Description of Firm
Garrison Point Advisors, LLC dba Treehouse Wealth Advisors ("Registrant", "TWA", or the "Firm") is
operated by Julie T. Meissner, Principal, Chief Executive Officer ("CEO"), and Chief Compliance
Officer ("CCO"). We are a registered investment advisor primarily based in Walnut Creek, CA. We are
organized as a limited liability company ("LLC") under the laws of the State of Delaware. Registrant
is primarily owned by The Julie and James Meissner Living Trust.
The following paragraphs describe our services and fees. Refer to the description of each investment
advisory service listed below for information on how we tailor our advisory services to your individual
needs. As used in this brochure, the words "we," "our," and "us" refer to Garrison Point Advisors,
LLC dba Treehouse Wealth Advisors and the words "you," "your," and "client" refer to you as either a
client or prospective client of our firm.
Portfolio Management Services
We offer discretionary portfolio management services. Our investment advice is tailored to meet our
clients' needs and investment objectives.
If you participate in our discretionary portfolio management services, we require you to grant us
discretionary authority to manage your account. Subject to a grant of discretionary authorization, we
have the authority and responsibility to formulate investment strategies on your behalf. Discretionary
authorization will allow us to determine the specific securities, and the amount of securities, to be
purchased or sold for your account without obtaining your approval prior to each transaction. We will
also have discretion over the broker or dealer to be used for securities transactions, and over the
commission rates to be paid. Discretionary authority is typically granted by the investment advisory
agreement you sign with our firm, a power of attorney, or trading authorization forms.
You may limit our discretionary authority (for example, limiting the types of securities that can be
purchased or sold for your account) by providing our firm with your restrictions and guidelines in
writing.
We may also offer non-discretionary portfolio management services. If you enter into non-discretionary
arrangements with our firm, we must obtain your approval prior to executing any transactions on behalf
of your account. You have an unrestricted right to decline to implement any advice provided by our firm
on a non-discretionary basis.
Financial Consulting Services
We offer financial consulting services that primarily involve advising clients on specific financial-related
topics. The topics we address may include, but are not limited to, risk assessment/management,
investment planning, financial organization, or financial decision making/negotiation.
Selection of Other Advisors
We may recommend that you use the services of a third party money manager ("TPMM") to manage
all, or a portion of, your investment portfolio. After gathering information about your financial situation
and objectives, we may recommend that you engage a specific TPMM or investment program. Factors
that we take into consideration when making our recommendation(s) include, but are not limited to, the
following: the TPMM's performance, methods of
analysis, fees, your financial needs, investment goals,
risk tolerance, and investment objectives. We will monitor the TPMM(s)' performance to ensure its
management and investment style remains aligned with your investment goals and objectives.
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Wealth Planning Services
We offer Wealth Planning Services designed to help our clients organize their financial situation and
plan for the successful transfer of wealth to the next generation in the most tax-advantaged manner.
Such services generally include financial planning in the following areas:
•Family Continuity
•Estate Planning and Trustee Oversight
•Integrated Tax and Financial Planning
•Lifestyle Management
•Family Philanthropy
•Risk Management
Types of Investments
We offer advice on equity securities, mutual funds, corporate debt securities (other than commercial
paper), municipal securities, United States government securities, money market funds, structured
notes, exchange traded funds ("ETFs") and interests in partnerships investing in private funds.
Additionally, we may advise you on various types of investments based on your stated goals and
objectives. We may also provide advice on investments held in your portfolio at the inception of our
advisory relationship.
Rollover Recommendations
Effective December 20, 2021 (or such later date as the US Department of Labor ("DOL") Field
Assistance Bulletin 2018-02 ceases to be in effect), for purposes of complying with the DOL's
Prohibited Transaction Exemption 2020-02 ("PTE 2020-02") where applicable, we are providing the
following acknowledgment to you. When we provide investment advice to you regarding your
retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I
of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable,
which are laws governing retirement accounts. The way we make money creates some conflicts with
your interests, so we operate under a special rule that requires us to act in your best interest and not
put our interest ahead of yours. Under this special rule's provisions, we must:
Meet a professional standard of care when making investment recommendations (give prudent
advice);
•Never put our financial interests ahead of yours when making recommendations (give loyal
advice);
•Avoid misleading statements about conflicts of interest, fees, and investments;
•Follow policies and procedures designed to ensure that we give advice that is in your best
interest;
•Charge no more than is reasonable for our services; and
•Give you basic information about conflicts of interest.
We benefit financially from the rollover of your assets from a retirement account to an account that we
manage or provide investment advice, because the assets increase our assets under management
and, in turn, our advisory fees. As a fiduciary, we only recommend a rollover when we believe it is in
your best interest.
Assets Under Management
As of December 31, 2023, we provide continuous management services for $173,152,055 in client
assets on a discretionary basis, and $11,611,090 in client assets on a non-discretionary basis totaling
$184,763,145.
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