Accordant Advisory Group, Inc. (“AAG”) is a registered investment adviser with its principal place of business located in Annapolis, Maryland. AAG began conducting business in 2000.
Listed below are the firm's principal shareholders (i.e., those individuals and/or entities controlling 25% or more of this company).
·David R. McKee, CFP, President, Chief Compliance Officer ·Thomas E. Burdette, CPA AAG offers the following advisory services to our clients: INDIVIDUAL PORTFOLIO MANAGEMENT Ambassador Investment Account Program The Ambassador Investment Account Program is a fee-based wrap fee program sponsored by Raymond James & Associates, Inc. (“RJA”), member New York Stock Exchange/SIPC. The Client is provided with ongoing investment advice and monitoring of securities holdings including portfolio reviews and recommendations. AAG provides continuous advice to the Client regarding the investment of client funds based on the individual needs of the Client. Through personal discussions in which goals and objectives based on the Client's particular circumstances are established, we develop the Client's personal investment policy and create and manage a portfolio based on that policy. During our data-gathering process, we determine the Client’s individual objectives, time horizons, risk tolerance, and liquidity needs. As appropriate, we also review and discuss the Client's prior investment history, as well as family composition and background.
We generally construct portfolios using individual stocks, ETFs (equity, fixed income and commodities), actively managed traditional mutual funds, passively managed index funds, and individual fixed income securities. AAG will manage the account on a discretionary or non-discretionary basis in accordance with the Ambassador Investment Adviser Client Agreement. Clients shall designate their investment objective on the New Account Form. Any changes to the investment objective shall be provided to AAG in writing. Clients may impose reasonable restrictions on investing in certain securities, types of securities, or industry sectors.
As RJA is the sponsor of the wrap fee program, clients will receive a Wrap Fee Program Brochure (Form ADV Part 2A Appendix 1) prepared by RJA. The Wrap Fee Program Brochure describes in detail the services offered within the program. Clients are encouraged to review the Wrap Fee Program Brochure to learn more about the particular characteristics of the services offered within the program. RJA is an investment adviser registered with the SEC that is independent of AAG.
FINANCIAL PLANNING We provide financial planning services. Financial planning is a comprehensive evaluation of a client’s current and future financial state by using currently known variables to predict future cash

flows, asset values and withdrawal plans. Through the financial planning process, all questions, information and analysis are considered as they impact and are impacted by the entire financial and life situation of the client.
Clients purchasing this service receive a written report which provides the client with a detailed financial plan designed to assist the client achieve his or her financial goals and objectives.
In general, the financial plan can address any or all of the following areas: ·PERSONAL: We review family records, budgeting, personal liability, estate information and financial goals.
·TAX & CASH FLOW: We analyze the client’s income tax and spending and planning for past, current and future years; then illustrate the impact of various investments on the client's current income tax and future tax liability.
·INVESTMENTS: We analyze investment alternatives and their effect on the client's portfolio.
·INSURANCE: We review existing policies to ensure proper coverage for life, health, disability, long-term care, liability, home and automobile.
·RETIREMENT: We analyze current strategies and investment plans to help the client achieve his or her retirement goals.
·DEATH & DISABILITY: We review the client’s cash needs at death, income needs of surviving dependents, estate planning and disability income.
·ESTATE: We assist the client in assessing and developing long-term strategies, including as appropriate, living trusts, wills, review estate tax, powers of attorney, asset protection plans, nursing homes, Medicare and elder law.
We gather required information through in-depth personal interviews. Information gathered includes the client's current financial status, tax status, future goals, returns objectives and attitudes towards risk. We carefully review documents supplied by the client, including a questionnaire completed by the client, and prepare a written report.
Should the client choose to implement the recommendations contained in the plan, we suggest the client work closely with his/her attorney, accountant, insurance agent, and/or stockbroker. Implementation of financial plan recommendations is entirely at the client's discretion.
Typically the financial plan is presented to the client within six months of the contract date, provided that all information needed to prepare the financial plan has been promptly provided.
Financial Planning recommendations are not limited to any specific product or service offered by a broker-dealer or insurance company. All recommendations are of a generic nature.
AMOUNT OF MANAGED ASSETS As of December 31, 2023, we were actively managing $194,664,103 of client assets on a discretionary basis plus $40,703,860 of client assets on a non-discretionary basis.