Page 4 A. Ownership/Advisory History FORUM Solutions Group, LLC, dba FORUM Private Client Group (“FORUM” or the “firm”) is an Indiana limited liability company. FORUM has been in business since 2007. FORUM Credit Union is the principal owner of FORUM. B. Advisory Services Offered FORUM provides financial planning, consulting, and wealth management services. Prior to engaging FORUM to provide any of the foregoing investment advisory services, the client is required to enter into one or more written agreements with FORUM setting forth the terms and conditions under which FORUM renders its services. B.1. Wealth Management Services Clients can engage FORUM to manage all or a portion of their assets on a discretionary or non- discretionary basis. In addition, as part of its wealth management services, FORUM will develop a comprehensive financial plan which takes into consideration investments, insurance, retirement, education, estate planning, and tax and cash flow needs of the client. FORUM primarily allocates clients’ investment management assets among mutual funds, exchange-traded funds (“ETFs”), individual debt and equity securities in accordance with the investment objectives of the client. FORUM also provides advice about any type of investment held in clients' portfolios. FORUM also may render discretionary or non-discretionary investment management services to clients relative to variable life/annuity products that they may own, their individual employer-sponsored retirement plans, and/or 529 plans or other products that may not be held by the client’s primary custodian. In so doing, FORUM either directs or recommends the allocation of client assets among the various investment options that are available with the product. Client assets are maintained at the specific insurance company or custodian designated by the product. In addition to providing FORUM with information regarding their personal financial circumstances, investment objectives and tolerance for risk, clients are obligated to provide the firm with any reasonable investment restrictions that should be imposed on the management of their portfolio, and to promptly notify the firm in writing of any changes in such restrictions or in the client's personal financial circumstances, investment objectives, goals and tolerance for risk. FORUM will remind clients of their obligation to inform the firm of any such changes or any restrictions that should be imposed on the management of the client’s

account. FORUM will also contact clients at least annually to determine whether there have been any changes in a client's personal financial circumstances, investment objectives and tolerance for risk. Page 5 B.2. Financial Planning and Consulting Services FORUM offers clients a broad range of financial planning and consulting services, which include any or all of the following: ▪ Cash Flow Forecasting ▪ Retirement Planning ▪ Social Security Planning ▪ Tax Planning ▪ Education Planning ▪ Budgeting Support ▪ Estate Planning While each of these services is available on a stand-alone basis, certain of them can also be rendered in conjunction with investment portfolio management as part of a comprehensive wealth management engagement. In performing these services, FORUM is not required to verify any information received from the client or from the client’s other professionals (e.g., attorneys, accountants, etc.,) and is expressly authorized to rely on such information. FORUM recommends certain clients engage the firm for additional related services and/or other professionals to implement its recommendations. Clients are advised that a conflict of interest exists for the firm to recommend that clients engage FORUM or its affiliates to provide (or continue to provide) additional services for compensation, including investment management services. Clients retain absolute discretion over all decisions regarding implementation and are under no obligation to act upon any of the recommendations made by FORUM under a financial planning or consulting engagement. Clients are advised that it remains their responsibility to promptly notify the firm of any change in their financial situation or investment objectives for the purpose of reviewing, evaluating or revising FORUM’s recommendations and/or services. C. Client-Tailored Services and Client-Imposed Restrictions Each client’s account will be managed on the basis of the client’s financial situation and investment objectives and in accordance with any reasonable restrictions imposed by the client on the management of the account—for example, restricting the type or amount of security to be purchased in the portfolio. D. Wrap Fee Programs FORUM does not participate in wrap fee programs. (Wrap fee programs offer services for one all-inclusive fee.) E. Client Assets Under Management As of December 31, 2023, FORUM managed assets of $270,676,696 on a discretionary basis, and $26,330,462 on a non-discretionary basis.