Overview
Steven G. Blum and Associates, LLC (“Advisor") was created as a registered investment advisor in 2004. The Advisor
offers a wide range of investment consulting services. The Members of Steven G. Blum and Associates, LLC are Steven
G. Blum, Esq. EdM, JD, LLM (in taxation) and Mary Bonfini, CPA, MBA.
Steven G. Blum, Esq. EdM, JD, LLM (in taxation) provides financial planning, tax planning and other consulting services.
He holds a J.D. from Northeastern University School of Law, an L.L.M. in Taxation from New York University School of
Law and an Ed.M. from Harvard University. Mr. Blum is a member of the Pennsylvania, New Hampshire and District of
Columbia bars. He has been advising clients on financial matters for more than thirty years. He has been a member of
the affiliated faculty at the Wharton School of Business at the University of Pennsylvania since 1994. It is important for
the client to know that while Mr. Blum maintains a separate and active law practice, retention of the Advisor does not
engage Mr. Blum as an attorney or lawyer.
Mary Bonfini, CPA, MBA provides investment, financial planning, tax planning and other consulting services. She holds
an M.B.A. from Villanova University and is a Certified Public Accountant (“CPA”) in the State of Pennsylvania. Ms.
Bonfini previously worked in the financial services industry working on complex financial transactions and asset
securitizations. She also has in‐depth experience with financial reporting and analysis. She spent several years as a
Senior
Auditor with a large public accounting firm and also worked in the controller’s group of a financial services
company. Ms. Bonfini has over thirty years of experience working in the fields of finance and accounting. It is
important for the client to know that while Ms. Bonfini is licensed as a CPA, retention of the Advisor does not engage
Ms. Bonfini as a CPA, and no CPA‐client relationship is established.
The following services are offered to all clients and included under one fee: Inventory and analysis of client’s current
assets, tax planning, liabilities and investments; Identification of asset class under‐exposure and over‐exposure;
Discussion of appropriate asset allocations; Estate planning and intergenerational wealth transfer; Educational and
college funding strategies; Investment planning; Debt management; Retirement planning; Management of assets
during retirement; and Gifting and Charitable Donations
The Advisor helps clients determine their capacity for risk and then works with the client to select an asset allocation
that reflects the unique risk capacity of the client. Investments are chosen to produce the appropriate combination
of potential return, diversification, risk reduction, low costs and tax efficiency.
As of December 31, 2023, the Advisor had a total of $137,400,687 of assets under management with $46,324,781 on
a discretionary basis and $91,075,906 on a non‐discretionary basis. The Advisor does not participate in any wrap fee
programs.