This document, offered by TCG Advisors, discloses information about the investment advisory services we provide and the manner in which we provide them to you, the client. We are an investment management and financial planning firm with its main office in Austin, Texas. The Firm specializes in investment advisory and planning services for retail clients, institutional (including retirement plans) and school district clients. TCG Advisors was first established in 2002 and became registered with the Securities & Exchange Commission as an investment adviser in 2020. TCG Advisors was acquired by HUB International Limited in 2021. We provide investment advisory services to individuals, pension and profit‐sharing plans, defined contribution plans, institutions, trusts, businesses, individual retirement accounts, state and municipal government retirement plans and public school districts. In designing our services, we consider the client’s financial situation, investment objectives, time horizon, risk tolerance, and other client needs. For individual clients, TCG Advisors also provides financial and retirement planning services. PORTFOLIO MANAGEMENT We provide portfolio management and retirement/financial planning services to individuals, high net worth individuals, institutions, state and municipal entities, foundations, trusts and school districts. For retail clients and high net worth individuals, we provide various portfolio management options that include varying cash, equity, and fixed income allocations. These strategies may include individual securities, exchange traded funds, mutual funds, closed end funds, and other forms of investments dependent on client objectives, risk tolerance, restrictions, and other parameters. We manage the composition of several firm wide portfolio strategies internally while also providing more customized solutions for clients as needed to meet client objectives. We provide regular portfolio reviews to ensure client objectives and risk tolerance are appropriately considered and updated. For corporate pension and profit-sharing plans, foundations and other institutional accounts we provide the same services described above along with advising on investment policy statements and other issues that may be unique to institutional accounts. For state and municipal entities, we provide similar portfolio management services described above as well as local policy reviews and other services unique to this client type. We have a special program entitled Managed Asset Portfolio Program (“MAPP”) in which we advise on invested assets for municipal entities. This is generally a cash management program subject to the client local policy as well as the Texas Public Funds Investment Act. We also provide advisory services on defined contribution plans where we act as the advisor on plan investments and aid the plan sponsor's investment committee in managing options for employees. TCG Advisors investment adviser representatives may utilize a third-party asset manager (“TAMP”) to allocate either all or certain segments of their clients’ investments. In most cases in which a TAMP is used, TCG Advisors has discretion to determine which TAMP and/or which strategy will be used to manage the client’s investment, including discretion

to change those selections at any time. As a result, these client accounts are included in our calculation of its regulatory assets under management. All client types described above have the ability to impose restrictions on certain securities or types of securities. RETIREMENT AND FINANCIAL PLANNING SERVICES We are fiduciaries under the Investment Advisor Act of 1940 and when we provide investment advice to you regarding your retirement plan account or individual retirement account, we are also fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. We have to act in your best interest and not put our interest ahead of yours. At the same time, the way we make money creates some conflicts with your interests. Our retirement and financial planning provides a detailed, written plan designed to assist our clients in achieving their stated objectives and goals. Our plans address some or all of the following areas:
• Personal: A review of liquid assets, an analysis of debt and a review of personal savings and spending patterns.
• Risk Management: An evaluation of the adequacy of a client’s risk management techniques (with respect to common risks, such as premature death, disability, illness, property loss and/or damage, liability, long‐ term care and unemployment).
• Investments: A review of a client’s investments to ensure they are consistent with the client’s risk tolerance and appropriate in light of the client’s objectives and goals (e.g., time horizon, liquidity and marketability, rate of return and risk).
• Tax: Assistance in selecting appropriate investments based on tax efficiency.
• Retirement Planning: An evaluation of a client’s current financial situation and retirement plans/needs and the appropriateness of current investments. When providing retirement and financial plans, we make general and/or specific product and strategy recommendations. If we make such recommendations, they will be tailored to meet the objectives, goals and risk tolerance of that specific client. The client is under no obligation to use our services to implement such recommendations. ROBO-ADVISEMENT We provide clients access to Charles Schwab’s Robo-Advisor platforms, Schwab Intelligent Portfolios (“IIP”). IIP provides discretionary management through an automated investment advisory service. IIP portfolios consist of a diversified portfolio of exchange-traded funds and an FDIC-insured cash allocation that is based on the client’s investment objectives and risk tolerance. Additional information on the IIP platform can be found in the Charles Schwab (CRD #5393) ADV 2A disclosures. All potential clients should read and fully understand the Charles Schwab ADV 2A disclosures prior to investing in the IIP platform. CLIENT ASSETS UNDER MANAGEMENT TCG Advisors provides investment advisory and management services to clients. As of December 31, 2023, TCG Advisors reflects $7,320,554,446 in assets under advisement. This includes approximately $1,826,054,705 in nondiscretionary institutional assets under advisement, as well as $5,494,499,761 on a discretionary basis.