A. Firm Information
Yeske Buie Inc. (“Yeske Buie” or “Advisor”) is a registered investment advisor with the U.S. Securities and
Exchange Commission (“SEC”). Yeske Buie is a corporation formed under the laws of the State of California in
2007 that conducts business nationally with offices in Virginia and California. Yeske Buie is owned and operated
by Dr. Dave Yeske and Elissa Buie. This Disclosure Brochure provides information regarding the qualifications,
business practices, and the advisory services provided by Yeske Buie.
B. Advisory Services Offered
Yeske Buie offers services to individuals, high net worth individuals, personal trusts and estates, pension and
profit-sharing plans, foundations and endowments, charitable organizations, and corporations (each referred to
as a “Client”).
The Advisor serves as a fiduciary to Clients, as defined under the applicable laws and regulations. As a
fiduciary, the Advisor upholds a duty of loyalty, fairness and good faith towards each Client and seeks to
mitigate potential conflicts of interest. Our fiduciary commitment is further described in our Code of Ethics. For
more information regarding our Code of Ethics, please see Item 11 – Code of Ethics, Participation or Interest in
Client Transactions and Personal Trading.
Wealth Management Advisory Services
Yeske Buie is a wealth management firm, offering integrated financial planning and asset management services.
Yeske Buie has developed a Client Service model that includes discovery, implementation and monitoring
components. Upon entering into an advisory agreement, Yeske Buie will begin a process of Client discovery.
Yeske Buie seeks to learn about a Client’s goals and objectives, values and beliefs, risk tolerance and capacity and
as much other financial and non-financial information as possible.
Retirement Accounts – When deemed to be in the Client’s best interest, the Advisor will recommend that a Client
take a distribution from an ERISA sponsored plan or to roll over the assets to an Individual Retirement Accounts
(“IRAs”), or recommend a similar transaction including rollovers from one ERISA sponsored Plan to another,
one IRA to another IRA, or from one type of account to another account (e.g. commission-based account to fee-
based account). In such instances, the Advisor will serve as an investment fiduciary as that term is defined under
The Employee Retirement Income Security Act of 1974 (“ERISA”) and/or the Internal Revenue Code (“IRC”), as
applicable, which are laws governing retirement accounts. Such a recommendation creates a conflict of interest if
the Advisor will earn a new (or increase its current) advisory fee as a result of the transaction. No Client is under
any obligation to roll over a retirement account to an account managed by the Advisor.
Financial Planning Services
Financial planning is a process and may include a review of a Client’s net worth (including assets and liabilities),
objectives, risk tolerance, risk capacity, cash flow and expenses, income tax analysis, review and analysis of
fringe benefits, retirement forecast and probability analysis, educational funding analysis, estate planning
analysis and risk management review. Yeske Buie’s approach to providing this service starts with a formal
discovery process designed to help understand the Client’s current financial and subjective information. Yeske
Buie assesses the Client’s goals, objectives, time horizon, and other factors to compare where the Client is today
in relation to the attainment of their stated goals. A series of analyses, policies and recommendations are
developed to facilitate the attainment of the Client’s goals and objectives based on what is truly important to the
Client.
Asset Management Services
Yeske Buie provides continuous, active management of Client investment portfolios. Based on the information
provided by the Client, Yeske Buie will furnish the Client with an Investment Policy Statement (“IPS”) that
summarizes the Client’s portfolio targets and objectives. Working within these investment policies, Yeske Buie
will implement this target portfolio on a discretionary basis using specific securities as Yeske Buie deems
appropriate at the time. Adherence to this target portfolio will be monitored on an ongoing and regular basis.
The overall investment policies and target portfolios will be reviewed periodically.
In performing its services, Yeske Buie trusts that the Client will provide accurate information and Yeske Buie
will not be obligated to verify any information received from the Client or from the Client’s other professionals.
If requested by the Client, Yeske Buie may recommend the services of other professionals for purposes of
implementing the strategy. The Client is under no obligation to engage the services of any such recommended
professional. The Client retains absolute discretion over all implementation decisions and is free to accept or
reject any recommendation from Yeske Buie. Moreover, Clients are advised that it remains their responsibility to
promptly notify Yeske Buie if there is ever any change in their financial situation during the ongoing financial
planning process, including any change to any investment objectives, risk tolerance, investment time horizon,
and any investment policies, guidelines or reasonable restrictions. Non-discretionary accounts, individual
securities and portfolio restrictions are not allowed without express Yeske Buie approval.
Business Retirement Plans
Yeske Buie will work with business Clients to develop, design and implement a retirement savings plan for their
employees. Yeske Buie provides objective financial advice to plan sponsors and senior management regarding
issues involving retirement plan options, wealth accumulation strategies for employees and participant
education.
Foundation and Endowment Fiduciary Services
Yeske Buie will provide fiduciary asset management services to Foundations and Endowments. Yeske Buie will
work with Foundations and Endowments to identify goals that integrate the relationship between endowment
policy and the investment policies. Investment policies will be developed to incorporate appropriate asset
allocation, including ascertaining risk tolerance, defining a time horizon, identifying appropriate asset classes
and rebalancing guidelines, and assisting in defining the duties of all involved parties.
Prior to rendering these advisory services, Yeske Buie will ascertain, in conjunction with the Client, the
Client’s financial situation, risk tolerance, and investment objective(s).
Retirement Plan Advisory Services
Plan Sponsors may engage Yeske Buie to serve as a 3(38) Fiduciary to their plan and assume investment
discretion over the Plan. In such instances, the Plan Sponsor shall authorize this discretion to select and
implement the Plan investment options. Services generally include:
• Investment Policy Statement (“IPS”) Design and Monitoring
• Investment Management
• Performance Reporting
C. Client Account Management
Prior to engaging Yeske Buie to provide advisory services, each Client is required to enter into an agreement
with the Advisor that defines the terms, conditions, authority and responsibilities of the Advisor and the Client.
When providing Asset Management Services, Yeske Buie will work with each Client to determine and
understand their unique circumstances, including the following:
• Financial objectives
• Risk tolerance
• Time horizon
• Liquidity needs
• Tax situation
Yeske Buie will then develop a suitable written Investment Policy Statement (“IPS”) that reflects these
circumstances and guides us in designing an investment strategy for each Client. With these strategic guidelines
in place Yeske Buie determines an appropriate asset allocation for the Client and constructs a portfolio utilizing
the following:
• Exchange-Traded Funds (ETFs)
• Mutual Funds
• Other holdings, such as CDs, as appropriate
All portfolios are rebalanced as necessary upon Yeske Buie review. More or less frequent rebalancing may be
required depending on macroeconomic, market or sector factors.
D. Wrap Fee Programs
Yeske Buie does not manage or place Client assets into any proprietary wrap fee programs. Investment
management services are provided directly by Yeske Buie.
E. Assets Under Management
As of December 31, 2023, Yeske Buie manages the following assets:
Assets Under Management Assets
Discretionary Assets $862,241,683
Non-discretionary Assets $10,778,403
Total Assets Under
Management
$873,020,086
Clients may request more current information at any time by contacting the Advisor.