4a: Firm Description EQ Wealth Management was established in 2017 by John Michael Quigley and Stephen Patrick Emanuels. Our main office is located in Bellevue, Washington. 4a1: Principal Members
• John Michael Quigley, Manager/Chief Compliance Officer: Mr. Quigley may be contacted by email at [email protected] or by telephone at (425) 434-1000.
• Stephen Patrick Emanuels, Manager: Mr. Emanuels may be contacted by email at [email protected] or by telephone at (425) 434-1000. 4b: Types of Advisory Services EQ Wealth Management offers a variety of investment advisory services to our Clients with discretionary and non- discretionary authority. EQ Wealth Management’s services include investment management and financial planning. Prior to providing advisory services, Clients are required to enter into a written agreement with EQ Wealth Management. When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interests ahead of yours. As fiduciaries we are obligated to do the following:
• Meet a professional standard of care when making investment recommendations (give prudent advice);
• Never put our financial interests ahead of yours when making recommendations (give loyal advice);
• Avoid misleading statements about conflicts of interest, fees, and investments;
• Follow policies and procedures designed to ensure that we give advice that is in your best interest;
• Charge no more than is reasonable for our services; and
• Give you basic information about conflicts of interest. Investment Management Services We work with our Clients to identify their investment goals, objectives, time horizon, and risk tolerance in order to create investment strategies designed to complement our clients’ financial goals and objectives. We use interviews, questionnaires and/or other forms of data collection to establish Client goals and objectives. We employ various tools to help analyze Client information to gain an understanding of their goals and objectives. Our analysis helps us form opinions regarding whether or not a Client’s objectives can be met by their resources and current course of action. We may use a variety of investment management strategies to diversify a Client’s portfolio depending on their goals and objectives. EQ Models. Clients may choose to invest in an EQ Model that has investment objectives consistent with their goals and objectives. EQ Models provide Clients access to a variety of investment strategies managed by EQ Wealth Management. We will buy and sell securities according to pre-established investment objectives of our strategy rather than the individual goals of Clients. We work with Clients to recommend the EQ Model or combination of EQ Models that have investment objectives consistent with the Client’s goals and objectives. Client accounts may include mutual funds, exchange-traded funds (ETFs), stocks, bonds, notes, real estate investment trusts (REITs), options and futures, among other investments. We monitor accounts for imbalances resulting from changes in market conditions and may rebalance accounts as necessary to conform to our established strategy. Models generally consist of mutual funds and exchange traded funds designed to meet a particular investment objective such as, but not limited to, growth, growth and income, capital preservation, or income or are designed to provide a particular risk and return exposure such as, but not limited to, domestic large companies, domestic small companies, international, emerging markets, or fixed income. Managed Programs. Clients may choose to invest in a Managed Program that has investment objectives consistent with their goals and objectives. Managed Programs provide Clients access to a variety of investment strategies ADV PART 2 A PAGE 5 OF 37 managed by third party money managers (Managers). Managers buy and sell securities according to pre- established investment objectives of their strategy rather than the individual goals of Clients. We work with Clients to recommend the Manager or combination of strategies that have investment objectives consistent with the Client’s goals and objectives. Client accounts may include mutual funds, exchange-traded funds (ETFs), stocks, bonds, notes, real estate investment trusts (REITs), options and futures, among other investments. Managers monitor accounts for imbalances resulting from changes in market conditions and may rebalance accounts as necessary to conform to their established strategy. Managed Programs through Envestnet are typically structured as a “wrap fee program.” In wrap fee programs, Clients pay a single fee for both investment advisory, manager, and brokerage services. Our advisory fee is included in the wrap fee. Clients should carefully review the disclosure documents of the program managers for more information regarding these programs and investments. Sub-Advised Programs. Clients may choose to invest in a Sub-Advised Program that has investment objectives consistent with their goals and objectives. Sub-Advised Programs provide Clients access to a variety of investment strategies managed by third party sub-advisors. Sub-advisors buy and sell securities according to pre-established investment objectives of their strategy rather than the individual goals of Clients. We work with Clients to recommend the sub-advisor or combination of strategies that have investment objectives consistent with the Client’s goals and objectives. Client accounts may include mutual funds, exchange-traded funds (ETFs), stocks, bonds, notes, real estate investment trusts (REITs), options and futures, among other investments. Sub-advisors monitor accounts for imbalances resulting from changes in market conditions and may rebalance accounts as necessary to conform to their established strategy. Clients should carefully review the disclosure documents of Sub- Advisors for a full description of the services offered, investments, and strategies used. Customized Models. We may create a customized model on a non-discretionary basis, consisting of, but not limited to individual stocks or bonds, exchange traded funds, no-load funds and/or load-waived funds (front-end commissions will not be charged). Each model will be initially designed to meet a particular investment goal which has been determined to be advisable to our Client’s circumstances. Once the appropriate model has been determined, we will review the model and rebalance the account based upon our Client’s individual needs, stated goals and objectives. We will obtain Client’s prior approval of each specific transaction prior to executing any investment recommendations. EQ Wealth Management’s strategy, generally, will be to seek to meet Client investment objectives while providing Clients with access to individualized advisory services. EQ Wealth Management may also provide advice about any type of long term holding positions or other investments held in Client models at Client request. Private Fund (affiliated with and managed by EQ, LLC). EQ LLC dba EQ Wealth Management manages and advises on the EQ Income Fund I (the "Fund"), an affiliated private investment fund exempt from registration under the Investment Company Act of 1940, as amended. We manage and advise the Fund in accordance with the objectives and investment strategies described in the Fund’s offering documents. We may, in the future, organize additional investment vehicles that follow an investment

program similar to or different from, the investment program of the Fund. The terms, conditions, risks, and fees pertaining to an investment in the Fund are outlined in the Confidential Private Placement Memorandum, Limited Liability Company Agreement, Subscription Agreement, or other applicable offering documents, all of which a prospective investor needs to read and understand before investing. Investments made in the Fund are available only on a non-discretionary basis. We will not offer investments in the Fund to all of our Clients, and Clients are under no obligation to consider, or make, an investment in the Fund. The owners of EQ Wealth Management expect to personally invest in the Fund. We serve as both the manager of the Fund and the investment advisor to it. This control creates certain conflicts of interest. See additional details regarding conflicts of interest below. Investments in the Fund are available only to investors qualified to invest, and only through completion of a Subscription Agreement that requires certain representations by the investor, including that the investor understands and accepts the risks associated with the investment. Our advisory services are tailored to achieve the Fund’s investment objectives and we have the authority to select which and how many securities and other instruments to buy or sell without consultation with the Fund or the investors in the Fund. Neither the Fund nor the investors in the Fund may impose restrictions on investing in certain types of securities. A more detailed ADV PART 2 A PAGE 6 OF 37 description of the investment strategy and related risks of the Fund are included in Item 8 below and in the Fund’s offering documents. Private Real Estate Investments. EQ Wealth Management principals, Stephen Emanuels and Michael Quigley, have individual ownership in Axiom-West LLC, a real estate project development company (“Axiom”). Mr. Emanuels’ and Mr. Quigley’s combined ownership interest in Axiom is twenty-five percent (25%). Axiom serves as a founder and manager of real estate-related projects in the United States. Mr. Emanuels, Mr. Quigley, and EQ Wealth Management may invest in certain Axiom real estate-related projects. EQ Wealth Management, on a selective basis, may recommend investment in certain Axiom-related projects to those EQ Wealth Management clients for which it is advisable based on the client’s portfolio, objectives, and time horizon. The terms, conditions, risks, and fees pertaining to an investment in an Axiom-related project will be outlined in a Confidential Private Placement Memorandum, Limited Liability Company Agreement, Subscription Agreement, and other applicable offering documents from Axiom, all of which a prospective investor needs to read and understand before investing. Financial Planning Services EQ Wealth Management offers a broad range of financial planning services for our Clients. Financial Planning Services are included as a part of EQ Wealth Management’s Investment Advisory Services. The plan considers your assets, liabilities, goals, and objectives and includes gathering information necessary to provide you with appropriate and agreed upon services, which may include recommendations on one or more of the following:
• Investment Planning
• Retirement Planning
• Budgeting and Cash Flow Planning
• Capital Needs Analysis (Goal Funding)
• Executive Compensation Planning
• Comparative Executive Compensation Reviews
• Employee Stock Option Planning
• Consolidated Performance Reporting (on outside accounts which we do not manage)
• Tax Planning
• Debt Management
• Trust and Estate Planning
• Charitable Giving Planning
• Business Planning
• Education Planning
• Insurance Planning
• Risk Management (Life and Disability Insurance) Planning Our Financial Planning Service includes, in all or part, but is not limited to, the following process:
• Gathering Information. We work with Clients to mutually define their objectives prior to making recommendations. We endeavor to collect sufficient information to understand the resources and objectives of Clients. We use interviews and/or other forms of data collection to establish Client’s goals and objectives.
• Analyzing and Evaluating Goals and Objectives. We employ various tools to help analyze Client's information and gain an understanding of their goals and objectives. We may use Client’s information to create models and illustrations for analysis. Our analysis helps us form opinions regarding whether or not Client’s objectives may be met by their resources and current course of action.
• Developing and Presenting Recommendations. We develop and present recommendations designed to help Clients work toward achieving their goals and objectives. Our recommendations may include our Investment Management and Financial Planning Services and may be presented through verbal, electronic, or written formats.
• Implementing Recommendations. We work with Clients to mutually agree on appropriate recommendations for implementation. Clients are under no obligation to implement any recommendation we offer.
• Monitoring Changes. In order to ensure that our initial determination of appropriate recommendations continues to be advisable for Clients we maintain relevant Client information. You should notify us immediately of any change in your goals and objectives and are encouraged to review your plans on a regular basis. We also recommend outside professionals when Clients require services we don’t offer. Outside professionals are engaged by Clients directly and those services are separate from our services. ADV PART 2 A PAGE 7 OF 37 4c: Client Tailored Relationships and Restrictions As a fiduciary, EQ Wealth Management always acts solely in your best interests. Your portfolio and accounts may be customized based on your investment objectives. You may make requests or make suggestions regarding the investments made in your overall portfolio or in specific accounts. Restrictions on trading which, in our opinion, are not in your best interest cannot be honored and if forced may result in the termination of our agreement. Similarly, you are under no obligation to act upon EQ Wealth Management's recommendations. If you elect to act on any of the recommendations, you are under no obligation to effect the transaction through EQ Wealth Management or our associated person when the person is an agent with a licensed broker-dealer or through any associate or affiliate of such person. In order to ensure that our initial determination of appropriate recommendations continues to be advisable for Clients we maintain relevant Client information. Clients should notify us immediately of any change in their goals and objectives. 4d: Wrap Fee Program Our Managed Programs are typically structured as a “wrap fee program”. In a wrap fee arrangement Clients pay a single fee for advisory, brokerage and custodial services. EQ Wealth Management’s advisory fee is included in the wrap fee. Client’s investment transactions may be executed without a transaction charge in a wrap fee arrangement. The Client should also consider that depending upon the wrap fee charged, the amount of trading activity in the Client’s account, and other factors, the wrap fee may or may not exceed the aggregate cost of such services if they were to be provided separately. EQ Wealth Management will review with Clients any separate program fees that may be charged to Clients. 4e: Assets under Management (AUM) EQ Wealth Management, as of December 31, 2023, has $438,234,457 in discretionary reportable Assets under Management and $155,510,642 in non-discretionary Regulatory Assets under Management for a total of $593,745,099 in Assets under Management.