FFG Partners, LLC DBA Fiori Financial Group (hereinafter “FFG” or the “firm”) is a registered investment advisor
based in Fort Lauderdale, Florida. We are a limited liability company, organized under the laws of the State of
Florida. We have been providing investment advisory services since 2022. Marguerite Maria Fiori and Scott David
Verlangieri are the principal owners of FFG through their respective ownership of Fiori Financial Group, Inc. and
SDV Capital, Inc.
You may see the term Associated Person throughout this Brochure. As used in this Brochure, this term refers to
anyone from our firm who is an officer, an employee, and all individuals providing investment advice on behalf of
our firm. Where required, such persons are properly registered as investment adviser representatives.
Currently, we offer the following investment advisory services, personalized for each individual Client:
• Portfolio Management Services
• Pension Consulting Services
Portfolio Management Services - Wrap Fee Program
FFG is the portfolio manager and sponsor of the FFG Wrap Fee Program. A wrap fee program combines portfolio
management, advisory services, and trade execution for a single fee. FFG, as portfolio manager is responsible for
the research, security selection, and implementation of transaction orders in the Client's account. The
transactions in the Client's account will be executed by and custodied at Folio Investments, Inc. d/b/a Goldman
Sachs Custody Solutions (Goldman Sachs), a FINRA-registered broker-dealer, member SIPC. The Client pays FFG
an all-inclusive Wrap fee. FFG pays Goldman Sachs a portion of this fee for trade execution expenses. Detailed
information about the FFG Wrap Fee Program and program fees is provided in the Form ADV Part 2A, Appendix
1 (Wrap Brochure) that is attached to this Form ADV Part 2A Disclosure Brochure.
As part of our overall portfolio management services, we provide asset allocation review, rebalancing and
management services for accounts that are not held in custody of the qualified custodian(s) recommended by our
firm. These services are provided through an account aggregation service called Pontera. The service primarily
applies to ERISA and non-ERISA plan assets such as 401(k)s and 403(b)s, and other assets that must be held in
custody of the plan custodian(s). We regularly review the available investment options in these accounts, monitor
them, and periodically rebalance and implement our strategies using different tools as necessary. If you elect to
allow us to manage your assets through Pontera, you will be notified via email when we place trades through
Pontera.
Pension Consulting Services
FFG provides several defined contribution plan and defined
benefit plan consulting services separately or in
combination. While the primary Clients for these services will be pension, profit sharing, and 401(k) plans, FFG
will also offer these services, where appropriate, to businesses, individuals, trusts, estates, and charitable
organizations. Pension consulting services are comprised of four distinct services. Clients may choose to use any
or all of these services:
Selection of Investment Vehicles
FFG will review various investments, consisting of one or all of the following: individual equities, bonds, other
investment products, and mutual funds (both index and managed) to determine which of these investments are
appropriate. The number of investments to be recommended will be determined by the Client.
Monitoring of Investment Performance
Client investments will be monitored continuously. Although FFG will not be directly effecting transactions, FFG
will supervise the Client's portfolio and will make recommendations to the Client as market factors and the Client's
needs dictate through periodic reviews.
Employee Communications
For pension, profit sharing and 401(k) plans where the individual account participant exercises control over assets
in his/her own account (hereinafter ''self-directed plans''), FFG also provides educational support and investment
workshops designed for the Plan participants. The nature of the topics to be covered will be determined by FFG
and the Client under the guidelines established in ERISA Section 404(c). Generally, the educational support and
investment workshops will NOT provide Plan participants with individualized, tailored investment advice or
individualized, tailored asset allocation recommendations.
Other pension consulting services are available on request. All of our pension consulting services, whether general
or customized, will be outlined in an Agreement that shows the services that will be provided and the fees that
will be charged for those services.
We are fiduciaries under the Investment Advisers Act of 1940 and when we provide investment advice to you
regarding your retirement plan account or individual retirement account, we are also fiduciaries within the
meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as
applicable, which are laws governing retirement accounts. We have to act in your best interest and not put our
interest ahead of yours. At the same time, the way we make money creates some conflicts with your interests.
Assets Under Management
As of March 11, 2024, we manage approximately $385,291,682 in client assets on a discretionary basis and
approximately $0 in client assets on a non-discretionary basis.