WolfWieseMagana,LLCdbaWWMFinancial,SavvyDocFinancialPlanners,SavvyWomenWealth
Management,WWMFinancialInsuranceSolutions,LLC(“WWM”)specializesinthefollowingtypes
of services: asset management, financial planning and consulting, referrals to third party money
managers. Our assets under management are $279,424,937 as of December 31, 2023. We are
dedicatedtoprovidingindividualsandothertypesofclientswithawidearrayofinvestmentadvisory
services.OurfirmisalimitedliabilitycompanyformedintheStateofCalifornia.Ourfirmconsistsof
twoclassesofunits.Eachclassrepresents50%oftheinterestinthefirm.Interestinthefirmisowned
asfollows:
StevenWolff–48.5SeriesAUnits
CatherineMagana–48.5SeriesAUnits
Kerry Harmon – 3 Series B Units
TypesofAdvisoryServicesOffered
AssetManagement:
Weemphasizecontinuousandregularaccountsupervision.Aspartofourassetmanagementservice,
wegenerallycreateaportfolio,consistingofindividualstocksorbonds,exchangetradedfunds(“ETFs”),
options,mutualfundsandotherpublicandprivatesecuritiesorinvestments.Theclient’sindividual
investmentstrategyistailoredtotheirspecificneedsandmayincludesomeorallofthepreviously
mentioned securities. Each portfolio will be initially designed to meet a particular investment goal,
whichwedeterminetobesuitabletotheclient’scircumstances.Oncetheappropriateportfoliohasbeen
determined,wereviewtheportfolioatleastquarterlyandifnecessary,rebalancetheportfoliobased
upontheclient’sindividualneeds,statedgoalsandobjectives.Eachclienthastheopportunitytoplace
reasonablerestrictionsonthetypesofinvestmentstobeheldintheportfolio.
FinancialPlanning&Consulting:
Weprovideavarietyoffinancialplanningandconsultingservicestoindividuals,familiesandother
clientsregardingthemanagementoftheirfinancialresourcesbaseduponananalysisoftheclient’s
current situation, goals, and objectives. Generally, such financial planning services will involve
preparing a financial plan or rendering a financial consultation for clients based on the client’s
financial goals and objectives. This planning or consulting may encompass one or more of the
following areas: Investment Planning, Retirement Planning, Estate Planning, Charitable Planning,
Education Planning, Corporate and Personal Tax Planning, Cost Segregation Study, Corporate
Structure, Real Estate Analysis, Mortgage/Debt Analysis, Insurance Analysis, Lines of Credit
Evaluation,BusinessandPersonalFinancialPlanning.
Our written financial plans or financial consultations rendered to clients usually include general
recommendationsforacourseofactivityorspecificactionstobetakenbytheclients.Forexample,
recommendationsmaybemadethattheclientsbeginorreviseinvestmentprograms,createorrevise
wills or trusts, obtain or revise insurance coverage, commence or alter retirement savings, or
establisheducationorcharitablegivingprograms.Itshouldalsobenotedthatwereferclientstoan
accountant,attorneyorotherspecialist,asnecessaryfornon-advisoryrelatedservices.Forwritten
financialplanningengagements,weprovideourclientswithawrittensummaryoftheirfinancial
situation,observations,andrecommendations.Forfinancialconsultingengagements,weusuallydo
notprovideourclientswithawrittensummaryofourobservationsandrecommendationsasthe
processislessformalthanourplanningservice.Plansorconsultationsaretypicallycompletedwithin
six
(6) months of the client signing a contract with us, assuming that all the information and
documents we request from the client are provided to us promptly. Implementation of the
recommendationswillbeatthediscretionoftheclient.
SchwabSponsoredManagedAccountPrograms:
WemayprovideadvisoryservicesthroughcertainprogramssponsoredbyCharlesSchwab&Co.,Inc.
(“Schwab”),registeredbroker-dealers,MembersSIPC.Schwab’sManagedAccountProgramswillincur
managementfeesthatwillnotbesplitwithourfirm.FormoreinformationregardingtheSchwab’s
programs, including more information on the advisory services and fees that apply, the types of
investments available in the programs and the potential conflicts of interest presented by the
programs please see Schwab’s brochures or applicable client agreement. Schwab’s applicable
paperworkandclientagreementshallnotbecomeeffectiveuntilacceptancebyusasevidencedby
thesignatureofanauthorizedrepresentative.
ReferralstoThirdPartyMoneyManagers:
Our firm utilizes the services of a third-party money manager for the management of some client
accounts.Investmentadviceandtradingofsecuritieswillonlybeofferedbyorthroughthechosenthird
partymoneymanager.Ourfirmwillnotofferadviceonanyspecificsecuritiesorotherinvestmentsin
connectionwiththisservice.Priortoreferringclients,ourfirmwillprovideinitialduediligenceonthird
partymoneymanagersandongoingreviewsoftheirmanagementofclientaccounts.Inordertoassist
intheselectionofathird-partymoneymanager,ourfirmwillgatherclientinformationpertainingto
financial situation, investment objectives, and reasonable restrictions to be imposed upon the
managementoftheaccount.
Ourfirmwillreviewthirdpartymoneymanagerreportsprovidedtotheclientatleastannually.Our
firmwillcontactclientsfromtimetotimeinordertoreviewtheirfinancialsituationandobjectives;
communicate information to third party money managers as needed; and, assist the client in
understandingandevaluatingtheservicesprovidedbythethird-partymoneymanager.Clientswill
beexpectedtonotifyourfirmofanychangesintheirfinancialsituation,investmentobjectives,or
accountrestrictionsthatcouldaffecttheirfinancialstanding.
TailoringofAdvisoryServices
Weofferindividualizedinvestmentadvicetoclientsutilizingourfirm’sAssetManagementservice.
Additionally,weoffergeneralinvestmentadvicetoclientsutilizingthefollowingservicesofferedby
ourfirm:FinancialPlanningandConsulting,andReferralstoThirdPartyMoneyManagers.
Each Asset Management client has the opportunity to place reasonable restrictions on the types of
investmentstobeheldintheportfolioinourAssetManagementservice.Restrictionsoninvestmentsin
certainsecuritiesortypesofsecuritiesmaynotbepossibleduetothelevelofdifficultythiswould
entailinmanagingtheaccount.
ParticipationinWrapFeePrograms
Ourfirmdoesnotofferorsponsorawrapfeeprogram.
RegulatoryAssetsunderManagement
Wemanage$252,527,006onadiscretionarybasisand$26,897,931onanon-discretionarybasisas
ofDecember31,2023.