A. Description of the Advisory Firm This firm has been in business since March 1, 2011. Sal Kargodorian, the principal owner, has been providing personalized investment management, analysis and consulting services for over 20 years to 401(k), Pension and Profit Sharing Plans and their plan sponsors and to individuals, trusts, estates, charitable organizations, corporations and other business entities. B. Types of Advisory Services Golden K Wealth Management, LLC (hereinafter “Golden K”) offers two investment advisory services – Retirement Plans Services and Investment Management Services: Retirement Plans Services Golden K utilizes a strategic approach to help Qualified Plan sponsors manage all aspects of their retirement plans:  Golden K can be an ERISA 3(38) fiduciary to the plan and therefore plan sponsors can delegate the fiduciary responsibility.  We can help plan sponsors decide whether to delegate Fiduciary Responsibility or not. Differentiate ERISA 3(21) fiduciary vs. ERISA 3(38) fiduciary.  Assist employers in the implementation and maintenance of a program structured to promote fiduciary excellence and ERISA compliance.  Fiduciary Education to Employers, Investment Committees, and Employees  Benchmark the current retirement plan to determine its competitiveness from an administrative, investment and cost effective standpoint.  Establish a process to plan and document fiduciary control activities and responsibilities.  Investment Due Diligence: Determine and select the appropriate investment selection(s) to optimize asset allocation utilizing various software tools.  Monitor current investment selections and work with the retirement plan committee to develop and maintain the plan's investment strategy, through an investment policy statement. This investment policy statement is used as a guide to evaluate current investment offerings, measuring them against applicable indices, existing provider's complete menu and the broader universe of investment options.  Develop an on-going investment education program for plan participants Investment Management Services Golden K offers ongoing portfolio management services based on the individual goals, objectives, time horizon, and risk tolerance of each client. Golden K creates an Investment Policy Statement for each client, which outlines the client’s current situation (income, tax levels, and risk tolerance levels) and then constructs a plan (the Investment Policy Statement) to aid in the selection of a portfolio that matches each client’s specific situation. Investment Management Services include, but are not limited to, the following: • Investment strategy • Personal investment policy • Asset allocation • Asset selection • Risk tolerance • Regular portfolio monitoring Golden K evaluates the current investments of each client with respect to their risk tolerance levels and time horizon. Risk tolerance levels are documented in the Investment Policy Statement, which is given to each client. Services Limited to Specific Types of Investments Golden K limits its money management to mutual funds, equities, bonds, fixed income, debt securities, ETFs, REITs, government securities and interests in partnerships and limited liability companies investing in real estate. Golden K may use other securities

as well to help diversify a portfolio when applicable. Golden K Real Estate Partners II, LLC Sal Kargodorian is the managing member of and the investment adviser to Golden K Real Estate Partners II, LLC (“Vehicle”) representing discretionary private equity real estate funds and separately managed accounts formed for the purpose of investing in other private equity real estate ventures. The Vehicle targets real estate investments in which risk-adjusted returns may potentially be achieved through investing with small and mid- size local operators and sector specialists. The Vehicle provides scale for investors in this segment of the market by establishing programmatic and/or long-standing relationships with the real estate operators. Sal Kargodorian has executed this strategy since Golden K Real Estate Partners II, LLC’s formation over two years ago investing in real estate equity and debt investments, core- plus, value-add and opportunistic strategies across property types and markets within the United States. The Vehicle does this by applying its thesis-driven investment approach to identify the specific real estate strategies and asset classes that provide risk-adjusted returns within a given market, and then collaborates with local operating partners and sector specialists to source, underwrite, and asset manage the investments. ERISA Plan Services Golden K Plans & Wealth Management is a fiduciary under the Employee Retirement Income Security Act of 1974, as amended (ERISA) with respect to investment management services and investment advice provided to ERISA plan clients, including ERISA plan participants. Golden K Plans & Wealth Management is also a fiduciary under the Internal Revenue Code (IRC) with respect to investment management services and investment advice provided to ERISA plans, ERISA plan participants, IRAs and IRA owners (collectively, “Retirement Account Clients”). As such, Golden K Plans & Wealth Management is subject to specific duties and obligations under ERISA and the IRC that include, among other things, prohibited transaction rules which are intended to prohibit fiduciaries from acting on conflicts of interest. When a fiduciary gives advice in which it has a conflict of interest, the fiduciary must either avoid or eliminate the conflict or rely upon a prohibited transaction exemption (PTE). C. Client Tailored Services and Client Imposed Restrictions Golden K offers the same suite of services to all of its clients. However, specific client financial plans and their implementation are dependent upon the client Investment Policy Statement which outlines each client’s current situation (income, tax levels, and risk tolerance levels) and is used to construct a client specific plan to aid in the selection of a portfolio that matches restrictions, needs, and targets. Clients may not impose restrictions in investing in certain securities or types of securities in accordance with their values or beliefs. D. Wrap Fee Programs Golden K does not participate in any wrap fee program. E. Amounts Under Management As of December 2023, Golden K has the following assets under management: Type of Account Amount Discretionary Accounts $77,609,764 Non-Discretionary Accounts $55,117,487 TOTAL $132,727,251