A. Firm Description TRB Wealth Management, LLC (“TRB” and/or the “Firm”) was organized as a Limited Liability Corporation pursuant to the laws under the Texas Business Organizations Code. TRB is 100% owned by Texas Regional Bank and was formed on April 15, 2020. The Firm is registered with the United States Securities Exchange Commission (“SEC”) and is a notice filer with the various state jurisdiction in which it conducts business as a Registered Investment Advisor. B. Types of Advisory Services TRB is a fee-only financial firm that provides investment management services and wealth counsel to individuals, families, trusts, estates, charitable organizations, small business owners, corporate cash management accounts, foundations, endowments, retirement, 401k and profit- sharing plans. TRB provides its clients with investment management services through which clients receive portfolios of carefully selected investments. The Firm offers clients investment portfolios based on their cash flow situation, tax considerations, tolerance for risk and time horizon. Depending upon the size and goals of each client’s portfolio, the Firm will invest client assets in mutual funds and exchange traded funds (ETFs). TRB also offers wealth planning services, which address some or many aspects of the client’s financial situation. TRB works with clients to determine their financial goals and objectives and develops planning strategies for the client to most effectively utilize their financial resources to achieve short and long-term financial objectives. Information the Firm considers includes items

such as a client’s current financial status, financial goals, tax bracket, and attitudes towards risk. TRB does not provide tax advice for our clients. Clients should consult with their accountant or other tax adviser regarding tax filings and/or estimated payments. Additionally, TRB does not provide legal advice or prepare legal documents. However, the Firm works closely with our clients’ estate planning attorneys and other advisors as necessary to assist with the amount of managed assets. TRB offers advisory services on a discretionary and non/discretionary basis. TRB is a fiduciary and is required to act in a client’s best interest at all times. C. Client Tailored Services and Client Imposed Restrictions The goals and objectives for each client are documented in the Firm’s client files. Investment strategies are created that reflect the client’s stated goals and objective. Clients may impose reasonable restrictions on investing in certain securities or types of securities. Advisory agreements between the Firm and its clients may not be assigned without prior written client consent. D. Wrap Fee Programs TRB does not sponsor or manage a wrap fee program but does pay for trading, transaction and execution fees and ticket charges on behalf of their clients. As a result, the Firm is categorized as having inclusive fees covered by the Firm and therefore is defaulted to a wrap fee designation. E. Amounts of Assets Under Management As of the date of this brochure, the Firm has $1,193,787,499 assets under management of which $1,152,743,912 is discretionary and $41,043,587 is non-discretionary.