Circle Wealth Management, LLC (“CWM”) is a New Jersey based registered investment adviser with offices in New York City and Summit, New Jersey. We were formed in December 2006 in the state of Delaware and registered as an investment adviser with the SEC on April 24, 2007. CWM is principally owned by Maria L. Kattan-Chrin with four other equity Partners. We provide customized wealth advisory, investment management and family office services to a select group of high-net-worth individuals and multi-generational families, their related trusts, foundations, and endowments. We offer a collaborative and comprehensive approach to planning, investment management, and financial education. Clients have access to the CWM Women’s Financial Education Group. We spend considerable time getting to know each of our clients, both at the beginning of the relationship and on an ongoing basis. Through a series of discussions, we ascertain the client’s financial situation, investment objectives, and risk preferences. Based on this information, we prepare a customized Investment Policy Statement (IPS) which consists of a strategic asset allocation reflective of client’s goals and our asset class and market views. We review the IPS with our clients annually and update it, to reflect changing objectives and/or circumstances. A client may, at any time, impose reasonable restrictions, in writing, on CWM’s services. Our investment management services include due diligence across asset classes and investment strategies, selection of managers and/or securities, portfolio

implementation, ongoing monitoring, and comprehensive reporting. Our monitoring process includes daily cash and transaction reconciliation across all accounts and custodians, providing real-time transparency and aggregated performance tracking. Our reporting system can also incorporate assets that are not directly managed by CWM to provide a comprehensive financial picture. Our holistic approach integrates estate, tax, insurance, and charitable considerations. We have in- house knowledge to support these planning needs but do not directly offer these services. We work collaboratively with clients’ attorneys, accountants, consultants, and insurance experts to provide a cohesive and efficient experience. CWM provides discretionary and non-discretionary investment advisory services on a fee basis as discussed in Item 5 below. Before engaging CWM to provide investment advisory services, clients are generally required to enter into an Investment Advisory Agreement with CWM setting forth the terms and conditions of the engagement, describing the scope of the services to be provided, and the fee that is due from the client. A copy of the CWM’s written Brochure and Client Relationship Summary, as set forth on Part 2 of Form ADV and Form CRS respectively, is provided to each client prior to the execution of any advisory agreement. As of December 31, 2023, we managed assets for 64 primary client relationships. Total assets under management were $10,174,361,288 of which $5,235,569,956 were discretionary and $4,938,791,332 were non-discretionary.