A. Firm Information Searcy Financial Services, Inc. (“Searcy”) is a registered investment adviser with the U.S. Securities and Exchange Commission (“SEC”), which is organized as a corporation in the State of Kansas. Searcy has been serving advisory clients since its formation in 1976. B. Advisory Services Offered Searcy provides integrated wealth management including financial planning and investment management services. Details of these services are contained in this Disclosure Brochure. Financial Planning Services Searcy provides integrated financial planning and consulting services. A financial plan may include a review of a Client’s net worth (including assets and liabilities), objectives, risk tolerance, risk capacity, cash flow and expenses, income tax analysis, review and analysis of fringe benefits, retirement forecast and probability analysis, educational funding analysis, estate planning analysis and risk management review. Searcy’s approach to providing this service starts with gathering the Client’s current financial and subjective information. Searcy assesses the Client’s goals, objectives, time horizon, and risk tolerance to compare where the Client is today in relation to the attainment of their stated goals. An integrated financial plan thereafter is prepared to discuss the Client’s situation, along with various alternatives for consideration. Throughout the planning processes, the Client will receive education about the alternatives recommended, as applicable. In performing its services, Searcy requires that the Client provide complete and accurate information and Searcy will not be obligated to verify any information received from the Client or from the Client’s other professionals. If requested by the Client, Searcy may recommend the services of other professionals for purposes of implementing the plan. The Client is under no obligation to engage the services of any such recommended professional. The Client retains absolute discretion over all implementation decisions and is free to accept or reject any recommendation from Searcy. Moreover, Clients are advised that it remains their responsibility to promptly notify Searcy if there is ever any change in their financial situation. Investment Management Services Searcy provides continuous, active management of Client investment portfolios. Searcy has developed a client service model that includes discovery, implementation and monitoring components.
• Client Discovery – Entering into an advisory agreement with Searcy will begin a process of Client discovery. Searcy seeks to uncover a Client’s investment objectives, their tolerance and capacity for risk, as well as other issues. Searcy will also collect information concerning the Client’s financial status, and assets, among other things.
• Portfolio Design and Implementation – Upon completion of this investment profile information, Searcy will implement an investment plan for the Client and select an investment portfolio. Searcy will typically invest Client assets into its risk-based portfolio models. These models, depending on a variety of factors, will consist of exchange-traded funds, stocks, individual bond positions, and/or mutual funds.
• Investment Monitoring and Maintenance – Searcy will continuously monitor investment portfolios to ensure that the portfolio meets the guidelines set forth in the investment policy statement agreed upon by the Client. Further, Searcy monitors each Client portfolio in order to ensure they are invested in accordance with Searcy’s firm-wide investment guidance and economic outlook. It is the Client’s responsibility to notify Searcy promptly of any change to the information provided by the Client, including any change to any investment objectives, risk tolerance, investment time horizon, and any investment policies, guidelines or reasonable restrictions. Searcy will honor Client restrictions unless those restrictions impair Searcy’s ability to manage Client assets. Accounts are typically managed on a discretionary basis. Searcy may offer non-discretionary services as well. For more on Searcy’s discretionary authority, please see Item 16 below. Prior to rendering investment management services, Searcy will ascertain, in conjunction with the Client, the Client’s financial situation, risk tolerance, and investment objective(s). Retirement Plan Consulting Searcy will work with business Clients to develop, design and implement a retirement savings plan for its employees. Searcy provides objective financial advice to plan sponsors and senior management regarding issues involving benefit plan options, wealth accumulation strategies for employees and participant education. Searcy will evaluate a sponsor’s current plan and recommend changes and/or implementation solutions, if necessary. Searcy may also provide consulting regarding new plans for companies that have not previously offered retirement plan benefits. C. Client Account Management Searcy offers several service levels. Clients may select a service model which suits their needs and budget. Each service level requires both financial planning and investment management. Clients may engage Searcy for

planning only, however, an investment management agreement must always be accompanied by a planning agreement. Platinum Service Level – Financial Planning and Consulting The Platinum service level is intended to be all-inclusive in nature. The fee covers a detailed Personal Financial Plan, ongoing consultation for any matter that may arise, and quarterly review meetings. Each quarter will typically focus on a portion of the financial plan with the intent to review and update the entire plan as needed over the course of each year. The retainer fee allows for ongoing and as-needed consultation pertaining to the financial plan or any other matter affecting the Client’s personal finances. At the Platinum level service, the services that are not included in the planning retainer are as follows: fiduciary assessments and consulting, small business/practice consulting, and divorce planning. This list is subject to change as new service offerings are added. These additional planning services are offered on an hourly and/or per project basis. There is a 24-month initial engagement agreement for this level of service with an automatic calendar quarter renewal thereafter. Platinum Service Level – Investment Management The Platinum service level is intended to be all inclusive. Searcy Financial Services, Inc. will review and charge a fee for all investments regardless of where they are held and who manages them. Gold Service Level – Financial Planning and Consulting The Gold service level is intended to cover the basic components of a Personal Financial Plan, a meeting to discuss vision and goals, prioritize goals, and gather data, a meeting to review the Personal Financial Plan, and semi-annual update meetings thereafter. The following services are included at the Gold service level:
• Getting to know you and data collection meeting
• Identification of personal and financial goals
• Assist Client in preparing net worth statement and cash flow (budget) statement
• Retirement (financial freedom) planning (updated every 3 years)
• Education planning (updated every 3 years, if applicable)
• Investment planning and portfolio design
• Risk management (insurance review)
• Estate planning review For all services that are not listed as included services, the standard hourly fee applies. Examples may include: additional meetings, special projects or research, gathering data for and/or meetings with other advisers, multiple year financial projections or balance sheet, cash flow and tax forecasts along with written financial statement footnotes. There is a 12-month initial engagement agreement for this level of service with an automatic calendar quarter renewal thereafter. Gold Service Level – Investment Management This annual fee shall be prorated and paid quarterly, in advance, based upon the market value of the Assets on the last business day of the previous quarter. Assets such as employer sponsored retirement plans or 529 plan accounts may be held with various custodians, which may or may not be directly under Searcy Financial’s management. At the Gold service level, Searcy Financial will review and charge a fee for all such investments listed on the Investment Policy Statement, and corresponding Addenda, regardless of where they are held. Silver Service Level – Financial Planning and Consulting Services The Silver service level is a la carte service for Clients who require little planning. However, some basic planning is necessary for all Clients of Searcy Financial Services, Inc. At minimum, Clients utilizing the Silver level service agree to the following:
• Getting to know you and data collection meeting (one-time)
• Identification of personal and financial goals
• Assist Client in preparing net worth statement and cash flow (budget) statement
• One retirement (financial freedom) analysis
• Investment planning and portfolio design
• Meeting to review initial plan and periodic updates are required in subsequent years
• A mandatory review/update meeting once per year This annual fee shall be prorated and paid quarterly, in advance. If engagement is terminated, the portion of the $1,500 minimum annual fee not yet paid will still be due. For all services that are not listed as included services, the standard hourly fee applies. There is a 12-month initial engagement agreement for this level of service with an automatic calendar quarter renewal thereafter. Silver Service Level – Investment Management This annual fee shall be prorated and paid quarterly, in advance, based upon the market value of the assets on the last business day of the previous quarter. D. Wrap Fee Programs Searcy does not place Client assets into a wrap fee program. For Clients in which an Independent Manager performs investment management services, Searcy provides account supervision, asset allocation and Client account management. E. Assets Under Management As of December 2021, the most recent date for which such calculations are available, Searcy manages the following assets: Discretionary Assets $329,507,318 Non-Discretionary Assets $4,935,842 Total $334,443,160