Description of Firm
Integrity Financial Advisors, LLC is an SEC-registered investment adviser established in 2020. based
in Wenham, MA. We are primarily owned by Auour Investments LLC and Advanced Financial
Partners, LLC. We are indirectly owned by Joseph Hosler, Robert Held, Robert Kuftinec, and Kenneth
Doerr.
The following paragraphs describe our services and fees. Refer to the description of each investment
advisory service listed below for information on how we tailor our advisory services to your individual
needs. As used in this brochure, the words "we," "our," and "us" refer to Integrity Financial Advisors
LLC and the words "you," "your," and "client" refer to you as either a client or prospective client of our
firm.
Portfolio Management Services
We primarily recommend the active discretionary management of your assets by Auour Investments
("Auour"), an affiliated investment adviser. Auour offers a number of investment portfolios, which will
be selected after gathering specific information about your individual risk tolerance, investment time
horizon, asset allocation, and income requirements, among other things. We will discuss investment
options available through Auour's portfolios and select the portfolio or portfolios suitable for you based
on your investment needs. When recommending Auour portfolios, we review information about each
portfolio's investment strategy, past performance, and risk results to the extent available. On occasion,
and if appropriate, we will recommend other third-party advisers to manage a portion or all of your
portfolio.
We will regularly monitor the performance of your accounts managed by Auour (or other third-party
adviser(s)). Auour (or other third-party adviser(s)) will actively manage your portfolio and assume
discretionary investment authority over your account. We will assume discretionary authority to hire
and fire Auour (or other third-party adviser(s)) and/or reallocate your assets to other third-party
adviser(s) where we deem such action appropriate.
Financial Consulting Services
We offer financial consulting services that primarily involve advising clients on specific financial-related
topics. These topics may include, but are not limited to, risk assessment/management, investment
planning, financial organization, or financial decision-making/negotiation.
IRA Rollover Recommendation
When we provide investment advice to you regarding your retirement plan account or individual
retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income
Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement
accounts. How we make money creates some conflicts with your interests, so we operate under a
special rule that requires us to act in your best interest and not put our interests ahead of yours. Under
this special rule's provisions, we must:
a. Meet a professional standard of care when making investment recommendations (give prudent
advice).
b. Never put our financial interests ahead of yours when making recommendations (give loyal
advice).
c. Avoid misleading statements about conflicts of interest, fees, and investments.
d. Follow policies and procedures designed to ensure that we give advice that is in your best
interest.
e. Charge no more than is reasonable for our services; and
f. Give you basic information about conflicts of interest.
We benefit financially from the rollover of your assets from a retirement account to an account that we
manage or provide investment advice, because the assets increase our assets under management
and, in turn, our advisory fees. As a fiduciary, we only recommend a rollover when we believe it is in
your best interest.
Assets Under Management
As of December 31, 2023, we provide continuous management services for $89,637,522 in client
assets on a discretionary basis, and $13,986,317 in client assets on a non-discretionary basis.