A. The Firm and its Owners.
Renaissance Investment Group, LLC (RIG) is a wholly owned subsidiary of SA Concepts, LLC.
The ownership of SA Concepts, LLC resides with 15% held by Trevor M. Forbes, 15% by
Christopher A. Silipigno and the remaining 70% held by Stratos Wealth Enterprises, LLC.
B. The Firm’s Services.
As discussed below in this Disclosure Brochure, RIG offers investment supervisory services, and
financial counseling advice.
1. Investment Supervisory Services. RIG’s investment supervisory services are defined as
giving discretionary and non-discretionary continuous investment advice to its clients and
making investment decisions for clients based on the individual needs of those clients. Through
personal discussions in which goals and objectives based on a client’s particular circumstances
are established, RIG develops a personal investment policy for each client and creates and
manages a portfolio based on that policy. All discretionary and non-discretionary managed
accounts are subject to the same fee scale, in accordance with RIG’s standard advisory
agreement.
RIG’s non-discretionary investment services include reviewing recommendations with clients
and implementing the recommendations upon client approval. Instances where the client directs
RIG to invest in a particular security, the client provides RIG with written authorization. RIG
may review the security to reasonably ensure it is consistent with the client’s written investment
goals, objectives and needs.
RIG provides investment advice primarily with respect to various equities (such as exchange-
listed, securities traded over-the-counter, and foreign issuers), individual fixed income securities,
corporate debt securities, commercial paper, certificates of deposit, municipal securities, United
States government securities, and interests in partnerships investing in real estate and oil and gas
interests. Although RIG’s investment advice is typically limited to those investment categories,
RIG may provide advice regarding other investment opportunities in response to a client request
or where RIG determines that it would be in the interests of the client to pursue those other
investment opportunities.
2. Financial Counseling. For those clients with investable assets in an amount equal to or greater
than one million dollars under RIG’s management and for
whom RIG provides investment
supervisory services, RIG may also provide financial counseling services. RIG’s financial
counseling services incorporate estate planning, investment planning, cash flow planning,
income tax planning, retirement planning, and risk management, including property and casualty,
and life insurance. RIG gathers required information through in-depth personal interviews with
clients. The information gathered includes a client’s current financial status, future goals and
general attitudes toward risk. If requested by the client, RIG assists the client with the
implementation of the financial plan while working with the client’s attorney, accountant, and/or
insurance agent. RIG may also recommend (on a non-compensatory or any other reciprocal
benefit basis) the services of other non-investment advisory professionals if asked by the client.
The client is under no obligation to engage the services of any such recommended professional
and retains absolute discretion over all such implementation decisions and is free to accept or
reject any recommendation from RIG.
C. Miscellaneous Information About the Firm’s Services.
In connection with the provision of RIG’s services, we tailor our advisory services to each
client’s individual needs in a client specific investment policy statement that allows the client to
impose reasonable restrictions on RIG’s ability to invest in certain securities or types of
securities.
RIG is authorized to rely on any and all information that is provided to RIG by the client or any
of the client’s other professionals (such as the client’s attorney or accountant) and shall not be
required to independently verify any such information. Each client is responsible to promptly
notify RIG of any change in their financial situation or investment objectives, so that RIG is
positioned to review, evaluate and possibly revise its previous recommendations and/or services.
D. WRAP Program
RIG does not provide investment advisory services to clients through participation in a wrap fee
program.
E. The Firm’s Assets Under Management.
The firm’s investment supervisory services include both discretionary and non-discretionary
asset management. As of December 31, 2023, RIG’s total amount of discretionary and non-
discretionary assets under management was $542,943,429 and $15,305,066 respectively.