Firm Description Arbor Capital Management Inc. (‘we,” “us,” “our,” or “Arbor”) a State of Alaska Corporation, was formed in November of 1997. Our principal owners are Matthew Kolesky, Ty Schommer, and Kirby Houchin. Types of Advisory Services Arbor offers a variety of advisory services to our clients including investment strategies, asset allocation, asset selection, creation of a personal Investment Policy Statement (“IPS”), and regular portfolio monitoring rebalancing. Investment Management Services We work with you to identify your investment goals and objectives as well as risk tolerance in order to create an initial IPS designed to complement your financial goals and objectives. We then construct a portfolio based upon your IPS and customized to your particular circumstances, which may include, but not be limited to: mutual funds, equities, bonds, fixed income, debt securities, ETFs, real estate, digital assets, REITs, and government securities. Our investment management services are offered on a discretionary basis, which you grant to us through a written agreement. This allows us to execute transactions in your account(s) without requiring your permission to do so. Non-discretionary investment management services will be considered on a case-by-case basis. Once we have implemented your IPS we will review and rebalance your account(s) as necessary and in line with your IPS. Financial Planning and Consulting Services Financial Planning and Consulting involves accumulating and organizing information about your current and desired financial status and identifying your specific goals and objectives. We accomplish this through interviews and the completion of a data-gathering questionnaire. Takeaways may include recommendations of asset allocation and specific security selection as well as cash flow models. Financial Consulting does not include legal or tax advice, nor does it grant us discretionary power over your financial accounts. Financial Consulting services are provided outside our investment management services and will vary. These services will be described in a separate written agreement. Sub-Advisory Services – Digital Asset Separate Account Management Arbor offers digital asset separate account sub-advisory services to unaffiliated investment advisers through Arbor Digital – a separate division of Arbor. In these cases, the third-party adviser (“TPA”) selects Arbor to manage separate accounts overseen by the TPA. Our agreement is with the TPA, not with the end client, and the TPA retains the discretionary authority to hire us, as well as to terminate our services. The TPA is responsible for determining that Arbor’s digital asset allocations are appropriate for the TPA’s client and for ongoing monitoring and reporting

of our management in light of the end-client’s needs. B2B Digital Asset Consulting Arbor also offers consulting services to digital technology platforms and custodians. Consulting services include, but aren’t limited to: Business Development and Go-To-Market Strategies; RIA and Wealth Management Market Analysis, providing insight and recommendations for target markets; Digital Trading Platform and Product Design. Client-Tailored Relationships As a fiduciary to all our clients, Arbor always act’s solely in your best interest. Arbor offers the same suite of services to all clients. However, specific client financial plans and their implementation are dependent upon the individual client’s Investment Policy Statement (IPS), or substantially similar materials, which outlines each client’s current situation (income, tax levels, and risk tolerance levels) and is used to construct a client specific plan to aid in the selection of a portfolio that matches restrictions, needs, and targets. You may impose restrictions related to investing in certain securities or types of securities in accordance with your values or beliefs. However, if the restrictions prevent us from properly servicing your account(s), or if the restrictions would require Arbor to deviate from our standard suite of services, we reserve the right to end the relationship. TPA’s may impose reasonable restrictions related to specific digital assets, however as noted above, if these restrictions prevent Arbor from properly servicing the sub-advised account(s), we reserve the right to end the relationship. Important Information for Retirement Investors When we recommend that you rollover retirement assets or transfer existing retirement assets (such as a 401(k) or an IRA) to our management, we have a conflict of interest. This is because we will generally earn additional revenue when we manage more assets. In making the recommendation, however, we do so only after determining that the recommendation is in your best interest. Further, in making any recommendation to transfer or rollover retirement assets, we do so as a “fiduciary,” as that term is defined in ERISA or the Internal Revenue Code, or both. We also acknowledge we are a fiduciary under ERISA or the Internal Revenue Code with respect to our ongoing investment advisory recommendations and discretionary asset management services, as described in the advisory agreement we execute with you. To the extent we provide non-fiduciary services to you, those will be described in the advisory agreement. Participation in Wrap Fee Programs We do not offer or participate in a Wrap Fee Program. Assets Under Management As of December 31, 2023, we managed $315,398,994 of client assets on a discretionary basis, and $7,522,045 on a non-discretionary basis.