Plan Financial, a company of the Plan Life & Wealth Management, Inc. was founded in 1985 and incorporated as a Registered Investment Adviser in 1993 by company President and principal owner, John R. Hooper. Serving a wide variety of clients, Plan Financial offers various advisory services in five categories with all custodial and clearing services provided by a nonaffiliated custodian or broker-dealer: I. Standard Investment Advisory Services – Dynamically managed investment portfolios and strategies delivered through independent, style-specific institutional money managers. II. Managed Accounts Program – Specialist money managers managing individual portfolios of stocks or bonds based on a specific investment style. III. Custom Asset Allocation Services – Managed individual securities and/or mutual fund assets, allocated to investment classes to capitalize on market opportunities as they arise in order to better achieve the client's investment objectives. IV. Financial Planning Services – A broad variety of financial analyses to help meet the client’s financial goals. V. Educational Forums – Plan Financial conducts forums to educate clients on a wide range of topics to help achieve the client’s wealth management goals. Program Descriptions I. Standard Investment Advisory Services Plan Financial offers an integrated system for aligning client assets and creating investment strategies that are designed to achieve specific goals. Under this program, the client’s goals, priorities, and relevant risk factors are determined by means of an interview process and/or the completion of a questionnaire. An Investment Adviser Representative (“IAR”) will then assist the client in selecting a portfolio strategy that best addresses the risk and return requirements for each goal or group of goals. The investment strategies are implemented through independent, style-specific institutional money managers. A nonaffiliated custodian may provide an additional level of oversight and may have the responsibility to oversee the sub-advisers and recommend their hiring, termination and replacement. II. Managed Accounts Program Plan Financial offers a Managed Accounts Program. To participate in the Program, Plan Financial, a nonaffiliated custodian, and each client execute a tri-party agreement (hereinafter, a Managed Account Agreement) providing for the management of certain client assets in accordance with the terms thereof. Pursuant to a Managed Account Agreement, the client appoints the Adviser as its investment adviser to assist the client in selecting an investment strategy, which would include a percentage of client assets, allocated to designated portfolios of separate securities (each, a Separate Account

Portfolio) and may include a percentage of assets allocated to a portfolio of mutual funds. The custodian provides an additional level of oversight and has the responsibility to oversee the sub-advisers and recommend their hiring, termination and replacement. We do not participate in wrap fee programs and Plan Financial will only transact business with third party advisors that are in compliance with the current registration and notice filing requirements required by the SEC and those states in which Plan Financial maintains clients. III. Custom Asset Allocation Services Under this service, the underlying asset classes of the client's portfolio will be dynamically managed by Plan Financial and may include individual securities, ETFs, and/or mutual funds. A dynamic process may involve adjustments to strategy weights, based on the market environment at a point in time. This process could include adding or eliminating certain asset classes or investment styles. The frequency of adjustment depends on perceived market opportunities. The objective is to capitalize on opportunities as they arise and to decrease risk while maintaining a given level of return. IV. Financial Planning Services Plan Financial offers a variety of financial analyses to help clients make informed decisions regarding their goals. Financial analyses may include advice on the following components: ➢ Financial Position ➢ Protection Planning ➢ Investment Planning ➢ Income Tax Planning ➢ Retirement Planning ➢ Estate Planning Each analysis is tailored to address specific needs and objectives and will provide a detailed written analysis of the client’s current situation and goals. Principals and Investment Adviser Representatives (“IARs”) of Plan Financial may recommend investment advisory services offered by Plan Financial. If so, a conflict of interest exists between the interests of Plan Financial and the interests of the client. The client is under no obligation to act upon Plan Financial’s recommendation and, if the client elects to act on any of the recommendations, the client is under no obligation to affect the transaction through Plan Financial. V. Educational Forums Plan Financial conducts educational forums on a variety of topics to help clients make informed decisions on how to meet their most important wealth management goals. All educational forums are provided to clients and prospective clients without charge. We do not make specific recommendations or give investment advice at the forums. Regulatory Assets Under Management Plan Financial provides continuous and regular management services to securities portfolios on a discretionary basis only. As of 12/31/2023 Total assets under management: $170,331,465