The Manske Wealth Management Wrap Program (the “Program”) is an investment advisory program sponsored by MWM, a registered investment adviser which was formed in April 2012 and began conducting advisory business in August 2012. This Brochure describes the business of MWM as it relates to clients receiving services through the Program. Certain sections also describe the activities of the Firm’s Supervised Persons, which refer to any officers, partners, directors (or other person occupying a similar status or performing similar functions), employees, or other persons who provide investment advice on MWM’s behalf and are subject to the Firm’s supervision. In addition to the Program, the Firm also offers financial planning, consulting and wealth management services under different arrangements than those described herein. Information about these services is contained in MWM’s Disclosure Brochure, which appears as Part 2A of the Firm’s Form ADV. Description of the Program The Program is offered as a wrap fee program, which provides clients with the ability to trade in certain investment products without incurring separate brokerage commissions or transaction charges. A wrap fee program is considered any arrangement under which clients receive investment advisory services (which may include portfolio management or advice concerning the selection of other investment advisers) and the execution of client transactions for a specified fee or fees not based upon transactions in their accounts. The Program generally includes financial planning services as well as discretionary management of investment programs. Prior to receiving services through the Program, clients are required to enter into a written agreement with MWM setting forth the relevant terms and conditions of the advisory relationship (the “Agreement”). Clients must also open a new securities brokerage account and complete a new account agreement with Charles Schwab & Co., Inc. (“Schwab”) or another broker-dealer MWM approves under the Program (collectively “Financial Institutions”). At the onset of the Program, clients complete an investor profile describing their individual investment objectives, liquidity and cash flow needs, time horizon and risk tolerance, as well as any other factors pertinent to their specific financial situations. After an analysis of the relevant information, MWM assists its clients in developing an appropriate strategy for managing their assets. Clients’ investment portfolios are generally managed on a discretionary basis by MWM’s investment adviser representatives or an independent investment manager (collectively “Independent Managers”), as selected by MWM. MWM and/or the Independent Managers generally allocate clients’ assets among the various investment products available under the Program, as described further in Item 6 (below). Fees for Participation in the Program Investment management services are offered through the Program on a fee basis, meaning that clients pay a single annualized fee based upon assets under management. The Firm also offers advisory services outside of the Program under different fee arrangements than those discussed below. MWM’s asset based fee varies up to 1.0%, depending upon the amount of the assets being managed under the Program and the type of investment management services rendered. This fee is prorated and billed quarterly in arrears, based on the market value of the assets being managed by MWM under the Program on the last day of the previous quarter. For the initial term of the Program, the fee is calculated on a pro rata basis. In the event the Agreement is terminated, the fee for the final quarter is prorated through

the effective date of the termination and the remaining balance is refunded to the client, as appropriate. Fee Comparison A portion of the fees paid to MWM are used to cover the securities brokerage commissions and transactional costs attributed to the management of its clients’ portfolios. The Independent Managers may charge a separate and additional fee. Services provided through the Program may cost clients more or less than purchasing these services separately. The number of transactions made in clients’ accounts, as well as the commissions charged for each transaction, determines the relative cost of the Program versus paying for execution on a per transaction basis and paying a separate fee for advisory services. Inasmuch as advisor will pay to Schwab the transaction/executions costs associated with equities transaction a potential disincentive to trade securities may be presented. Fees paid for the Program may also be higher or lower than fees charged by other sponsors of comparable investment advisory programs. Fee Discretion MWM, in its sole discretion, may negotiate to charge a lesser fee based upon certain criteria, such as anticipated future earning capacity, anticipated future additional assets, dollar amount of assets to be managed, related accounts, account composition, pre-existing client relationship, account retention and pro bono activities. Fee Debit The Firm’s Agreement and the separate agreement with any Financial Institutions generally authorize MWM and/or the Independent Managers to debit its clients’ accounts for the amount of the Program fee and to directly remit that fee to MWM or the Independent Managers. Any Financial Institutions recommended by MWM have agreed to send statements to clients not less than quarterly indicating all amounts disbursed from the account, including the amount of Program fees paid directly to MWM. MWM does not offer the option to be invoiced rather than have the fee debited. Account Additions and Withdrawals Clients may make additions to and withdrawals from their account at any time, subject to MWM’s right to terminate an account. Additions may be in cash or securities provided that the Firm reserves the right to liquidate any transferred securities or decline to accept particular securities into a client’s account. Clients may withdraw account assets on notice to MWM, subject to the usual and customary securities settlement procedures. However, MWM designs its portfolios as long-term investments and the withdrawal of assets may impair the achievement of a client’s investment objectives. MWM may consult with its clients about the options and implications of transferring securities. Clients are advised that when transferred securities are liquidated, they may be subject to transaction fees, fees assessed at the mutual fund level (i.e. contingent deferred sales charge) and/or tax ramifications. Other Charges Clients may incur certain charges imposed by third parties in addition to the Program fee. These additional charges may include fees charged by the Independent Managers, charges imposed directly by a mutual fund or exchange-traded fund (“ETF”) in the account, as disclosed in the fund’s prospectus (e.g., fund management fees and other fund expenses), deferred sales charges, odd-lot differentials, transfer taxes, wire transfer and electronic fund fees, and other fees and taxes on brokerage accounts and securities transactions. Compensation for Recommending the Program MWM has no internal arrangements in place whereby persons recommending the Program are entitled to receive additional compensation as a result of clients’ participation.