CRM, formed in 1991, provides portfolio management services as described below. The Firm is wholly owned by Sherwin Korey. All clients’ assets are invested with third party money managers (“managers”) independent from CRM. The managers are solely responsible for day-to-day investment decisions regarding those client assets entrusted in them. CRM refer certain clients or other persons (“referred clients”) to managers. Managers advise referred clients and will be compensated by referred clients through an asset- based fee and/or a performance-based fee. Managers act as an adviser or sub-adviser to certain mutual funds in which referred clients’ assets may be invested. CRM provides portfolio management services including consultation on each client's situation. CRM’s services include developing an appropriate investment asset allocation, selecting the appropriate managers to implement the agreed-upon allocation, monitoring the managers' performances, and reporting the results quarterly by providing performance evaluation reports. Client communication usually includes reports prepared by CRM, as described. CRM has no discretionary authority over any client assets. Each client’s risk profile, time frame, liquidity needs and desired objectives are considered before any investment decisions are implemented. Developing an appropriate asset allocation is a function of establishing realistic expected investment returns, understanding risk and correlation. Recommendations for investments and managers are derived, where appropriate, from independent parties unaffiliated with CRM, so as

to maintain independence and eliminate activities that conflict with the best interests of each client. The client authorizes implementation of the agreed upon asset allocation. Client multi- asset portfolios are reviewed for rebalancing at least monthly. To encourage client contact, CRM attempts to have meetings, at least semi-annually, to discuss historical performance, future strategy and on-going research. CRM encourages each client to maintain continuous contact and therefore sees many clients more often than semi- annually. Consequently, CRM supervises the ongoing management of client assets. Each client’s strategy is unique. Should a manager/investment fail to achieve the predetermined performance expectation/risk mandates, or their philosophy, process or key investment personnel change, CRM will contact the client to discuss appropriate options. CRM will, subject to client approval, reallocate client assets to an appropriate manager/investment. Clients commence their relationship with CRM by executing an agreement (“Consulting Agreement”) and/or accepting an engagement letter. The Consulting Agreement may be terminated by the client or CRM in accordance with its provisions. A client may terminate consulting services, subject to payment for the cost of services rendered at the time of termination. Additional information concerning Capital Resource Management (CRM) can be found in Form CRS. Clients may impose restrictions on investing in certain securities or types of securities. As of December 31, 2023, the Firm managed $532,945,587 of client assets on a non- discretionary basis.