Harvest Financial Partners, LLC [“Harvest” or “we”, “us”, “our”] offers investment and financial- planning advice. Our advice might include investment management—that is, discretionary investment advice where we make investment decisions for you. Our advice might include non-discretionary investment advice, in which we present recommendations about what investments you should buy, hold, or sell but you make your decisions and may instruct us to implement those decisions. Our advice might include financial planning in a range of areas including retirement and estate planning, insurance, charitable giving or gifting, risk management and budgeting. Our advice might include suggestions influenced by our understanding of accounting, tax law, or other legal issues, but we do not give accounting, tax, or legal advice. This Brochure uses “you” and “your” to refer to a client, whether one is a natural person, or is a nonnatural person or entity. However, some parts of the text use “you” and “your” to refer to a prospective client who or that considers whether to engage our services. Likewise, the cover page’s use of “you” includes any reader of our Brochure. Usually, we offer our advice in one of three kind of services; these are described under “Services we offer”, which begins at page 5. Our service is governed by a written Agreement (or Agreements) with our client. An Agreement may impose restrictions and conditions beyond those described in our Brochure. Only we and our client (or his, her, or its duly authorized representative) may negotiate or enforce our Agreement. 4.A About Harvest Financial Partners Harvest has been in business since March 2008. We are a fee-only Investment Adviser. We also offer financial-planning services and Retirement Plan consulting. We work, or can work, with individuals, Retirement Plans, trusts, estates, charitable organizations, corporations and other business entities. Harvest is an independent firm; we have no common ownership with any broker-dealer, insurance agency or company or any accounting or law firm. Who owns Harvest Financial Partners? The principal Owners of Harvest are James J. Wright [“Jim”] and John G. Fattibene [“John”]. 4.B Services we offer Our three primary service offerings are:  investment advice;  financial-planning services;  Retirement Plan consulting. Investment advice Most of our investment advice is about stocks, bonds, mutual funds, exchange-traded funds [“ETFs”], and similar diversified funds. We offer discretionary investment management—that is, we make and implement the investment decisions for the accounts you tell us to manage. Sometimes, you may have an account for which we manage most of the account but a portion of it follows your investment decisions. In that situation, we can discuss your ideas, and help implement your decisions. March 1, 2024 Disclosure Brochure page 6 of 24 We offer non-discretionary investment advice—that is, we make recommendations, and you decide whether to accept or reject them. Also, we can discuss your ideas, and give you our advice about them. Whether a decision is based on our recommendation or your idea, we can help implement your decisions. Financial planning/consulting Harvest can offer advice and guidance on a range of financial issues like retirement planning, college savings, insurance, and estate planning. These services may be included for a client who uses us for investment advice. We may also offer financial planning or consulting as a standalone service. When we offer financial planning as a standalone service it may be for a specific project, a specified time, or an ongoing relationship. We also offer a service, where for a set fee, we are available to advise on many financial issues or questions that arise. Retirement Plan consulting We can offer advice to Retirement Plans. All of our advice for this service is non-discretionary—that is, we present recommendations, but the Retirement Plan’s administrator or other named Fiduciary decides. We can provide this service to almost any kind of Retirement Plan, including a pension (including cash- balance), money-purchase, profit-sharing, employee-stock-ownership, 401(k), 403(b), or 457(b) plan,

a deferred compensation plan, or other arrangement for retirement savings. We gather and review information on each Retirement Plan to consider the Plan’s objectives and needs. Our tasks in this consulting service may include:  preparing a Retirement Plan’s Investment Policy Statement;  analyzing Investment Alternatives;  presenting recommendations to help select Investment Alternatives;  monitoring Designated Investment Alternatives’ investment performance;  reporting on the past performance of Designated Investment Alternatives;  furnishing Investment Advice or Investment Education to Participants;  providing advice to Participants. We provide these services according to a written Agreement—usually, our Retirement Plan Consulting Agreement. A Retirement Plan that wants to provide particular advice to the Plan’s Participants may engage us to provide individualized non-discretionary advice as explained in this Brochure. Under any service, we do not have to check information we received from you or from your lawyer, accountant, and other professionals. (If you ask, we may suggest other professionals to help you implement your financial planning. We use reasonable efforts to check that a professional is licensed, and to consider whether others were satisfied with the professional’s services. You never need engage anyone we suggest.) Please tell us about changes to your financial situation or investment objectives so we can review, evaluate, and revise our previous advice. 4.C How we tailor our services We are willing to tailor our services to meet your needs and preferences. We primarily do this through our initial interviews and in ongoing conversations where we attempt to understand your unique financial circumstances and issues. March 1, 2024 Disclosure Brochure page 7 of 24 Asset allocation and security selection and weightings may be tailored to each client’s situation, so investment portfolios among our clients may look very different. This can lead to very different investment results among our clients. However, it is not unusual that a specific security will be held in many clients’ accounts. Even for a discretionary account, we will also take your direction, so if you have specific securities you would like to buy, hold, or sell, we will follow your instructions. Do not be surprised if we try to dissuade you from those of your ideas that are different from what we would decide. If you want us to implement your decision, your instructions must be accurate, complete, and clear, so we know what you want and exactly how to do it. In financial planning for an investment-management client, we typically focus on answering your questions as they arise rather than preparing a financial plan. We can provide a financial plan if you desire it. This plan could discuss, in general terms, areas including retirement cash flow projections, asset allocation, college savings, insurance adequacy and risk assessment, and tax and estate planning. For advice to a Retirement Plan’s Participant about how to invest his or her Plan account, we limit our management or advice to the Plan’s Investment Alternatives. If a Participant has a self-directed brokerage option available under his or her Retirement Plan, we may make suggestions about specific securities to buy or sell in that account. If a Participant desires, we can incorporate assets held outside the Retirement Plan into our advice. About investment restrictions Another way we tailor our services to meet your needs and preferences includes investment restrictions. For discretionary management, you may direct us not to invest in a particular investment, or in a kind of investment, that you specify clearly enough so we can apply your restriction. We reserve the right to decline an account if we believe the investment restrictions placed on its management is onerous. 4.D Not a wrap-fee program None of our services involves a wrap-fee program. 4.E Assets under our management or advice As of December 31, 2023, Harvest had $124,162,426 of assets under our management, with $117,858,424 on a discretionary basis, and $6,304,002 on a non-discretionary basis. Also, we advised Participant-directed Retirement Plans that had, as of December 31, 2023, $48,893,536 in assets; we do not count that amount in assets under our management.