Livelsberger Financial Advisory has 40 years’ business experience in the financial services industry and has designated Lynn Livelsberger as principal owner. Our practice provides comprehensive financial planning services for individuals and families. We also provide advisory services to small businesses in the form of providing analysis, money management as well as setting up company specific retirement plans to meet the needs of each particular business and its employees. The financial planning services for individuals and families focuses on first establishing their needs and goals. The financial planning sub-categories of retirement planning, estate planning, college planning, risk management, and tax planning are discussed in order to create a specific plan of action. In determining an investment portfolio, some education is first provided to the client in regard to investment risk reward, then the client’s input is used as a guide in proper investment selection. Client assets and accounts are managed on a discretionary basis; thus, our firm has discretion on the amount as well as types of securities to be invested. Clients are provided with a background education when making decisions on investment choices at all times. Implementation is always based on the client’s direction and goals. The calculations of client assets are individually based at the time of the annual review meeting. The collective total of advisory assets under management is calculated at calendar year-end for advisory reporting purposes. At this time, December 31, 2023, the total assets under management are $141,103,850. MISCELLANEOUS Non-Investment Consulting/Implementation Services To the extent requested by the client, Livelsberger Financial Advisory may provide consulting services regarding non-investment related matters, including estate planning, tax planning, insurance etc. Neither Livelsberger Financial Advisory, nor any of its representatives, serves as an attorney or accountant, and no portion of Livelsberger Financial Advisory’s services should be construed as the same. To the extent requested by a client, Livelsberger Financial Advisory may recommend the services of other professionals for certain non-investment implementation purposes (i.e. attorneys, accountants, insurance, etc.), including Livelsberger Financial Advisory Principal in

his separate licensed capacity as discussed below. The client is under no obligation to engage the services of any such recommended professional. The client retains absolute discretion over all such implementation decisions and is free to accept or reject any recommendation from Livelsberger Financial Advisory. Please Note: If the client engages any such recommended professional, and a dispute arises thereafter relative to such engagement, the client agrees to seek recourse exclusively from and against the engaged professional. Please Note: It remains the client’s responsibility to promptly notify Livelsberger Financial Advisory if there is ever any change in their financial situation or investment objectives for the purpose of reviewing, evaluating, or revising Livelsberger Financial Advisory’s previous recommendations and/or services. Client Obligations In performing its services, Livelsberger Financial Advisory shall not be required to verify any information received from the client or from the client’s other professionals and is expressly authorized to rely thereon. Moreover, each client is advised that it remains their responsibility to promptly notify Livelsberger Financial Advisory if there is every any change in their financial situation or investment objectives for the purpose of reviewing, evaluating, or revising Livelsberger Financial Advisory’s previous recommendations and/or services. Please Note: In regard to communication, each client is advised that it is their responsibility to respond to our office scheduling in our annual review process. Proper and effective financial planning requires a periodic client/advisor meeting for updates, analysis, and review. Disclosure Statement A copy of Livelsberger Financial Advisory’s written Brochure as set forth on Part 2A of Form ADV shall be provided to each client prior to or contemporaneously with the execution of the Investment Advisory Agreement or Financial Planning and Consulting Agreement. Any client who has not received a copy of Livelsberger Financial Advisory’s written Brochure at least 48 hours prior to executing the Investment Advisory Agreement or Financial Planning and Consulting Agreement shall have five (5) business days subsequent to executing the agreement to terminate Livelsberger Financial Advisory’s services without penalty.