MAM is owned by Maria Millares, Ruben Millares and Javier Millares and has been providing advisory services since 2007. As of December 31, 2023, MAM managed $177,310,665 on a discretionary basis and no assets on a nondiscretionary basis. InvestmentManagementServices MAM manages investment portfolios for individuals, trusts, charitable organizations, businesses and qualified retirement plans. MAM works with the client to determine the client's investment objectives and investor risk profile and designs a written investment policy statement (“IPS”). MAM uses investment and portfolio allocation software to evaluate alternative portfolio designs. MAM evaluates the client's existing investments with respect to the client's IPS. MAM works with new clients to develop a plan to transition from the client's existing portfolio to the desired portfolio. MAM then continuously monitors the client's portfolio holdings and the overall asset allocation strategy and holds regular review. meetings with the client regarding the account. MAM typically creates a portfolio of no-load mutual funds, and may use model portfolios if the models match the client's investment policy. MAM allocates the client's assets among various investments taking into consideration the overall management style selected by the client. MAM primarily recommends mutual funds offered by Dimensional Fund Advisors (DFA). DFA-sponsored mutual funds follow a passive asset class investment philosophy with low holdings turnover. Client portfolios may also include individual equity securities in situations where disposition of these securities would present an overly burdensome tax consequence, or in situations where the client specifically requests that they be retained. These situations will be specifically identified in the client’s IPS. MAM manages mutual fund and equity portfolios on a discretionary basis according to the investment policy selected by the client. A client may impose reasonable restrictions on MAM’s discretionary authority, including restrictions on the types of securities in which MAM may invest a client’s assets, and on specific securities which the client may believe to be appropriate. MAM may also recommend fixed income portfolios to investment management clients, which consist of managed accounts of individual bonds. MAM may request discretionary authority from investment management clients to retain a third party fixed income manager. The fixed income manager will be provided with the discretionary authority to invest client assets in fixed income securities consistent with a separate Fixed Income Investment Policy Statement. The fixed income manager will also monitor the account for changes in credit ratings, security call provisions, and tax loss harvesting opportunities (to the extent that the fixed income manager is provided with cost basis information). The fixed income manager will obtain MAM’s consent prior to the sale of any client securities. Complete, laddered fixed income portfolios generally require a minimum investment of $400,000. On an ongoing basis, MAM will answer clients’ inquiries regarding their accounts and review periodically with clients the performance of their accounts. MAM will periodically, and at least annually, review clients’ investment policy, risk profile and discuss the re-balancing of each client's accounts to the extent appropriate. MAM will provide to the fixed income manager any updated client financial information or account restrictions necessary for the fixed income manager to provide sub-advisory services. In addition to managing the client’s investment portfolio, MAM may provide additional services to clients based upon their unique circumstances and needs. Such services may include personal cash flow analysis, income and estate tax planning, education financial planning, retirement planning, insurance analysis, establishment and design of retirement

plans and trusts, and assistance with assets outside our direct management. EmployeeBenefitRetirementPlanServices MAM also provides advisory services to participant-directed employee retirement benefit plans. MAM will analyze the plan's current investment platform, and assist the plan in creating an investment policy statement defining the types of investments to be offered and the restrictions that may be imposed. MAM will recommend investment options to achieve the plan's objectives, provide participant education meetings, and monitor the performance of the plan's investment vehicles. MAM will review the plan's investment vehicles and investment policy as necessary, and will recommend changes as may be appropriate from time to time. For certain retirement plans, MAM also works in coordination and support with Buckingham Strategic Partners, LLC. Retirement plan clients will engage both MAM and Buckingham Strategic Partners, LLC. Buckingham Strategic Partners, LLC will provide the client with additional discretionary investment management services and will exercise discretionary authority to select the plan investments made available to the plans’ participants by selecting and maintaining the plans’ investments according to the goals and investment objectives of the plan. MAM will continue to work with plans to monitor plan investments, provide fiduciary plan advice including regular considerations of the goals and objectives of the plan, and provide participant education services to the plan. FinancialPlanningServices MAM also provides advice in the form of a Financial Plan. Clients purchasing this service may receive a written financial plan, providing the client with a detailed financial plan designed to achieve their stated financial goals and objectives. In general, the financial plan will address any or all of the following areas of concern: - Personal: Family records, budgeting, personal liability, estate information and financial goals. - Education: Education IRAs, financial aid, state savings plans, grants and general assistance in preparing to meet dependents’ continuing educational needs through the development of an education plan. - TaxandCashFlow: Income tax and spending analysis and planning for past, current and future years. - DeathandDisability: Cash needs at death, income needs of surviving dependents, estate planning and disability income analysis. - Retirement: Analysis of current strategies and investment plans to help the client achieve his or her retirement goals. - Investments: Analysis of investment alternatives and their effect on a client’s portfolio. MAM gathers required information through in-depth personal interviews. Information gathered includes a client’s current financial status, future goals and attitudes towards risk. Related documents supplied by the client are carefully reviewed and a written report may be prepared. Should a client choose to implement the recommendations contained in the plan, MAM suggests the client work closely with his/her attorney, accountant, insurance agent, and/or broker. Implementation of financial plan recommendations is entirely at the client's discretion. Financial Planning recommendations are not limited to any specific product or service offered by a broker dealer or insurance company. All recommendations are of a generic nature. ConsultingServices Clients can also receive investment advice on a more limited basis. This may include reviewing a client's existing portfolio or the ongoing review of, and consultation on, a client’s portfolio not under MAM’s management. MAM may also provide specific consultation and administrative services regarding other investment and financial concerns of the client. Additionally, MAM may advise on non-securities matters, such as the rendering of estate planning, retirement planning, and/or income tax planning advice.