A. Description of the Advisory Firm Oakwell Private Wealth Management, LLC is a Limited Liability Company organized in the state of Texas. This firm has been in business since February 2012, and the principal owners are Ceruse Financial LLC, Robbins Financial Coordinating Services Inc., Touchstone Wealth Planners Inc., and Small Business Simplified LLC. B. Types of Advisory Services Oakwell Private Wealth Management, LLC (hereinafter “OPWM”) offers the following services to advisory clients: Investment Supervisory Services OPWM offers ongoing portfolio management services based on the individual goals, objectives, time horizon, and risk tolerance of each client. OPWM creates an Investment Policy Statement for each client, which outlines the client’s current situation (income, tax levels, and risk tolerance levels) and then constructs a plan (the Investment Policy Statement) to aid in the selection of a portfolio that matches each client’s specific situation. Investment Supervisory Services include, but are not limited to, the following: • Investment strategy • Personal investment policy • Asset allocation • Asset selection • Risk tolerance • Regular portfolio monitoring OPWM evaluates the current investments of each client with respect to their risk tolerance levels and time horizon. OPWM will request discretionary authority from clients in order to select securities and execute transactions without permission from the client prior to each transaction. Risk tolerance levels are documented in the Investment Policy Statement, which is given to each client. OPWM will also offer investment supervisory services to pension and profit-sharing plans for small businesses. OPWM may install and/or take over existing plans. OPWM may recommend mutual funds/ETFs for the plans in addition to building models for clients to select. Financial Planning Financial plans and financial planning may include, but are not limited to: investment planning, life insurance; tax concerns;

retirement planning; college planning; and debt/credit planning. These services are based on fixed fees, hourly fees, and/or retainer fees and the final fee structure is documented in Exhibit II of the Financial Planning Agreement. The client decides whether they choose to be charged by fixed fees, hourly fees, and/or retainer fees. Services Limited to Specific Types of Investments OPWM generally limits its investment advice and/or money management to mutual funds, equities, bonds, fixed income, debt securities, ETFs, real estate, REITs, insurance products including annuities, private placements, and government securities. OPWM may use other securities as well to help diversify a portfolio when applicable. Insurance Sales Some of the investment adviser representatives of OPWM will offer insurance products through our affiliate Oakwell Plan Benefits (“OPB”). C. Client Tailored Services and Client Imposed Restrictions OPWM financial planning services are tailored to each client’s specific needs and risk tolerance. Specific client financial plans and their implementation are dependent upon the client’s current financial situation (income, tax levels, and risk tolerance levels) and goals. This is used to construct a client specific plan to aid in the Financial Planning. The Investment Policy Statement will be utilized to determine which investment plan is appropriate for each client. Clients may impose restrictions in investing in certain securities or types of securities in accordance with their values or beliefs. D. Wrap Fee Programs A wrap fee program is an investment program where the investor pays one stated fee that includes management fees, transaction costs, fund expenses, and any other administrative fees. OPWM does NOT participate in any wrap fee programs. E. Amounts Under Management OPWM has the following assets under management: Discretionary Amounts: Non-discretionary Amounts: Date Calculated: $408,060,803 $3,695,257 12/31/2023