Firm Description WEALTH CARE LLC, (“WEALTH CARE LLC”) was founded in 2002. WEALTH CARE LLC provides personalized confidential financial planning and investment management to individuals, pension and profit sharing plans, trusts, estates, and small businesses. Advice is provided through consultation with the client and may include: determination of financial objectives, identification of financial problems, cash flow management, tax planning, insurance review, investment management, education funding, retirement planning, and estate planning. WEALTH CARE LLC is strictly a fee-only financial planning and investment management firm. The firm does not sell annuities, insurance, stocks, bonds, mutual funds, limited partnerships, or other commissioned products. The firm is not affiliated with entities that sell financial products or securities. No commissions in any form are accepted. No finder’s fees are accepted. Investment advice is an integral part of financial planning. In addition, WEALTH CARE LLC advises clients regarding cash flow, college planning, retirement planning, tax planning and estate planning. Investment advice is provided, with the client making the final decision on investment selection. WEALTH CARE LLC does not act as a custodian of client assets, except that it is deemed by the SEC to have limited custody of client assets in cases where Wealth Care LLC has standing authorization to transfer funds to third parties at the client’s direction . The client always maintains asset control. WEALTH CARE LLC places trades for clients under a limited power of attorney. In most cases, a written evaluation of each client's initial situation is provided to the client. Periodic reviews are also communicated to provide reminders of the specific courses of action that need to be taken. More frequent reviews occur but are not necessarily communicated to the client unless immediate changes are recommended. Other professionals (e.g., lawyers, accountants, insurance agents, etc.) are engaged directly by the client on an as-needed basis. Conflicts of interest will be disclosed to the client in the unlikely event they should occur. The initial meeting, which may be by telephone, is free of charge and is considered an exploratory interview to determine the extent to which financial planning and investment management may be beneficial to the client. Principal Owners STEVEN PODNOS is a 100% stockholder. Types of Advisory Services WEALTH CARE LLC provides investment supervisory services, also known as asset management services; manages investment advisory accounts not involving investment supervisory services; furnishes investment advice through consultations; issues periodicals about securities by subscription; issues special reports about securities; and issues, charts, graphs, formulas, or other devices which clients may use to evaluate securities. On more than an occasional basis, WEALTH CARE LLC furnishes advice to clients on matters not involving securities, such as financial planning matters, taxation issues, and trust services that often include estate planning. As of January 27, 2022 WEALTH CARE LLC manages approximately $521,407,210 dollars in assets for approximately 190 clients. Approximately $521,407,210 is managed on a discretionary basis, and $0 is managed on a non-discretionary basis. Tailored Relationships The goals and objectives for each client are documented in our finanial plan documents and in our client relationship management system. Clients may impose restrictions on investing in certain securities or types of securities. Financial Planning A financial plan is designed to help the client with all aspects of financial planning without ongoing investment management after the financial plan is completed. The financial plan may include,

but is not limited to: a review of investment accounts, including reviewing asset allocation and providing repositioning recommendations; strategic tax planning; a review of retirement accounts and plans including recommendations; a review of insurance policies and recommendations for changes, if necessary; one or more retirement scenarios; estate planning review and recommendations; and education planning with funding recommendations. Detailed investment advice and specific recommendations may be provided as part of a financial plan. Implementation of the recommendations is at the discretion of the client. The fee for a financial plan is predicated upon the facts known at the start of the engagement. Since financial planning is a discovery process, situations occur wherein the client is unaware of certain financial exposures or predicaments. In the event that the client’s situation is substantially different than disclosed at the initial meeting, a revised fee will be provided for mutual agreement. The client must approve the change of scope in advance of the additional work being performed when a fee increase is necessary. After delivery of a financial plan, future face-to-face meetings may be scheduled as necessary. Advisory Services Most clients choose to have WEALTH CARE LLC manage their assets in order to obtain ongoing in- depth advice and life planning. Most aspects of the client’s financial affairs are reviewed. Realistic and measurable goals are set and objectives to reach those goals are defined. As goals and objectives change over time, suggestions are made and implemented on an ongoing basis. Wealth Care LLC has no formal contracts or agreements with clients. Both Wealth Care LLC and clients can end the relationship at any time by writing, phone call, or in person. At termination, fees will be billed on a pro rata basis for the portion of the quarter completed. The portfolio value at the completion of the prior full billing quarter is used as the basis for the fee computation, adjusted for the number of days during the billing quarter prior to termination. Asset Management Assets are invested primarily in no-load or low-load mutual funds and exchange-traded funds, usually through discount brokers or fund companies. Fund companies charge each fund shareholder an investment management fee that is disclosed in the fund prospectus. Discount brokerages may charge a transaction fee for the purchase of some funds. Stocks and bonds may be purchased or sold through a brokerage account when appropriate. The brokerage firm charges a fee for stock and bond trades. WEALTH CARE LLC does not receive any compensation, in any form, from fund companies or any other party other than directly from the client. Investments may also include: equities (stocks), warrants, corporate debt securities, commercial paper, certificates of deposit, municipal securities, investment company securities (variable life insurance, variable annuities, and mutual funds shares), U. S. government securities, options contracts, futures contracts, and interests in partnerships. Initial public offerings (IPOs) are not available through WEALTH CARE LLC. Termination of Client Relationship A Client may terminate his or her relationship with Wealth Care LLC at any time by notifying Wealth Care LLC in writing, in person, or by phone, and paying the rate for the time spent on the investment advisory engagement prior to notification of termination. If the client made an advance payment, WEALTH CARE LLC will refund any unearned portion of the advance payment. WEALTH CARE LLC may terminate the client relationship at any time by notifying the client in writing, by phone, or in person. If the client made an advance payment, WEALTH CARE LLC will refund any unearned portion of the advance payment.