Capital Insight Partners, LLC (“Capital Insight”), offers the following services where appropriate to individuals, families, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and other business entities. While providing these services, Capital Insight charges advisory fees which do not include the cost of transaction commissions. The firm also serves as a sub-adviser to a series of a registered investment company, and it offers a “wrap fee” investment management service program, described in a separate brochure, where the advisory fee covers our fee and certain transaction commissions. Capital Insight has been in business since August 15, 2008. Principal owners are Steven T. Nelson, CFA and Susan C. Anastasiadis. The firm is not affiliated with any other firm. Financial Planning Service: For clients who wish and purchase this service for an additional fee, Capital Insight provides advice in the form of a financial plan. A financial plan is an in-depth analysis of all areas of a client's financial life. The essence of a financial plan is to clearly understand the client's wishes and goals, and to create a set of action plans and financial structures to achieve those ends. Clients purchasing this service will receive a written report, providing the client with a detailed financial plan designed to achieve his or her stated financial goals and objectives. In general, the financial plan will address any or all of the following areas of concern:
• PERSONAL: Family records, budgeting, personal liability, estate information and financial goals.
• TAX & CASH FLOW: Income tax and spending analysis and planning for past, current and future years. Capital Insight will illustrate the impact of various investments on a client’s current income tax and future tax liability.
• RETIREMENT: Analysis of current strategies and investment plans to help the client achieve his or her retirement goals. We develop models of the client's anticipated retirement lifestyle and then analyze current strategies and investment plans to help the client achieve his or her retirement goals.
• INVESTMENTS: Analysis of investment alternatives and their effect on a client’s portfolio.
• EDUCATION: Evaluation of education funding objectives, specific school costs and funding alternative.
• INSURANCE: Analysis of financial exposure due to catastrophic illness, lost wages, death and property loss.
• ESTATE PLANNING: Review and analysis of strategies to preserve an estate and distribute it according to client wishes. We assist the client in assessing and developing long-term strategies.
• BUSINESS PLANNING: Review and analysis of a client’s business, and how it fits within the client’s financial goals. Capital Insight also offers specific financial planning services focusing on the needs of corporate executives. These arrangements may include the financial planning aspects above and other specific needs of the particular executive. Capital Insight’s financial planning corporate program includes the ability to engage Capital Insight to periodically review and update the executive financial plans. As part of the financial planning process, Capital Insight gathers required information through in-depth personal interviews. Information gathered includes a client’s current financial status, future goals and attitudes towards risk. Related documents supplied by the client are carefully reviewed, including a questionnaire completed by the client, and a written report is prepared, usually within six months of the contract date, provided that all information needed to prepare the financial plan has been promptly provided. Should a client choose to implement the recommendations contained in the plan, Capital Insight suggests the client work closely with his/her attorney, accountant, insurance agent, and/or stockbroker. Implementation of financial plan recommendations is entirely at the client’s discretion. Clients are also free to select any brokerage, insurance or other product provider to purchase or sell the investments, insurance or other products discussed. If a client chooses to work with a Capital Insight supervised person, that supervised person may also be registered as a representative of M.S. Howells & Co., a registered broker-dealer or licensed with various insurance companies. As such, these supervised persons may receive commissions on securities and insurance products purchased through them in addition to the advisory fee. Consulting Service Description: Clients can also receive planning or other “project” advice on a more limited consulting service basis. This may include advice on only an isolated area(s) of concern such as estate planning, retirement planning, reviewing a client’s existing portfolio, or any other specific topic. Capital Insight also provides specific consultation and administrative services regarding investment and financial concerns of the client. Additionally, Capital Insight provides advice on non-securities matters. Generally, this is in connection with the rendering of estate planning, insurance, and/or annuity advice. Capital Insight offers a wrap fee program which is described in our Form ADV, Part 2A Appendix 1 brochure. There is no difference in the management approach regarding wrap fee accounts versus those which do not participate in the wrap fee program. Capital Insight receives a portion of the wrap fee for our services. Retirement Plan Consulting & Management Service: Capital Insight provides advisory services to pension, profit sharing and 401(k) plans. Depending on the service levels the client may choose, we can provide the following: ERISA Section 3(21) Plan Investment Advisory Services: Capital Insight can perform non-discretionary investment advisory services at the retirement plan level as described below: (1) We will review and/or prepare the plan's IPS, including assessing the following: (a) the criteria for selecting money managers and the due diligence procedures that the plan

followed in selecting its money managers and/or mutual funds; (b) the basis for asset mix and rebalancing limits; (c) the performance measurement criteria; (d) monitoring procedures of money managers and other investment-related vendors; (e) composition and relevancy of quarterly performance reports; (f) composition of custodial reports; and (g) termination procedures for money managers. (2) We will advise the client of appropriate investment categories for client's retirement plan consistent with client's adopted policy statement. (3) We will advise client of appropriate asset/investment instruments which are consistent with the investment categories selected by client. (4) We will monitor performance of the investment choices of client and provide periodic advice regarding possible changes to the investment selections. (5) Client shall have ultimate authority for selecting the investments for client's retirement plan. ERISA 3(38) Plan Investment Management Services: Capital Insight can perform discretionary investment management services at the plan level as described below: Note: this service is distinct from the Section 3(21) services described above. (1) We will review and/or prepare the plan's IPS, including assessing the following: (a) the criteria for selecting money managers and the due diligence procedures that the plan followed in selecting its money managers and/or mutual funds; (b) the basis for asset mix and rebalancing limits; (c) the performance measurement criteria; (d) monitoring procedures of money managers and other investment-related vendors; (e) composition and relevancy of quarterly performance reports; (f) composition of custodial reports, and (g) termination procedures for money managers. (2) For participant-directed individual account plans, the IPS will set forth the number of general investment options and asset class categories to be offered to plan participants. The goal is to provide a menu of investments that will allow for the creation of well-diversified portfolios designed for long-term appreciation and capital preservation through a mix of equity and fixed income exposures. (3) Once a client approves the IPS, we will review the investment options available through the plan and will notify the plan's recordkeeping as to our instructions to add, remove and/or replace specific "core" investment options to be offered to plan participants that meet the criteria set forth in the IPS. We will monitor the core investment options, and on a regular basis, provide reports to client and instructions to the plan's recordkeeper to remove and/or replace investment that no longer meets the IPS criteria. (4) We will retain final decision-making authority with respect to removing and/or replacing investments in the core lineup, and the client will not have further responsibility to communicate instructions to any third-party, including the plan's recordkeeper, custodian and/or third-party administrator. (5) We will monitor investments in the plan's accounts with Custodian and shall implement changes to investment selections as we deem appropriate. Non-Fiduciary Services: Capital Insight can perform the non-fiduciary services described below: (1) We will meet with representatives of client, at intervals mutually acceptable to client and us, to discuss investment performance. (2) We will provide client with a quarterly report regarding: (a) performance of each investment selected by client for client's plan; and (b) performance of one or more comparative benchmarks. (3) We will assist client with selection of any plan service providers as requested, but client shall be ultimately responsible for selecting other plan service providers. (4) We will contact client at least annually to determine if there have been any changes in client's financial situation or investment objective(s), and will remind client at least quarterly, in writing, that client should inform us if there have been (or are anticipated to be) any such changes. (5) As request, we will conduct informational/educational group meetings with plan participants at initial installation of the plan, and periodically thereafter in the scope and frequency mutually agreed upon between client and us regarding: (i) general investment concepts; (ii) investment objectives and performance of selected investments; (iii) investment allocations and strategies available to meet various investment objectives; and (iv) education related to basic retirement planning concepts and strategies. Capital Insight's assistance in participant investment education shall be consistent with and within the scope of the definition of investment education found in Department of Labor Interpretive Bulletin 96-1 unless we have agreed to provide individual investment advice concerning the prudence of any investment. Sub-Advisory Services: Capital Insight serves as sub-adviser to FIS Biblically Responsible Risk Managed ETF (“PRAY”), a series of the SHP ETF Trust. The SHP ETF Trust is a registered investment company. Capital Insight provides the PRAY ETF with personnel, daily investment management services, and related support, all subject to the oversight of the investment adviser to the PRAY ETF and to the board of trustees of the SHP ETF Trust. As of December 31, 2022, discretionary assets under management for Capital Insight were $598,965,962. AUM for the company’s non-discretionary business on that same date was $2,161,524. Capital Insight no longer offers investment management services under a "non-wrap" fee program, although we still service historical accounts which continue to be charged for investment management services under this program. Due to this it is possible that clients receiving the same investment management services may be charged different fees. Capital Insight currently offers investment management services under a "wrap" fee platform, where brokerage and other transaction charges are wrapped into the advisory fee and not charged to the client separately. For more details on this program see our ADV Part 2A, Appendix 1.