ADVISORY BUSINESS Veteri is a New Jersey Corporation formed on January 6, 1995 by President and Portfolio Manager Lawrence B. Seidman. Veteri commenced trading and investing operations in January, 1995. The Company is a privately held investment firm that is currently owned by Mr. Seidman, Allison Hammer, and Erica Fishman; however, Mr. Seidman owns 100% of the voting stock. The Company’s main operations are located in Parsippany, New Jersey. Veteri provides investment advisory services to sponsored and non-sponsored private funds which pursue the same investment objective and strategy and are managed on a side-by-side basis (each a “Client” and collectively the “Clients”). These services are offered, indirectly through the Clients, to high net worth individuals, trusts, individual retirement accounts, and institutional investors including foundations. The sponsored and non-sponsored private funds are herein also referred to as Private Funds (each a “Private Fund” and collectively, the “Private Funds”). The Private Funds sponsored by Veteri include Seidman and Associates LLC (“S&A”), a New Jersey limited liability corporation, Seidman Investment Partnership, LP (“SIP-1”), a New Jersey limited partnership, and Seidman Investment Partnership II, LP (“SIP-2”), a New Jersey limited partnership. Veteri also provides investment advisory services to three (3) non-sponsored United States based limited liability corporations and a limited partnership. For the non-sponsored Private Funds, Veteri and Lawrence Seidman act in the capacity of trading advisor for such Private Funds. Veteri may also provide investment advisory services to additional Clients in the future. Mr. Seidman is

a relying adviser of Veteri as Mr. Seidman provides investment advisory services either directly or indirectly to one or more Clients. Interests or shares in the Private Funds are not registered under the Securities Act of 1933, as amended, and the Private Funds themselves are not registered under the Investment Company Act of 1940, as amended. Accordingly, interests or shares in the Private Funds are offered and sold exclusively to investors satisfying the applicable eligibility and suitability requirements in private transactions within the United States. Any such offer or solicitation of interests will be made pursuant to the confidential private placement memoranda for the Private Funds (each a “PPM” and collectively, the “PPMs”), which should be read carefully prior to investing for a description of the merits and risks of such an investment. The Clients are managed according to the terms set forth in their respective offering and organizational documents and/or investment management agreement. Generally, the investment objective of all the Clients is to maximize capital appreciation by long-term and short-term investments in, and the short sale of, securities. Veteri seeks to achieve this goal through investment in what are deemed to be inefficiently priced stocks based on estimates of their future growth rates in earnings or assets and cash flow with a principal focus on the purchase of shares of privately and publicly traded thrifts and banks. As of December 31, 2023, Veteri managed approximately $156,881,228 of regulatory assets under management on a discretionary basis. Veteri does not manage any assets on a non-discretionary basis.