Our firm is dedicated to providing financial advisory services including comprehensive wealth
management, financial planning and investment consultation to individuals and other types of
clients.OurfirmisalimitedliabilitycompanyformedunderthelawsoftheStateofDelawarein2016
andhasbeeninbusinessasaninvestmentadvisersincethattime.Ourfirmismajorityownedby
FisherFinancialPartners,Inc.andFlipSideConsulting,LLC.
Ourobjectiveistohelpourclientsmeettheirfinancialgoals.Asafiduciaryitisourdutytoalways
actintheclient’sbestinterest.Thisisaccomplishedinpartbyknowingourclient,includingtheirrisk
toleranceandtimehorizon.Ourfirmhasestablishedaservice-orientedadvisorypracticewithopen
lines of communication. We work with clients to understand their goals, enabling us to create a
customizedandcomprehensivefinancialstrategytohelpthemmeettheirfinancialobjectives.Our
processincludesclienteducation,advocacyandsupportofoneanothertobetterfacilitateavalued
workingrelationship.
TypesofAdvisoryServicesOffered
• ComprehensiveWealthManagement
As part of our Comprehensive Wealth Management service, clients will be provided asset
managementandfinancialplanningorconsultingservices.Thisserviceisdesignedtoassistclients
inmeetingtheirfinancialgoalsthroughtheuseofafinancialplanorconsultation.Ourfirmwill
analyzeeachclient’scurrentinvestments,investmentobjectives,goals,age,timehorizon,financial
circumstances,investmentexperience,investmentrestrictionsandlimitationsandrisktolerance.
Additionally, we will review the client’s insurance needs, tax and estate planning goals and
objectives.
Basedonwhatislearned,aninvestmentapproachispresentedtotheclient,consistingofindividual
stocks,bonds,exchangetradedfunds(“ETFs”),options,mutualfundsinsurancesolutionsincluding
annuities, whole life, and Indexed Universal Life and other public and private securities or
investments. Once the appropriate portfolio has been determined, portfolios are regularly
monitored,andifnecessary,rebalancedbasedupontheclient’sindividualneeds,statedgoalsand
objectives. Upon client request, our firm provides a summary of observations and
recommendationsfortheplanningorconsultingaspectsofthisservice.Ourfirmmayutilizethe
sub-advisoryservicesofathirdpartyinvestmentadvisoryfirmorindividualadvisortoaidinthe
implementation of an investment portfolio designed by our firm. Before selecting a firm or
individual,ourfirmwillensurethatthechosenpartyisproperlylicensedorregistered
• FinancialPlanning&Consulting
Ourfirmprovidesavarietyofstandalonefinancialplanningandconsultingservicestoclientsfor
the management of financial resources based upon an analysis of current situation, goals, and
objectives. The plan or consultation may include recommendations on a variety of investment
relatedareas.Basedontheclient’sneeds,financialplanningservicesmayincludethefollowing:
o Preparation of a recommended portfolio that serves to diversify the client’s portfolio
amongdifferentcategoriesofinvestments,suchassmall,mediumandlargecapitalization
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securities,corporateandgovernmentfixedincome;U.S.andinternationalinvestment;
growthandvalueequities;andsuchothersuitableassetclasses.
o Preparation of a retirement plan that serves to identify whether the client is saving
enoughorinvestinginawaythatmeetsretirementobjectives
o Preparation of cash flow projections to ensure that the client can meet daily living
expensesandobligations
o Aninsuranceplantomeettheneedsoftheclient,takingintoaccountfamily,businessand
otherfinancialobjectivesoftheclient.
o Our services will also include tax strategy, estate planning, education funding, and
budgeting.
Implementationoftherecommendationswillbeatthediscretionoftheclient.Ourfirmprovides
clients with a summary of their financial situation, and observations for financial planning
engagements.
Financial consultations are not typically accompanied by a written summary of
observations and recommendations, as the process is less formal than the planning service.
Assumingthatalltheinformationanddocumentsrequestedfromtheclientareprovidedpromptly,
plansorconsultationsaretypicallycompletedwithin90daysoftheclientsigningacontractwith
ourfirm.
• OurFinancialPlan
OurPlanisalivingdocumentandisreviewedatleastannuallyinconjunctionwiththeclient’s
needsandobjectives.ThePlanismostcommonlydividedintothefollowingsections:
o Goalso Investments
o Assets/Liabilitieso Distributions
o EducationPlanningo RiskManagement
o FinancialIndependenceo EstatePlanning
o IncomeTaxes
• RetirementPlanConsulting
Ourfirmprovidesretirementplanconsultingservicestoemployerplansponsorsonanongoing
basis. Generally, such consulting services consist of assisting employer plan sponsors in
establishing,monitoringandreviewingtheircompany’sparticipant-directedretirementplan.As
theneedsoftheplansponsordictate,areasofadvisingcouldinclude:investmentoptions,plan
structureandparticipanteducation.
RetirementPlanConsultingservicestypicallyinclude:
o EstablishinganInvestmentPolicyStatement–Ourfirmwillassistinthedevelopmentofa
statement that summarizes the investment goals and objectives along with the broad
strategiestobeemployedtomeettheobjectives.
o Investment Options – Our firm will work with the Plan Sponsor to evaluate existing
investmentoptionsandmakerecommendationsforappropriatechanges.
o AssetAllocationandPortfolioConstruction–Ourfirmwilldevelopstrategicassetallocation
modelstoaidParticipantsindevelopingstrategiestomeettheirinvestmentobjectives,time
horizon,financialsituationandtoleranceforrisk.
o Investment Monitoring – Our firm will monitor the performance of the investments and
notifytheclientintheeventofover/underperformanceandintimesofmarketvolatility.
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Inprovidingservicesforretirementplanconsulting,ourfirmdoesnotprovideany advisoryservices
withrespecttothefollowingtypesofassets:employersecurities,realestate (excludingrealestate
fundsandpubliclytradedREITS),participantloans,non-publiclytraded securities or assets,other
illiquidinvestments,orbrokeragewindowprograms (collectively,“ExcludedAssets”).Allretirement
planconsultingservicesshallbeincompliancewiththeapplicablestatelawsregulatingretirement
consultingservices.Thisappliestoclientaccountsthatareretirementorotheremployeebenefit
plans (“Plan”) governed by the Employee Retirement Income Security Act of 1974, as amended
(“ERISA”). If the client accounts are part of a Plan, and our firm accepts appointment to provide
servicestosuchaccounts,ourfirmacknowledgesitsfiduciarystandardwithinthemeaningofSection
3(21) of ERISA as designated by the Retirement Plan Consulting Agreement with respect to the
provisionofservicesdescribedtherein.
TailoringofAdvisoryServices
OurfirmoffersindividualizedinvestmentadvicetoourComprehensiveWealthManagementclients.
GeneralinvestmentadvicewillbeofferedtoourFinancialPlanning&ConsultingandRetirement
PlanConsultingclients.
EachComprehensiveWealthManagementclienthastheopportunitytoplacereasonablerestrictions
onthetypesofinvestmentstobeheldintheportfolio.Restrictionsoninvestmentsincertainsecurities
ortypesofsecuritiesmaynotbepossibleduetothelevelofdifficultythiswouldentailinmanaging
theaccount.Ourfirmmayrecommendtocertainclientsthatmeetminimumnetworththresholds
investmentsinprivateplacements.
ParticipationinWrapFeePrograms
Ourfirmdoesnotofferorsponsorawrapfeeprogram.
RegulatoryAssetsUnderManagement
AsofDecember31,2023,ourfirmmanages$733,105,473onadiscretionarybasisand$32,563,687
onanon-discretionarybasis.Ourtotalassetsundermanagementare$765,669,160.