Assets and the total Fee and Commission cost to the client. Clients and IARs are required to acknowledge their DP Program Fee and their understanding of Eligible Assets in the DP Advisory Agreement. Comparable services may be available at a lower cost. Apex Financial Retirement Plan Advisory and Consulting Services Investment advisory services provided to a company for their retirement plan vary depending on the scope of the agreement. The scope of the services provided would be discussed and agreed upon and typically include some or all of the following: Retirement Plan Investment Committee Services o Preparation of Investment Policy Statement o Investment recommendations o Investment review and monitoring o Education services to the plan committee Plan Participant Services o Participant enrollment and education o One-on-one participant meetings o Development and communication of model portfolio Plan Design and Construction o Plan design consulting o Plan search coordination o Provider review Consulting Services Services may be provided that include but are not limited to, real estate transactions, banking services, special estate planning needs, business management, buy-out negotiations, review of individual or company benefit offerings, or insurance assessment, of life, health, property and casualty. These special services will be clearly defined in a client’s contract. This may be done on an hourly or through the receipt of commissions. Note: BAS relies on the information it gathers from the client or from the client’s other professionals (e.g., attorney, accountant) and does not independently verify any of the information. Furthermore, every client should promptly notify BAS if there is ever any change in his or her financial situation (e.g., financial needs, objectives, net worth, income, investments held at other firms, or any other information that might affect the client’s financial condition) for the purpose of reviewing, evaluating, or revising the Adviser’s previous recommendations and/or services.