Page 4 A. Ownership/Advisory History ARK & TLK Investments, LLC, dba Castlepoint Wealth Advisors (“Castlepoint” or “firm”), is dedicated to providing individuals with a wide array of investment advisory services. Our LLC was formed in the State of Oklahoma in 2014. Our firm has been in business as an investment advisor since 2015. The primary shareholder is Kendall W. King. This narrative brochure contains information regarding Castlepoint and the qualifications, business practices, and nature of advisory services that the firm provides. This information should be carefully considered before becoming an advisory client of Castlepoint. Prior to engaging Castlepoint to provide services, clients are generally required to enter into an agreement with Castlepoint setting the terms and conditions of the engagement (including termination), describing the scope of the services to be provided, and specifying the portion of the fee that is due from the client prior to Castlepoint beginning services. When Castlepoint provides investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way Castlepoint makes money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. B. Advisory Services Offered Wealth Management Services Castlepoint’s wealth management includes financial planning advice on investments, retirement planning, estate planning, tax planning, college savings, and insurance, as well as ongoing investment management oversight to client’s accounts. The client may engage Castlepoint to provide both ongoing financial consulting and investment management on a fee-only basis. This process is customizable to the unique needs of the client. Castlepoint employs a comprehensive set of services that include retirement planning, investment planning, estate planning, tax planning, insurance planning, life planning, and charitable planning. We do not sell tax insurance or give legal advice, but we do coordinate and communicate with our client’s professional advisors including attorneys, accountants, insurance agents, bankers, and others to meet the client’s unique goals. For its discretionary asset management services, Castlepoint receives a limited power of attorney to effect securities transactions on behalf of its clients that include securities and strategies described in Item 8 of this brochure. Castlepoint primarily allocates investment management assets of its client accounts among various asset classes using mutual funds (and to a much lesser extent, among various individual debt and equity securities), on a discretionary basis, in accordance with the investment objectives of the client as set forth in an Investment Policy Page 5 Statement prepared by Castlepoint for review and acceptance by the client. Once the portfolio is constructed, Castlepoint provides ongoing supervision and rebalancing of the portfolio as changes in market conditions and client circumstances may require. Clients have the right to provide the firm with any reasonable investment restrictions

on the management of their portfolio, which must be in writing and sent to the firm. Clients must promptly notify the firm in writing of any changes in such restrictions or in the client's personal financial circumstances, investment objectives, goals and tolerance for risk. Castlepoint will remind clients of their obligation to inform the firm of any such changes or any restrictions that should be imposed on the management of the client’s account. Castlepoint will also contact clients at least annually to determine whether there have been any changes in a client's personal financial circumstances, investment objectives and tolerance for risk. Use of Sub-Advisers At times, and when in the client’s best interest, Castlepoint will recommend that a client utilize one or more unaffiliated investment managers or investment platforms (“sub-adviser”) for investment management services to all or a portion of a client’s investment portfolio. Depending upon the sub-adviser providing the services, the client may be required to enter into an advisory agreement with the sub-adviser that defines the terms in which the sub-adviser will provide investment management and related services. Castlepoint will assist in the development of the initial policy recommendations and managing the ongoing client relationship with the sub- adviser. Castlepoint will perform initial and ongoing oversight and due diligence over the selected sub-adviser to ensure the sub-adviser’s strategies and target allocations remain aligned with the client’s investment objective, any restrictions, and overall best interests. The client, prior to entering into an agreement with an unaffiliated sub-adviser or investment platform will be provided with the sub-adviser’s disclosure documents (or a brochure that makes the appropriate disclosures). Tax Preparation Services Castlepoint Wealth Advisors provides clients with the opportunity to engage an independent CPA, Meier & Barrus, Inc., for the preparation of clients’ individual tax returns. Clients who elect to receive tax preparation services from Meier & Barrus, Inc., will sign a separate tax engagement letter with Meier & Barrus, Inc. The fee for Meier & Barrus’ services is paid for by Castlepoint Wealth Advisors. 401(k) and Retirement Plan Services This service consists of assisting employer plan sponsors establish, monitor, and review their company’s participant-directed retirement plan. We evaluate the needs of the plan sponsor and generally advise on the following areas: investment options, plan structure, and participant education. Page 6 C. Client-Tailored Services and Client-Imposed Restrictions Each client’s account will be managed on the basis of the client’s financial situation and investment objectives and in accordance with any reasonable restrictions imposed by the client on the management of the account—for example, restricting the type or amount of security to be purchased in the portfolio. D. Wrap Fee Programs Castlepoint does not participate in wrap fee programs, where brokerage commissions and transaction costs are included in the asset-based fee charged to the client. E. Client Assets Under Management As of December 31, 2023, Castlepoint manages $519,888,724 of discretionary assets and $27,414,135 of non-discretionary assets.