9AT: CLEAR PERSPECTIVES FINANCIAL PLANNING, LLC

Adviser Profile

As of Date	07/05/2023
Registration status	Terminated
ADV Location	CINCINNATI, OH, United States
Contact Info	(51 xxxxxxx
Websites

AUM^*	348,254,437 2%
of that, discretionary	348,254,437 2%
Number of Employees	12
of those in investment advisory functions	9 13%
Private Fund GAV^*	0
Avg Account Size	385,237 11%
% High Net Worth	56.52% 3%
SMA’s	Yes
Private Funds	0

Adviser Type

- Large advisory firm

Client Types

- Individuals (other than high net worth individuals)
- High net worth individuals

Advisory Activities

- Financial planning services
- Portfolio management for individuals and/or small businesses

Compensation Arrangments

- A percentage of assets under your management

Adviser	Hedge Fund	Liquidity Fund	Private Equity Fund	Real Estate Fund	Securitized Asset Fund	Venture Capital Fund	Other Fund	Total Private Fund GAV	AUM	#Funds
Adviser NORTHEAST INVESTMENT MANAGEMENT INC	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM3.3b	#Funds-
Adviser CORDA INVESTMENT MANAGEMENT, LLC	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM2.0b	#Funds-
Adviser DHJJ FINANCIAL ADVISORS	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM623.4m	#Funds-
Adviser FIORI FINANCIAL GROUP	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM567.4m	#Funds-
Adviser SHUFRO, ROSE & CO., LLC	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM2.5b	#Funds-
Adviser WELLINGTON SHIELDS & CO., LLC	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM546.0m	#Funds-
Adviser NORTHERN TRUST SECURITIES, INC	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM1.7b	#Funds-
Adviser NEW ENGLAND RESEARCH & MANAGEMENT, INC.	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM337.1m	#Funds-
Adviser HERITAGE FINANCIAL SERVICES	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM3.0b	#Funds-
Adviser SCHUCHARD CAPITAL MANAGEMENT INC	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM325.5m	#Funds-

Stock Ticker	Stock Name	$ Position	% Position	$ Change	# Change
Stck Ticker742718109	Stock NamePROCTER & GAMBLE CO COM	$ Position$17,812,319	% Position10.00%	$ Change8.00%	# Change11.00%
Stck Ticker921946406	Stock NameVANGUARD HIGH DIV YLD ETF	$ Position$17,635,416	% Position10.00%	$ Change-23.00%	# Change-21.00%
Stck Ticker922908744	Stock NameVANGUARD VALUE ETF	$ Position$14,385,823	% Position8.00%	$ Change-7.00%	# Change-6.00%
Stck Ticker46137V357	Stock NameINVESCO EXCHANGE TRADED FD TR S&P500 EQL WGT ETF	$ Position$14,613,864	% Position8.00%	$ Change1.00%	# Change-1.00%
Stck Ticker46436E718	Stock NameISHARES TRUST ISHARES 0-3 MONTH TREASURY	$ Position$10,528,741	% Position6.00%	$ Change-28.00%	# Change-29.00%
Stck Ticker922908363	Stock NameVANGUARD S&P 500 ETF SHS	$ Position$11,183,620	% Position6.00%	$ Change154.00%	# Change138.00%
Stck Ticker921908844	Stock NameVANGUARD DIV APP ETF	$ Position$10,484,143	% Position6.00%	$ Change575.00%	# Change565.00%
Stck Ticker921932703	Stock NameVANGUARD 500 VAL IDX FD ETF	$ Position$9,385,599	% Position5.00%	$ Change1388.00%	# Change1321.00%
Stck Ticker921909768	Stock NameVANGUARD STAR FD TL INTL STK F ETF	$ Position$7,623,479	% Position4.00%	$ Change	# Change
Stck Ticker921943858	Stock NameVANGUARD FTSE DEVELOPED MKTS ETF	$ Position$7,478,894	% Position4.00%	$ Change110584.00%	# Change102740.00%

Brochure Summary

Overview

A. Description of the Advisory Firm B. Types of Advisory Services debt securities (corporate and government), exchange traded funds (“ETFs”), REITs, or annuities. CPFP may use other securities as well to help diversify a portfolio when appropriate for the client. CPFP offers the same suite of services to all of its clients. However, specific client financial plans and their implementation are dependent upon the client IPS which outlines each client’s current situation (income, tax levels, and risk tolerance levels) and is used to construct a client specific plan to aid in the selection of a portfolio that matches restrictions, needs, and targets. Clients may impose restrictions in investing in certain securities or types of securities in accordance with their values or beliefs. However, if the restrictions prevent CPFP from properly servicing the client account, or if the restrictions would require CPFP to deviate from its standard suite of services, CPFP reserves the right to end the relationship. CPFP does not participate in any wrap fee programs. CPFP has the following assets under management: Discretionary Amounts: Non-discretionary Amounts: Date Calculated: $348,254,437 $0 December 31, 2022 C. Client Tailored Services and Client Imposed Restrictions D. Wrap Fee Programs E. Amounts Under Management Investment Supervisory Services Fees Total Assets Under Management

Annual Fee $1- $500,000 1.00% $500,000-$2,000,000 0.85% $2,000,000-$4,000,000 0.60% >$4,000,000 0.50% CPFP calculates investment supervisory fees using a blended percentage based upon the tiered fee schedule in the table above. These fees are non-negotiable and the final fee schedule will be outlined in the Investment Advisory Agreement. Fees are calculated on the average daily balance of the managed assets for the period. Fees are paid quarterly in arrears, and clients may terminate their contracts with written notice. Because fees are charged in arrears, no refund policy is necessary. Clients may terminate their accounts without penalty within 5 business days of signing the advisory contract. The fees charged to clients whose assets have been managed by Clear Perspectives Financial Planning, LLC prior to April 2011 may differ from the rates above. CPFP reserves the right to aggregate family accounts to reach lower fee tiers or reduce the overall fee under special client circumstances. Payment of Investment Supervisory Fees Advisory fees are withdrawn directly from the client’s accounts with client written authorization. Fees are paid quarterly in arrears. Payment of Financial Planning Fees Fees for financial planning services are included in the Investment Supervisory Fees for assets managed over $500,000. We do not offer financial planning services on a stand- alone basis.

CLEAR PERSPECTIVES FINANCIAL PLANNING, LLC

CLEAR PERSPECTIVES FINANCIAL PLANNING, LLC

17 ADVISOR

Adviser Profile

Details

Adviser Type

Client Types

Advisory Activities

Compensation Arrangments

Reported AUM

Private Funds

Employees

Similar advisers

Top Holdings

Brochure Summary

Overview

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CLEAR PERSPECTIVES FINANCIAL PLANNING, LLC CLEAR PERSPECTIVES FINANCIAL PLANNING, LLC 17 ADVISOR

Adviser Profile

Details

Adviser Type

Client Types

Advisory Activities

Compensation Arrangments

Reported AUM

Private Funds

Employees

Similar advisers

Top Holdings

Brochure Summary

Overview

CLEAR PERSPECTIVES FINANCIAL PLANNING, LLC

CLEAR PERSPECTIVES FINANCIAL PLANNING, LLC

17 ADVISOR