CORPORATE OVERVIEW
The Mather Group, LLC, (“TMG” or “firm” or “we”) is a Limited Liability Company (“LLC”)
formed in the State of Delaware and is owned by Mather Holdings, LLC. The firm offers
investment advisory services for a fee to clients. TMG was established in 2011 and is registered
as an investment adviser with the U.S. Securities and Exchange Commission (“SEC”). In March
of 2022, the Vistria Group (“Vistria”), a Chicago-based middle market private equity firm, made
a strategic investment in TMG through one of its affiliate private funds. TMG remains
operationally independent, and Vistria does not have any role in TMG’s investment process
related to the management of client assets.
ASSETS UNDER MANAGEMENT
As of December 31, 2023, our regulatory assets under management are $10,508,543,012. Of this
total amount, we manage $9,314,641,691 on a discretionary basis and $1,193,901,321on a non-
discretionary basis. TMG has combined assets under management and assets under advisement of
$ 13,258,311,741. Some asset values may not be readily available at the most recent quarter end;
therefore, the most recently obtained values were used for this calculation. The values may be
higher or lower, depending on the current market conditions.
SERVICES WE OFFER
TMG provides combined financial planning, investment management, tax and estate planning
guidance, and family office services to primarily high net worth individuals. We are dedicated to
providing individuals and other types of clients with a wide array of investment advisory services.
In addition, we offer executive services to corporations seeking to have an advisory firm to
partner with as a benefit for their employees.
FINANCIAL PLANNING
TMG prepares and provides clients with comprehensive written financial documents designed to
help them achieve their financial goals and investment objectives in accordance with their
financial and risk objectives. The preparation of these documents requires the client to provide
personal data such as budgeting, liabilities, tax records, family records, estate information, and
other financial goals the client may have. The overall financial planning process may include any
or all of the following, as appropriate and/or directed by the client; asset protection, tax planning,
business succession, strategies for exercising employer issued stock options, cash flow, education
planning, estate planning guidance, charitable gifting, long-term care, disability planning,
retirement planning, insurance planning, tax preparation and risk management. TMG does not
serve as an attorney or insurance agent, does not give legal advice, and no portion of our services
should be construed as such. To the extent requested by a client, we may recommend the services
of other professionals for certain non-investment implementation purposes (i.e., attorneys,
accountants, insurance agents or others). A client is under no obligation to accept such a
recommendation.
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PORFOLIO MANAGEMENT
We offer both discretionary and non-discretionary portfolio management services. As a
discretionary investment manager, we manage model portfolios using an array of equity and fixed
income, utilizing an evidence-based approach, and manage accounts in accordance with our client's
investment objectives, risk tolerance and other relevant information obtained at the beginning of the
advisory relationship. We will then monitor the portfolio on an ongoing basis, and rebalance as
required by changes in market conditions, and in the client's financial circumstances. For
discretionary services, the client grants us permission to manage their account. This will allow us to
make investment decisions without prior consent for each decision.
When all clients have assets managed in a similar manner, the investment adviser may no longer
be an investment adviser, but may be operating as an investment company. TMG provides these
services under the nonexclusive safe harbor from the definition of an investment company for
programs that provide discretionary investment
advisory services to clients under 17 CFR 270.3a-
4.
We usually do not allow clients to impose restrictions on investing in certain securities or types of
securities due to the level of difficulty this would entail in managing their account. We will accept
investment restrictions from clients if the restrictions do not hinder our ability to execute our
investment strategies. We review accounts under our management on a regular basis, and at least
quarterly. We may periodically rebalance or adjust client accounts under our management. If the
client experiences any significant changes to his/her financial or personal circumstances, the
client must notify us so that we can consider such information in managing the client’s
investments and determine if their account needs to be reassigned to a model that aligns with their
change in investment object and risk tolerance.
FAMILY OFFICE SERVICES
TMG provides its investment advisory, financial planning, and family office services to high-net
worth families, which consist of individuals, corporations, trusts, not for profit organizations, and
other entities. The financial planning and family office services are bundled into the investment
management advisory services and are not broken out separately as a service or for billing. Family
Office Services are provided through the TMG Family Office (“TMGFO”).
eMONEY PLATFORM
TMG may provide its clients with access to an online platform hosted by “eMoney Advisor”
(“eMoney”). The eMoney platform allows a client to view their complete asset allocation,
including those assets that TMG does not manage (the “Excluded Assets”). TMG does not
provide investment management, monitoring, or implementation services for excluded assets,
therefore, TMG shall not be responsible for the investment performance of the excluded assets,
and the client maintains management authority for these assets. The eMoney platform also
provides access to other types of information, including financial planning concepts, which
should not in any manner be construed as services, advice, or recommendations provided by
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TMG. The client may engage TMG to manage some or all of the excluded assets pursuant to the
terms and conditions of comprehensive services outlined in the Investment Advisory Agreement
(formerly known as Comprehensive Services Agreement) between TMG and the client.
TAX PLANNING/PREPARATION
TMG offers tax planning services. Our tax specialists will partner with our clients at the
beginning of the year to create and implement a tax plan that seeks to provide minimal tax
liability throughout the year. We also offer tax preparation services. Minimum account balances
are required to receive these services. TMG may outsource certain tax preparation services to an
unaffiliated Tax Preparation Services provider. In the instance that a client’s tax preparation is
outsourced, the Client will be asked to sign IRS Form 7216 allowing TMG to share the client’s
information to the unaffiliated Tax Preparation Services provider.
ESTATE PLANNING
TMG offers estate planning document preparation through a third-party provider and/or outside
legal counsel (“outside counsel”). Since TMG does not provide legal advice, TMG refers the
Client to outside counsel to provide estate legal advice to the Client. The Client may be required
to enter into a separate agreement with outside counsel and may be charged an additional fee.
Clients are never obligated to use these services. There is no affiliation between TMG and the
third-party provider, nor does TMG receive any portion of the fee paid by the Client to outside
counsel. Minimum account balances are required to receive these services.
EXECUTIVE SERVICES
TMG offers executive services to corporations and their executives. This platform
assists companies in providing services that benefit both the employer and executive. The services
are designed to help corporate leaders manage the significant tax compliance and financial
complexities tied to their corporate compensation benefits.