wealthMD Corporation is a corporation organized under the laws of the State of Nevada on April 17, 2006, and 100% owned by Philip Parrish Sallee, M.B.A. We are registered with the SEC and notice filed with the appropriate states in which notice filing is required in order to provide the investment advisory products and services described within this document. As of December 31, 2022, we have $160,200,135 of assets under management managed on a discretionary basis. This Disclosure Brochure provides you with information regarding our qualifications, business practices, and the nature of advisory services that should be considered before becoming our advisory client. Please contact Nicole T. Haines, M.B.A., Chief Compliance Officer & President, at the telephone number shown on the cover page of this Disclosure Brochure or [email protected] if you have any questions about this Brochure. We will deliver a current brochure before or at the time you enter into a written agreement with us. Individuals associated with wealthMD who are licensed and qualified to provide advisory services on our behalf are known as Investment Advisor Representatives (“IARs”). We require these individuals to have earned a college degree and passed the Series 65 Uniform Investment Advisor Law Exam. These individuals may additionally have a graduate degree in economics, finance, management or M.B.A. (Master of Business Administration) and/or any of the following professional designations: CFA (Chartered Financial Analyst), CFP (Certified Financial Planner), ChFC (Chartered Financial Consultant), CIC (Chartered Investment Counselor), or PFS (Personal Financial Specialist). We offer investment management services to individuals, including high net worth individuals, and trusts. Prior to engaging us to provide any of the investment advisory services, you will be required to enter into one or more written agreements with us setting forth the terms and conditions of the engagement and describing the scope of the services to be provided and the portion of the fee that is due from you prior to us commencing services (collectively the “Agreement”). We offer our services based upon a percentage of assets under management. Below is a description of the investment advisory services we offer. For more detail on any product or service please reference your advisory agreement or contact your wealthMD IAR. Investment Management Services We provide asset allocation and ongoing investment management services on a discretionary basis based on your needs and investment objectives. We will obtain your financial information and other pertinent data to enable us to determine the appropriate investment guidelines, risk tolerance and other factors that will assist in ascertaining your needs and investment suitability. We primarily invest in Mutual Funds and exchange-traded funds (ETFs) and allocate such investments into one or more of three models (conservative, moderate aggressive); however, we can also recommend or invest in other types of securities, such as equities, bonds, municipals, options, private placements, etc.,

as requested by you or deemed appropriate by us. We generally recommend that you utilize the brokerage and clearing services of Fidelity Investments, TIAA-CREF, and/or American Funds and their affiliates (collectively referred to as “custodians”) for investment management accounts. We only implement our investment management recommendations after you have arranged for and furnished us with all information and authorization regarding accounts with appropriate financial institutions. Financial institutions shall include, but are not limited to, custodians, any other broker-dealer recommended by us, trust companies, or banks (collectively referred to herein as the “Financial Institution(s)”). You may make additions to and withdrawals from your account at any time, subject to our right to terminate any account. You may withdraw account assets upon notice to us, subject to the usual and customary securities settlement procedures. However, we design our portfolios as long-term investments and asset withdrawals may impair your ability to achieve your investment objectives. You are advised to promptly notify us if there are ever any changes in your financial situation or investment objectives. Due to our business model, we do not allow clients to impose restrictions on investing in certain securities or types of securities. IRA Rollover Recommendations In complying with the DOL's Prohibited Transaction Exemption 2020-02 ("PTE 2020-02"), when applicable, we are providing the following acknowledgment to you. When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under an exemption that requires us to act in your best interest and not put our interest ahead of yours. Under this exemption, we must:
• Meet a professional standard of care when making investment recommendations (give prudent advice),
• Never put our financial interests ahead of yours when making recommendations (give loyal advice),
• Avoid misleading statements about conflicts of interest, fees, and investments,
• Follow policies and procedures designed to ensure that we give advice that is in your best interest,
• Charge no more than is reasonable for our services, and
• Give you basic information about conflicts of interest. We benefit financially from the rollover of your assets from a retirement account to an account that we manage or provide investment advice, because the assets increase our assets under management and, in turn, our advisory fees. As a fiduciary, we only recommend a rollover when we believe it is in your best interest. Financial Reviews Upon request, we do financial reviews at no charge to our clients. We perform one on one meetings discussing the client’s individual financial goals, risk tolerance and comprehensive financial situation. No written financial plan is delivered, strictly limited to consultation only. Wrap Fee Programs We do not participate in wrap fee programs.