Firm Description Tradition Wealth Management, LLC (hereinafter referred to as “Tradition Wealth”) is an investment advisory firm offering a variety of advisory services customized to your individual needs. Tradition Wealth was established in 2003. The principal owners of Tradition Wealth are as follows: Chadwick J. Schumacher John L. Hause Bradley A. Johnson Timothy C. Gunderson Types of Advisory Services Tradition Wealth accepts appointment and a fiduciary duty of utmost good faith to act solely in the best interest of each client pursuant to the terms and conditions set forth in this Agreement. Tradition Wealth offers the following advisory services. A more thorough explanation of the services are fully described below.  Tradition Wealth Asset Management Program  Financial Planning Consulting Services  Analysis, Recommendation and Monitoring of Third-Party Managed Programs  Unified Managed Accounts  Pooled Investment Programs  Retirement Plan Services Tradition Wealth Asset Management Program Tradition Wealth will schedule a meeting with you and present the recommended portfolio allocation. Tradition Wealth will provide continuous and ongoing management of your account. Tradition Wealth has designed various model portfolios to assist Tradition Wealth in managing portfolios. Clients’ assets may be invested in accordance with one or more of the model portfolios. However, clients’ portfolios are reviewed on an account by account basis to determine if rebalancing, reallocation or customization is needed. The model portfolios designed by Tradition Wealth are used as a guideline to assist in managing clients’ accounts. Each client’s advisory representative will determine whether changes to the model portfolios are applicable to the client. Additionally, Tradition Wealth may utilize sub-advisers available through its arrangement with Charles Schwab & Company. Tradition Wealth may allocate a portion of the assets to a sub-adviser as another method or strategy to diversify the management of the client’s account. Unless otherwise expressly requested by you, Tradition Wealth will manage the account and will make changes to the allocation as deemed appropriate by Tradition Wealth. Tradition Wealth will determine the securities to be purchased and sold in the account and will alter the securities holdings from time to time, without prior consultation with you. If you elect to have your accounts managed on a nondiscretionary basis, no changes will be made to the allocation of your account without prior consultation with you and your expressed agreement. However, Tradition Wealth may elect to periodically rebalance your account to maintain the initially agreed upon asset allocation. Tradition Wealth does not deem rebalancing as a form of discretion. If you elect non-discretionary management, you are advised the performance of your account may be impacted since Tradition Wealth will not be able to conduct transactions timely. Tradition Wealth may actively trade securities and hold such holdings for periods of 30 days or less or maintain positions for longer or shorter-term periods. Discretionary authority will be granted by you to Tradition Wealth by execution of the Asset Management agreement. Tradition Wealth uses exchange traded funds (ETFs) and no-load and load waved open-ended mutual funds as well as mutual funds purchased at net asset value (NAV). In addition, managed accounts may include stocks and bonds which are typically transferred or requested by you. Clients are advised transactions in the account, account reallocations and rebalancing may trigger a taxable event, with the exception of IRA accounts, 403(b) accounts and other qualified retirement accounts. Clients are also advised that Tradition Wealth has a conflict of interest due to the fact that Tradition Wealth will not receive compensation relating to Client accounts or may receive less compensation if Client assets were to remain in Client’s existing accounts without any changes and will receive more compensation as a result of Client’s decision to open a new account or transfer existing accounts to Tradition Wealth. This conflict is mitigated by disclosures, firm procedures, and Tradition Wealth’s fiduciary obligation. The client is under no obligation to act upon Tradition Wealth’s recommendations. Financial Planning Consulting Services A financial plan is an evaluation and analysis of a client’s financial situation and is designed to help guide the client towards achieving their financial goals. Tradition Wealth will schedule a meeting with you and present the analysis of your situation and recommendations for steps to be taken to assist you to work toward financial goals. Plans are based on your financial situation at the time and information disclosed by you to Tradition Wealth. You are advised that certain assumptions may be made with respect to interest and inflation rates and use of past trends and performance of the market and economy. However, past performance is in no way an indication of future performance. Tradition Wealth cannot offer any guarantees or promises that your financial goals and objectives will be met. Further, you must continue to review the plan and update the plan based upon changes in your financial situation, goals, or objectives or changes in the economy. Should your financial situation or investment goals or objectives change, you must notify Tradition Wealth promptly of the changes. You are advised that the advice offered by Tradition Wealth may be limited and is not meant to be comprehensive. Therefore, you may need to seek the services of other professionals such as an insurance adviser, attorney and/or accountant. Tradition Wealth Advisor Representatives may charge clients for financial planning on an hourly basis or a negotiable fixed fee basis described in detail in Item 5. Implementation of the recommendations provided by Tradition Wealth is at the sole discretion of the client. Should you implement the plan with Tradition Wealth’s Advisory Representatives, commissions or other compensation may be received in addition to the advisory fee paid to Tradition Wealth. Tradition Wealth offers the service of reviewing your qualified plan allocations and options (401(k), 403(b), etc.). Tradition Wealth will assist the client with recommendations for allocating their qualified plan accounts. Clients will typically retain all authority for implementation. However, qualified plans retained at Charles Schwab & Company may authorize Tradition Wealth to implement recommendations and monitor the account on an ongoing basis. Generally, clients will be charged an annual fixed fee in accordance with the fixed fee schedule below in Item 5. Third-Party Managed Programs Tradition Wealth offers the services of third-party asset managers to offer asset allocation and ongoing management of assets. Such programs are designed to assist the client in determining their risk profile and investment objectives and provide a relevant asset allocation policy. Further, such programs will provide ongoing re-balancing of assets in the account and provide performance reports. Tradition Wealth will assist you with evaluating your financial situation and determine with utmost good faith an appropriate third-party manager’s service. Tradition Wealth will be available to answer questions regarding your account and act as

the communication conduit between you and the manager. All execution of securities in the account and the management decisions affecting the account will be conducted by third- party managers. Tradition Wealth will have no trading or direct management responsibility over the account. Tradition Wealth Advisor Representative will deliver the form ADV and Privacy Notice to you of the third-party asset manager. Clients are advised that advisory representatives have a conflict of interest because Tradition Wealth is paid a fee for recommending the third-party managers and has an incentive to recommend a particular third-party manager based on the fee Tradition Wealth is to receive. This conflict is mitigated by the fact that Tradition Wealth and its advisory representatives have a fiduciary responsibility to act in the best interest of their clients. Additionally, Tradition Wealth has entered into an arrangement with Schwab to offer the Managed Account Marketplace® (“Marketplace”), Managed Account Connection® (“Connection”), Managed Account Select® (“Select”) and Managed Account Access™ (“Access”). Additional disclosure about the programs is provided in the Disclosure Brochure for the programs.  Marketplace - Offers access to many third-party managers.  Connection - Is a subset of Marketplace.  Select - Up to seven money managers available to select from and manage your account.  Access - Access to more than 1,500 managers and 5,000 managed account products. Through the program, Tradition Wealth will have the ability to conduct searches for managers and managed products based on a pre-designed set of criteria established by you and Tradition Wealth. Unified Managed Account (“UMA”) The UMA Program is a program sponsored by Schwab. The UMA Program provides access to model asset allocations that consist of target allocations. The program provides the experience of specific asset managers who are retained to provide recommendations to Overlay Managers who will coordinate and implement recommendations through model portfolios. When selecting specific asset managers, the client’s best interest will be the main determining factor. Clients will have the option between selecting a model portfolio or a custom allocation. Tradition Wealth will assist the client: 1. To recommend and select Model Portfolio Advisors to act as sub-advisors to the Overlay Manager and/or exchange traded funds and mutual funds. 2. To select the allocations within the account to various investment vehicles 3. To determine and select account features such as rebalancing policy, tax overlay management, and cash management and restrictions. 4. At least annually and more frequently if needed or requested by the client meet with the client to review their account and the client’s financial situation. 5. Communicating changes to the client’s financial profile or allocation to the Overlay Manager. Additional details and description of the UMA Program is contained in the UMA Program Disclosure Brochure provided to clients. Pooled Investment Programs Tradition Wealth has entered into an agreement with pooled investment companies to offer customized hedge fund, alternative investments, private placements and capital market portfolios. Clients must satisfy suitability requirements established by each pooled investment program prior to investing. It is important clients read the offering memorandum, subscription agreements, and any other disclosures provided carefully prior to participating in the pooled management programs. Pooled investment programs offer funds that are more risky than other investment options and offer limited liquidity. Clients agreeing to participate in a pooled investment fund must be prepared to bear the investment risk including loss of principal. Pooled investment programs are for long term investing. 1031 Exchange Consulting Tradition Wealth may occasionally recommend private placement securities, typically real estate related, in the structure of Delaware Statutory Trusts (DSTs) and 1031 exchanges. Tradition Wealth will assist the client with asset consulting, replacement property and sponsor due diligence and coordination of exchange deadlines. Tradition Wealth does not provide accounting or legal advice nor prepare any accounting or legal documents for the implementation of a 1031 Exchange Plan. Retirement Plan Services Tradition Wealth provides retirement plan services to employer plan sponsors (“Sponsor”) and will advise Sponsor in establishing, monitoring, and reviewing their company’s qualified retirement plan. In providing these services, Tradition Wealth is deemed to be a fiduciary pursuant to the Employee Retirement Income and Securities Act (“ERISA”), and regulations under the Internal Revenue Code of 1986. As the needs of the Sponsor dictate, Tradition Wealth may serve as an Investment Advice Fiduciary as defined in section 3(21) of ERISA or as the Investment Manager Fiduciary as defined in section 3(38) of ERISA (the full array of fiduciary duties and services provided are disclosed in the Tradition Wealth ERISA Advisor Agreement “Appendix A”). As such, Tradition Wealth will carry out these duties with the care, skill, prudence, and diligence of a prudent person rendering similar services would exercise. Client Tailored Services Tradition Wealth tailors the advisory services it offers to your individual needs. You may impose restrictions and/or limitations on the investing in certain securities or types of securities. Your Tradition Wealth Advisory Representative will meet with you and conduct an interview and data gathering session to obtain information about you and gain an understanding of your financial concerns, risk tolerance, goals, objectives and views. The information gathered by Tradition Wealth will assist Tradition Wealth to provide you with the requested services and customize the services to your financial situation. Depending on the services you have requested, Tradition Wealth will gather various financial information and history from you including, but not limited to:  Retirement and financial goals  Investment objectives  Investment horizon  Risk tolerance  Financial needs  Cash flow analysis  Cost of living needs  Education needs  Savings tendencies  Other applicable financial information required by Tradition Wealth in order to provide the investment advisory services requested The information gathered for each client will be thoroughly documented in our client relationship management system and will be updated at a minimum of once per year. Wrap Fee Program Tradition Wealth does not sponsor any wrap fee programs. Client Assets Under Management As of December 31, 2023, Tradition Wealth has approximately $1,512,669,293 of client assets under our discretionary management and approximately $9,824,000 of non-discretionary client assets under management. General Information You are advised the investment recommendations and advice offered by Tradition Wealth are not legal advice or accounting advice. You should coordinate and discuss the impact of financial advice with your attorney and/or accountant. You are advised that it is necessary to inform Tradition Wealth promptly with respect to any changes in your financial situation and investment goals and objectives. Failure to notify Tradition Wealth of any such changes could result in investment recommendations not meeting your needs.