Overview
Merion Capital LLC is a fee-only, independent financial advisor. Our independence and
expertise allow for objective, critical evaluation of the universe of providers and products
solely in the best interest of the client Merion Capital LLC is owned by Merion Capital
Holding LLC which is solely owned by Charles Zhang.
Merion Capital LLC provides “investment consulting services” which consists of on-going
investment advice based on regular reviews of the investments in a client’s investment
portfolio and, based on these reviews, recommends changes to the investments held which,
in the opinion of Merion Capital LLC, can meet the client’s stated goals, objectives and
restrictions.
Merion Capital LLC’s investment advisory services typically include the development and
implementation of an investment program suitable to each client’s investment needs and
includes the services of: (1) establishing acceptable investment objectives and allocations;
(2) monitoring and adjusting investment allocations; (3) selecting and monitoring
investment managers; and (4) evaluating and reporting to clients on the performance of
their investments. These services are provided in connection with the implementation of
Merion Capital LLC's recommended asset allocation investment strategy for the client.
Merion Capital LLC mainly provides investment consulting services to pension plans,
foundations, endowments, business, not-for-profit institutions, and municipal government
entities. These consulting services are designed to fit a client’s particular needs, and often
include extensive discussions regarding how a benefit plan works, risk/return analysis,
asset allocation, manager selection, distributions from plans and related topics.
Merion Capital LLC will support research and make recommendations on common stocks,
exchange traded securities, certificates of deposit, mutual fund shares, collective
investment
trusts and U.S. government securities. Merion Capital LLC does not research or
make recommendations on other types of investments.
Merion Capital LLC advises on long-term investment portfolios using the principles of
modern portfolio theory emphasizing that there are essentially only two variables that the
investor can control, namely, diversification (asset allocation) and investment costs.
Portfolios are constructed based on the risk profile of the client and the client’s long-term
funding requirements from the perspective of on-going cash needs and the desire to have a
stated level of assets at some future time.
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Every client is treated individually. Upon engagement Merion Capital LLC will meet with
the client to determine the investment objectives and the risk tolerance of the client. The
client may impose restrictions on investing in certain types of securities, asset classes,
geographic regions, or other restrictions. If the investment restrictions imposed by the
client do not allow, in the opinion of Merion Capital LLC, the construction of an investment
portfolio sufficient to achieve the client’s objectives, Merion Capital LLC will so inform the
client. This may lead to Merion Capital LLC withdrawing from an on-going engagement, or
from prospect discussions.
For accounts that are managed on a non-discretionary basis clients will furnish approval
for Merion Capital LLC to execute specific trades on the client’s behalf either in written or
electronic form. In cases where the client issues verbal approval for trade execution, a
confirmation, written or electronic, will be furnished to Merion Capital LLC as soon as
possible subsequent to the client requesting the trade(s).
Merion Capital LLC is not a broker, not a dealer, nor a custodian. Merion Capital LLC
receives no compensation, special consideration, or benefit of any kind from any broker,
dealer or custodian.