Description of Firm BluePrint Wealth Management, LLC is a Florida domiciled limited liability company formed in December of 2013. Our original registration as an investment adviser occurred in May of 2014, with the State of Florida, and has since transitioned to an SEC registration during January of 2022. We operate under the trade name BluePrint Wealth Management. RSC Insurance Brokerage, Inc. is the principal owner of the firm.
The following paragraphs describe our services and fees. BluePrint Wealth Management has several financial services industry affiliates or related parties that are described in further detail under the Other Financial Industry Activities and Affiliates section of this brochure (see Item 10). Since our investment strategies and advice are based on each client's specific financial situation, the investment advice we provide to you may be different or conflicting with the advice we give to other clients regarding the same security or investment.
Refer to the description of each investment advisory service listed below for information on how we tailor our advisory services to your individual needs. As used in this brochure, the words "we," "our," "firm", and "us" refer to BluePrint Wealth Management and the words "you," "your," and "client" refer to you as either a client or prospective client of our firm.
Description of Firm Services BluePrint Wealth Management offers the following advisory services:
•Investment Management Services
•Financial Planning
•Pension and Profit-Sharing Plan Services
•Selection of Other Advisers During or prior to our first meeting, we will provide you with certain disclosures and request information from you. An associate of our firm will hold one or more discussions with you and conduct an analysis to determine how best to tailor our investment services to your financial needs, goals, holdings, etc. Depending on the scope of the engagement, you may be asked to provide copies of the following documents early in the process:
•Statements reflecting current investments in retirement and non-retirement accounts;
•Stock options and stock purchase plan agreements;
•Information on current retirement plans and other benefits provided by an employer;
•Current financial specifics including W-2s, 1099s, K-1 statements, etc.;
•Wills, codicils, and trusts;
•Insurance policies, including information about riders, loans, and amendments;
•Mortgage information;
•Tax returns (current and prior years);
•Divorce decree or separation agreement; and
•Employment or other business agreements. It is important that we are provided with an adequate level of information and supporting documentation throughout the term of the engagement, and that it is accurate. Our firm may, but is not obligated to, verify the information that has been provided to us which will then be used in the advisory process.
4 Our review will include a client's investment objectives, time horizon, liquidity needs, tolerance for risk and other factors necessary to form the basis for our investment recommendations to you (herein referred to as "investment parameters"). Clients will complete a statement of investment selection or other suitability forms ("Risk Profile Questionnaire" or "RPQ") to assist us with this process.
Clients are able to impose reasonable restrictions on investing in certain securities or types of securities unless otherwise stated in the advisory agreement. For example, you can specify that the investment in any particular stock or industry should not exceed specific percentages of the value of portfolios and/or restrictions or prohibitions of transactions in the securities of a specific industry or security. We will then work with you to develop a portfolio tailored to your unique situation and goals. Depending on your investment parameters, the portfolio will involve the employment of one or more suggested investment strategies as well as either a broad range or more narrowly focused choice of investment vehicles that are further discussed in the Methods of Analysis, Investment Strategies and Risk of Loss section of this brochure (see Item 8).
Investment Management Services Through our investment management services offering we develop a customized portfolio for the client where we serve as portfolio manager under a discretionary agreement, and the engagement includes:
•Determination of investment strategy;
•Investment guideline development;
•Asset allocation;
•Asset selection;
•Regular monitoring; and
•Periodic rebalancing. As part of our investment management services, we may invest your assets according to one or more proprietary model portfolios. These models are designed for investors with varying degrees of risk tolerance and investment objectives ranging from strategies that focus on income, balanced, growth & income, growth and aggressive growth.
If you participate in our discretionary investment management services, we require you to grant our firm discretionary authority to manage your account. Discretionary authorization will allow us to determine the specific securities, and the amount of securities, to be purchased or sold for your account without your approval prior to each transaction. Discretionary authority is typically granted by the investment advisory agreement you sign with our firm and the appropriate trading authorization forms. You may limit our discretionary authority, as described above, by providing our firm with your restrictions and guidelines in writing. As part of our investment management services, we provide complimentary financial planning services. Financial planning services may include: cash flow analysis; investment planning; retirement planning; educational savings and planning; estate planning coordination; charitable giving; debt counseling; and insurance planning and risk management.
Furthermore, the firm's investment adviser representatives may also be licensed insurance agents and certified public accountants (CPAs) and offer insurance products and tax preparation services in their individual capacity or through one or more affiliated companies. These services are offered under a separate agreement and will not be within the scope of advisory services offered by BluePrint Wealth Management. Please see the Other Financial Industry Activities and Affiliations section (Item 10) for additional information.
Pension and Profit-Sharing Plans As part of our investment management services, our firm provides employee benefit plan services to employer plan sponsors, or named fiduciary, on an ongoing basis. Generally, such services consist of 5 assisting

employer plan sponsors in establishing, monitoring and reviewing their company's participant- directed retirement plan. In limited circumstances, our firm acts as a named fiduciary for certain qualified retirement plans, such as self-employed 401k plans. Refer to the ERISA Rider in the advisory agreement for important disclosures and additional information. In providing employee benefit plan services, our firm does not provide any advisory services with respect to the following types of assets: employer securities, real estate (excluding real estate funds and publicly traded REITS), participant loans, non-publicly traded securities or assets, other illiquid investments, or brokerage window programs (collectively, "Excluded Assets").
Rollover Recommendations If a client desires to conduct an account rollover from their employer-sponsored plan or we recommend the rollover, after an analysis of the client's situation and their retirement plan documents, we consider (but not limit) the following relevant factors:
•Are there alternatives to the employer plan rollover, including leaving the money in an employer's retirement plan (if permitted)?
•What are the fees and expenses associated with both the employer's plan and the rollover IRA?
•Does the employer currently pay for some or all the plan's administrative expenses?
•What are the different levels of services and investments available under the employer plan and the rollover IRA?
•What are the long-term impacts if there are increased costs?
•Is the rollover appropriate notwithstanding any additional costs?
•What is the impact of economically significant investment features such as surrender schedules and indexed annuity cap and participation rates (such as in an employer sponsored 403(b) plan account)? For purposes of complying with the DOL's Prohibited Transaction Exemption 2020-02 ("PTE 2020-02") where applicable, we are providing the following acknowledgment to you. When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. Under this special rule's provisions, we must:
•Meet a professional standard of care when making investment recommendations (give prudent advice);
•Never put our financial interests ahead of yours when making recommendations (give loyal advice);
•Avoid misleading statements about conflicts of interest, fees, and investments;
•Follow policies and procedures designed to ensure that we give advice that is in your best interest;
•Charge no more than is reasonable for our services; and
•Give you basic information about conflicts of interest. We benefit financially from the rollover of your assets from a retirement account to an account that we manage or provide investment advice, because the assets increase our assets under management and, in turn, our advisory fees. As a fiduciary, we only recommend a rollover when we believe it is in your best interest. 6 Selection of Other Advisers We may select or recommend the services of a third-party investment manager (herein referred to as "third-party manager" or "TPM") to manage all, or a portion of, your investment portfolio. After gathering information about your financial situation and objectives, we may select or recommend that you engage a specific third-party manager or investment program. Factors that we take into consideration when making our recommendation(s) include, but are not limited to, the following: the TPM's performance, methods of analysis, fees, your financial needs, investment goals, risk tolerance, and investment objectives. We will monitor the TPM's performance to ensure its management and investment style remains aligned with your investment goals and objectives. Additionally, we retain discretionary authority to hire and fire TPM's without your prior approval.
Third-party managers will invest on behalf of a client account in accordance with the strategies set forth in their own disclosure documents which will be provided to the client by our firm prior to employing their strategies. The selected third-party manager typically assumes discretionary authority over an account and some of these programs are not available for those clients who prefer an account to be managed under a non-discretionary engagement or who have other unique account restrictions. Note that certain third-party managers require a higher asset-level to invest in their program. We will inform interested clients in advance of each TPM's minimum investment criteria.
At least annually thereafter, a review will be performed to determine whether the selected third-party manager remains an appropriate fit based on the client's investment parameters.
Sub-Adviser Relationships We have entered into a sub-advisory relationship with GeoWealth Management, LLC ("GeoWealth"), an unaffiliated SEC-registered investment adviser, to provide back office, billing, and trading support. We pay a portion of our advisory fee, called a platform fee, to GeoWealth; however, you will not pay our firm a higher advisory fee as a result of our sub-advisory relationship with GeoWealth. In certain instances, you will be required to sign an authorization form to grant GeoWealth the necessary access to perform these duties. Additionally, we may hire and fire any sub-adviser without your prior approval. See the Other Financial Industry Activities and Affiliations section (Item 10) for additional information.
We are responsible for the continuing supervision of the third-party managers or sub-advisers in connection with the services provided to your account or assets subject to their management.
Types of Investments We primarily offer advice on equity securities (stocks), exchange traded funds (ETFs), mutual funds, municipal and corporate bonds, and cash instruments. We also recommend fixed and indexed annuities and life and health insurance products through affiliated entities. Additionally, we will advise you on various types of investments based on your stated goals and objectives. We can also provide advice on any type of investment held in your portfolio at the inception of our advisory relationship.
Assets Under Management As of December 31, 2023, our firm had $108,901,665 in discretionary assets under management and $0 non-discretionary assets under management.