Advisory Fee Program Services Our objective is to combine asset management with objective financial advice. Clients come to Warren Capital because of our commitment to their financial independence and security. Our mission is to be the single financial services resource for every client. The Warren Capital Group Asset Allocation Advisory Fee Program (the “Program”) offers individualized portfolio management, asset allocation, and portfolio monitoring. Proper diversification is essential when managing investment assets. We allocate to five different asset classes when constructing portfolios stocks, bonds, real estate, alternatives, and money market. These asset classes have varying degrees of correlation. Constructing a diversified investment portfolio in this manner attempts to increase performance while decreasing volatility. Although the underlying assets within the models may be the same for all clients, the specific allocation will be tailored to meet your individual needs. In managing your investment portfolio, we consider your financial situation, risk tolerance, investment horizon, liquidity needs, tax considerations, investment objectives, and any other issues important to your state of affairs. You should notify us promptly if there are any changes in your financial situation or investment objectives. Restrictions and guidelines imposed by clients affect the composition and performance of portfolios. For this reason, the performance of portfolios within the same investment objective may differ. If a client participates in the Program, they will pay a single fee, which includes investment management and portfolio monitoring, as well as custodial and administrative costs incurred within their account(s). This advisory fee program brochure has been created and will be presented to the client by the Firm prior to investing in the Program. Warren Capital does not offer asset management services on a non-discretionary basis. The scope of the discretionary authority that you may grant to us is limited to selecting specific investments for your account and deciding how to allocate your account assets among those investments. We may decide if and when to buy, hold, or sell those investments. Once you have granted discretionary authority to us, it is effective until you change it or revoke it in writing. Financial Planning Warren Capital provides financial planning as part of its services to clients. We will work with a client to help them clearly define reasonable financial goals and then to find an efficient and effective way to attain those goals. We will assess the client’s current financial situation with recommendations for the areas of particular concern to the client. Advisory Fee Program Fees Warren Capital offers its services on a fee-only basis. Our fee is assessed and collected quarterly, in advance, based upon the market value of the assets in your account(s) on the last day of the previous quarter. Clients who elect to have a financial plan prepared by Warren Capital will not be charged an additional fee as this service. Broker-dealers and other financial institutions that hold client accounts are referred to as custodians (hereinafter, the “Custodian”). Your Custodian determines the values of the assets in your account. Fees for the initial quarter are based on the value of your cash and securities on the date the Custodian receives them and are pro-rated based upon the number of calendar days in the calendar quarter that our agreement becomes effective. In the event that new funds or securities greater than $50,000 in value are delivered within a quarter in an Account already under the services and terms of this Agreement during a quarter, a pro rata fee for the remaining days of the quarter will be calculated based on the value as indicated by custodian the day the assets are received into the Account. This fee will be deducted from the Account upon the receipt of the new funds or securities and calculation of the pro rata fee. In the event of a partial withdrawal of funds or securities greater than $50,000 in value within

a quarter or termination, Client will be entitled to a pro- rata refund of any pre-paid quarterly fee based upon the number of days following withdrawal. Such fees will be refunded to the Account where such fees were debited. Our fee schedule is described below: Assets Under Management Annual Advisory Fee Up to $500,000 2.50% $500,000-$999,999 2.25% $1,000,000-$5,000,000 1.75% Over $5,000,000 1.25% Clients using the advisory fee program can refer to the Warren Capital Advisory Fee Disclosure Brochure for detailed information about the Advisory Fee Program. All fees are negotiable at our sole discretion. Warren Capital may offer discounted rates to its employees and their families as well as to institutional and ultra, high-net-worth clients with substantial account balances. Advisory fees are paid in advance of receiving our services. Should either one of us terminate the advisory agreement we have entered into before the end of a billing period, any unearned fees that were deducted from your account will be returned to you. The amount refunded to you is calculated by dividing the most recent advisory fee you paid by the total number of days in the quarter. This daily fee is then multiplied by the number of calendar days in the quarter that our agreement was in effect. This amount, which equals the amount we earned for the partial quarter, is subtracted from the total fee you paid in advance. The remaining balance is then refunded to you. Client acknowledges that Adviser sends the custodian a bill showing the amount of the fee, the value of client’s assets on which the fee was based, and the specific manner in which the fee was calculated. The custodian of the account is advised in writing of the limitation of Adviser’s access to the account. Client custodians will send Client at least a quarterly statement showing all amounts paid from a Client’s Account(s), including all management fees paid through the custodian to Adviser. It is Client’s responsibility, not the custodian’s, to verify the accuracy of the billing amount. Adviser does not hold customer funds or securities. You must authorize us to have the Custodian pay us directly by charging your account. This authorization must be provided in writing. Your Custodian provides you with statements that show the amount paid directly to us. You should review your Custodian’s statement and verify the calculation of our fees. Your Custodian does not verify the accuracy of fee calculations. In addition to our fee, you may be required to pay other charges such as custodial fees, brokerage commissions, transaction fees, internal fees and expenses charged by mutual funds or exchange traded funds (“ETFs”), and other fees and taxes on brokerage accounts and securities transactions. Mutual fund, ETFs, and money market management fees are not included in this fee. Ancillary charges such as margin interest or Account fees such as transfer costs or wire costs are not included in this fee. None of these fees are paid to or are shared with us. Mutual fund companies, ETFs, and variable annuity issuers charge internal fees and expenses for their products. These fees and expenses are in addition to any advisory fees charged by us. Complete details of these internal fees and expenses are explained in the prospectuses for each investment. You are strongly encouraged to read these explanations before investing any money. You may ask us any questions you have about fees and expenses. Adviser Compensation Advisory representatives may recommend our advisory program to you and, as a result of your participation in this program, will receive a portion of the fee charged by us. These payments may be made as long as you participate in the program and may be greater than other forms of compensation had you paid separately for investment advice, brokerage and other services provided to you as part of a advisory fee program. As a result, our advisory representatives may have a financial incentive to recommend this program over other programs or services that may be available to you.