Who we are Southwest Investment Advisors, Inc. (“SIA”) is a corporation organized in Arizona. SIA is newly registering to succeed to the business of the existing company of the same name. The predecessor, being acquired in its entirety has been registered as an investment advisor since August 2001. Richard Zich is President and Chief Compliance Officer of SIA. Services we offer We will review an individual's portfolio that they want to continue to manage themselves for an hourly rate or flat fee or we will manage an individual's investments on a discretionary basis for a fee based on a percentage of assets under management. Our investment management style is to use asset allocation following the principals of Modern Portfolio Theory (MPT). We generally utilize packaged investment vehicles such as mutual funds, unit investment trusts, closed end funds, and ETFs for a majority of client holdings. We will utilize individual Government, Corporate and Municipal Bonds when a situation warrants the use of such investments. Less frequently, we may also recommend or utilize other securities, such as individual stocks, annuities and alternative investments, to complement a client’s portfolio We spend time up front learning about the clients, their objectives (i.e. retirement, college, home purchase, etc.) and utilize a questionnaire to assist in assessing a client’s risk tolerance. We then use this information to determine the asset mix that best matches the client’s objectives and risk tolerance. We may also use this information to draft a retirement plan forecast. We allow clients to impose restrictions on the investments we make, as long as the restrictions don’t

limit our ability to manage the account within the parameters of our asset allocation models. However, if the client selects a specific security, it is the client’s responsibility to monitor that security. Financial Planning Financial plans and financial planning may include but are not limited to: investment planning; life insurance; tax concerns; retirement planning; education planning; and debt/credit planning. We also provide: 1) Help the person establish budgets 2) Help with debt payoff plans 3) Help identify ways to create a savings 4) Over the course of 12 weeks, meet with them 6-9 times for a review of progress Southwest Investment Advisors Wrap Program We act as the sponsor and portfolio manager to the Southwest Investment Advisors Wrap Program (“Wrap Program”). In this instance, we are considered to be the sponsor of the Wrap Program because you pay one fee which includes all advisory fees and transaction costs. We provide all portfolio management services and receive all compensation for the wrap program. The majority of clients who receive Investment Management services as described above are part of the Wrap Program. Paying fees as part of a Wrap Program could cost you more or less than purchasing investment management and brokerage services separately. If you elect to direct us to use a broker/dealer other than LPL Financial LLC you will not participate in the Wrap Program and are responsible for paying all transaction costs related to trades placed in your account. Assets under management \We manage assets of $ 223,736,752 on a discretionary basis. We manage assets of $11,531,022on a non- discretionary basis.