Firm Description
Silverleafe Capital Partners, LLC was founded in 2004 by William D. Patterson. There are currently four
employees including two portfolio managers, one with the Chartered Financial Analyst (CFA®) designation
and one as a Certified Investment Management Analyst (CIMA®), one Investment Advisor, who holds the
Certified Financial Planner designation (CFP®), one Chief Compliance Officer and Director of Operations
and Client Planning, who holds the Certified Financial Planner designation (CFP®). The firm is federally
registered with the SEC (Securities and Exchange Commission) as a Registered Investment Adviser.
Silverleafe Capital Partners, LLC provides portfolio management and investment management to
individuals, families and their related entities, trusts and estates, family businesses, charitable
organizations, corporations, pension and retirement plans, and non-profit organizations. Silverleafe
Capital Partners, LLC works with clients to define financial objectives and to develop strategies and
portfolios for reaching those objectives, which can include: cash flow management, investment tax
planning, risk exposure review, portfolio management, investment consulting, estate planning, charitable
goals, business succession, and/or other issues specific to the client.
Silverleafe Capital Partners, LLC’s compensation is solely from fees paid directly by clients. The firm does
not receive commissions based on the client’s purchase of any financial product. No commissions in any
form are accepted. No referral fees are accepted. No benefits are received from custodians/broker-
dealers based on client securities transactions (“soft dollar benefits”).
Assets under the direct management of Silverleafe Capital Partners, LLC are held by independent
custodians, including Fidelity Investments, Charles Schwab, TD Ameritrade, or others, in the client’s name.
Silverleafe Capital Partners, LLC does not act as a custodian of client assets, nor does it act as a trustee of
trusts.
Silverleafe Capital Partners, LLC will recommend other professionals (e.g., lawyers, accountants, insurance
agents, real estate agents, etc.) at the request of the client. Other professionals are engaged directly by
the client on an as-needed basis even when recommended by the adviser. If conflicts of interest exist,
they will be disclosed to the client and will be managed in the best interest of the client.
Principal Owners
PFICO, LLC, John B. Russell, James M. Cousins, and Broc P. Kreitz are the owners of Silverleafe Capital
Partners, LLC. There are no intermediate subsidiaries.
Types of Advisory Services
The primary type of advisory service offered by Silverleafe Capital Partners, LLC is investment supervisory
services (i.e. “portfolio management”). Silverleafe Capital Partners, LLC additionally provides investment
advice regarding asset allocation, risk management, security selection, due diligence, investment manager
selection, lifestyle financial planning, and various portfolio reporting and consulting services.
Each client is advised that it remains their responsibility to promptly notify Silverleafe Capital Partners,
LLC when there is any change in their financial situation and/or financial objectives for the purpose of
reviewing, evaluating, or revising previous recommendations and/or services.
Portfolio Management
Silverleafe Capital Partners has created specific investment portfolios to meet different client objectives.
Fixed income-based portfolios are designed for stability of principal and income generation. Clients with
a dual mandate of income generation and growth of principal utilize our income or growth and income
portfolios. Finally, long-term growth oriented clients have access to our growth, aggressive growth, best
ideas and options-based portfolios. Clients can invest in one or all of our investment portfolios, depending
on their specific needs, time horizons, and overall tolerance for risk. For more information, see the
Methods of Analysis section of this brochure.
In providing portfolio management services for clients, Silverleafe Capital Partners, LLC utilizes access to
independent custodian’s trading desks to execute block trading and average price allocations for the best
interest of client trade execution. Silverleafe Capital Partners, LLC uses third party integrated software to
communicate electronically and efficiently with clients’ custodians. Clients receive monthly statements
from their custodians as well as frequent portfolio and performance reports from
Silverleafe Capital
Partners, LLC.
Investment Consulting and Financial Planning
Silverleafe Capital Partners, LLC provides investment consulting services for clients who desire a
professional relationship to act as a chief investment officer for the client’s family. This relationship
provides continuous and regular supervisory services. Silverleafe Capital Partners, LLC acts in the client’s
interest to allocate assets among other managers, funds or asset classes to meet and measure clients’
mandates.
Insurance Consulting
Silverleafe Capital Partners, LLC has an unaffiliated relationship with DPL Financial Partners, LLC (“DPL”).
By working with DPL, Silverleafe provides insurance reviews/analyses, education, and insurance solutions
in a conflict free manner.
DPL is a third-party provider of a platform of insurance consultancy services to SEC-registered
investment advisers (“RIAs”) that have clients with a current or future need for insurance products. DPL
offers RIAs memberships to its platform for a fixed annual fee and, through its licensed insurance agents
who are also registered representatives of The Leaders Group, Inc. (“The Leaders Group”), an
unaffiliated SEC-registered broker-dealer and FINRA member, offers members a variety of services
relating to fee-based insurance products. These services include, among others, providing members
with analyses of their current methodology for evaluating client insurance needs, educating and acting
as a resource to members regarding insurance products generally and specific insurance products
owned by their clients or that their clients are considering purchasing, and providing members access to
and product marketing support regarding fee-based products that insurers have agreed to offer to
members’ clients through DPL’s platform. For providing platform services to RIAs, DPL receives service
fees from the insurers that offer their fee-based products through the platform. These service fees are
based on the insurance premiums received by the insurers. DPL is licensed as an insurance producer in
Kentucky and other jurisdictions where required to perform the platform services. Its representatives
are also licensed as insurance producers, appointed as insurance agents of the insurers offering their
products through the platform, and registered representatives of The Leaders Group.
Held Away Assets
Silverleafe Capital Partners, LLC utilizes Pontera, a third-party platform, to facilitate management of held
away assets such as defined contribution plan participant accounts, with discretion. The platform allows
Silverleafe Capital Partners, LLC to avoid being considered to have custody of client funds since the Firm
does not have direct access to client log-in credentials to affect trades. Silverleafe Capital Partners, LLC is
not affiliated with the Pontera platform in any way and receives no compensation from them for using
their platform. In order for Silverleafe Capital Partners, LLC to manage held away assets (assets not held
at Fidelity, Schwab or TD Ameritrade) a link will be provided to the client allowing them to connect an
account(s) to the platform. Once a client account is connected to the platform, Silverleafe Capital Partners,
LLC will review the current account allocations. When deemed necessary, Silverleafe Capital Partners, LLC
will rebalance the account considering client investment goals and risk tolerance, and any change in
allocations will consider current economic and market trends. The goal is to improve account performance
over time, minimize loss during difficult markets, and manage internal fees that harm account
performance.
Tailored Relationships
At Silverleafe Capital Partners, LLC, advisory services are tailored to the individual needs of the clients.
Client goals and objectives are clarified in meetings and discussions and are used to determine the course
of action for each individual client. The investment policy for each client is documented in our client
relationship management system and in client files, either in hard copy or electronic files.
Clients can impose restrictions on investing in certain securities or types of securities. This must be done
in writing and signed by the client and Silverleafe Capital Partners, LLC.
Assets Under Management
As of February 29, 2024, Silverleafe Capital Partners, LLC managed $403,372,774 in assets for 626 accounts
or 179 client households. $373,568,089 is managed on a discretionary basis and $29,804,685 on a non-
discretionary basis.